If you are searching for the IFSC code of The Ahmednagar District Central Co-Operative Bank Ltd, SONEGAON branch in AHMEDNAGAR, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is AHDC0000173. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SONEGAON branch, and detailed step-by-step guides for using the IFSC AHDC0000173 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, AHDC0000173 is the IFSC of The Ahmednagar District Central Co-Operative Bank Ltd's SONEGAON branch. The format is fixed: AHDC = bank code, 0 = reserved, 000173 = branch identifier.
About the bank
The Ahmednagar District Central Co-Operative Bank Ltd serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sonegaon branch in Ahmednagar, Maharashtra is part of this network and uses the IFSC code AHDC0000173 for all electronic settlement.
About the Sonegaon branch
The Sonegaon branch of The Ahmednagar District Central Co-Operative Bank Ltd is situated at POST SONEGAON TAL JAMKHED 413204. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code AHDC0000173 is used.
Branch details at a glance
| Bank Name | The Ahmednagar District Central Co-Operative Bank Ltd |
|---|---|
| Branch | Sonegaon |
| IFSC Code | AHDC0000173 |
| MICR Code | Refer to cheque leaf |
| Branch Address | POST SONEGAON TAL JAMKHED 413204 |
| City | Ahmednagar |
| District | Sonegaon |
| State | Maharashtra |
| STD Code | 2421 |
| Phone | 243206 |
Why every The Ahmednagar District Central Co-Operative Bank Ltd branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SONEGAON of The Ahmednagar District Central Co-Operative Bank Ltd — its own 11-character IFSC. The code AHDC0000173 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC AHDC0000173 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Sonegaon branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC AHDC0000173 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC AHDC0000173
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC AHDC0000173 across all three.
NEFT to The Ahmednagar District Central Co-Operative Bank Ltd, SONEGAON using IFSC AHDC0000173
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC AHDC0000173, and confirm that the system picks up The Ahmednagar District Central Co-Operative Bank Ltd – SONEGAON. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SONEGAON
If you need to transfer ₹2 lakh or more in one go to an account at The Ahmednagar District Central Co-Operative Bank Ltd's SONEGAON branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC AHDC0000173 while initiating the transfer and the credit will appear within minutes.
IMPS to The Ahmednagar District Central Co-Operative Bank Ltd SONEGAON (IFSC AHDC0000173)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC AHDC0000173 in your mobile or internet banking app, and the money is credited to the SONEGAON branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Sonegaon
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC AHDC0000173:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SONEGAON is still linked to IFSC AHDC0000173.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Ahmednagar District Central Co-Operative Bank Ltd's SONEGAON branch, the IFSC AHDC0000173 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Sonegaon branch is mapped to IFSC AHDC0000173 on the RBI payments network. The branch generally supports the full retail product catalogue of The Ahmednagar District Central Co-Operative Bank Ltd, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains AHDC0000173.
Banking services available
The Sonegaon branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2421-243206.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC AHDC0000173
Online banking and IFSC AHDC0000173
The Ahmednagar District Central Co-Operative Bank Ltd customers can register for net banking and the bank's official mobile app once their account at the SONEGAON branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC AHDC0000173 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Sonegaon branch
The branch is located at POST SONEGAON TAL JAMKHED 413204, which puts it inside Ahmednagar, the broader Sonegaon district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “The Ahmednagar District Central Co-Operative Bank Ltd Sonegaon branch” — the verified location pin for IFSC AHDC0000173 should appear at the top of the results.
- Confirm the branch is open by calling 2421-243206 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC AHDC0000173 and your account number.
Common mistakes to avoid when using IFSC AHDC0000173
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Ahmednagar District Central Co-Operative Bank Ltd – SONEGAON, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
AHDC0000173. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sonegaon branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC AHDC0000173, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC AHDC0000173 for The Ahmednagar District Central Co-Operative Bank Ltd – SONEGAON, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
The Ahmednagar District Central Co-Operative Bank LtdSonegaon Branch
POST SONEGAON TAL JAMKHED 413204
Ahmednagar, Maharashtra
Phone: 2421-243206
IFSC: AHDC0000173
Frequently asked questions
Is IFSC AHDC0000173 the same for all accounts at Sonegaon branch?
Yes. The IFSC AHDC0000173 is shared by every account held at The Ahmednagar District Central Co-Operative Bank Ltd's Sonegaon branch. Only the account number changes from customer to customer.
How do I add The Ahmednagar District Central Co-Operative Bank Ltd Sonegaon as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC AHDC0000173, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is The Ahmednagar District Central Co-Operative Bank Ltd Sonegaon branch located?
The Ahmednagar District Central Co-Operative Bank Ltd's Sonegaon branch is located at POST SONEGAON TAL JAMKHED 413204, Ahmednagar, Maharashtra.
What is the phone number of The Ahmednagar District Central Co-Operative Bank Ltd Sonegaon branch?
You can reach the branch at 2421-243206 during regular banking hours.
Does The Ahmednagar District Central Co-Operative Bank Ltd Sonegaon branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2421-243206 to confirm.
Is IFSC AHDC0000173 valid for NEFT and RTGS?
Yes. IFSC AHDC0000173 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using AHDC0000173 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Ahmednagar District Central Co-Operative Bank Ltd – Sonegaon reflect within 30 minutes.
Final notes
To recap: AHDC0000173 is the IFSC code of The Ahmednagar District Central Co-Operative Bank Ltd, SONEGAON branch, in AHMEDNAGAR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
