This page lists the IFSC code, branch address, contact number and fund-transfer information for The Ahmednagar District Central Co-Operative Bank Ltd, MALEWADI branch in AHMEDNAGAR. The 11-digit IFSC AHDC0000222 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Ahmednagar District Central Co-Operative Bank Ltd at the MALEWADI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For The Ahmednagar District Central Co-Operative Bank Ltd's MALEWADI branch, the IFSC AHDC0000222 breaks down as follows: AHDC identifies the bank, 0 is the reserved character, and 000222 identifies this particular branch.
Branch details at a glance
| Bank Name | The Ahmednagar District Central Co-Operative Bank Ltd |
|---|---|
| Branch | Malewadi |
| IFSC Code | AHDC0000222 |
| MICR Code | Refer to cheque leaf |
| Branch Address | POST MALEWADI TAL SHRIRAMPUR 413718 |
| City | Ahmednagar |
| District | Malewadi |
| State | Maharashtra |
| STD Code | 2422 |
| Phone | 269001 |
Bank profile
The Ahmednagar District Central Co-Operative Bank Ltd is among the recognised banks listed on the Reserve Bank of India's payments network. The Malewadi branch — IFSC AHDC0000222 — extends the bank's services to customers in and around Ahmednagar, Maharashtra.
About the Malewadi branch
The Malewadi branch of The Ahmednagar District Central Co-Operative Bank Ltd is situated at POST MALEWADI TAL SHRIRAMPUR 413718. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code AHDC0000222 is used.
Why every The Ahmednagar District Central Co-Operative Bank Ltd branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MALEWADI of The Ahmednagar District Central Co-Operative Bank Ltd — its own 11-character IFSC. The code AHDC0000222 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC AHDC0000222 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC AHDC0000222
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC AHDC0000222 across all three.
NEFT to The Ahmednagar District Central Co-Operative Bank Ltd, MALEWADI using IFSC AHDC0000222
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC AHDC0000222, and confirm that the system picks up The Ahmednagar District Central Co-Operative Bank Ltd – MALEWADI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MALEWADI
If you need to transfer ₹2 lakh or more in one go to an account at The Ahmednagar District Central Co-Operative Bank Ltd's MALEWADI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC AHDC0000222 while initiating the transfer and the credit will appear within minutes.
IMPS to The Ahmednagar District Central Co-Operative Bank Ltd MALEWADI (IFSC AHDC0000222)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC AHDC0000222 in your mobile or internet banking app, and the money is credited to the MALEWADI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC AHDC0000222 for The Ahmednagar District Central Co-Operative Bank Ltd – MALEWADI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – AHDC0000222 | Yes – AHDC0000222 | Yes – AHDC0000222 |
For most retail customers crediting the Malewadi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC AHDC0000222
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Ahmednagar District Central Co-Operative Bank Ltd – MALEWADI is still mapped to IFSC AHDC0000222. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC AHDC0000222 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Malewadi branch is mapped to IFSC AHDC0000222 on the RBI payments network. The branch generally supports the full retail product catalogue of The Ahmednagar District Central Co-Operative Bank Ltd, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains AHDC0000222.
Products and services
Customers walking into the Malewadi branch can access most of The Ahmednagar District Central Co-Operative Bank Ltd's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC AHDC0000222
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Ahmednagar District Central Co-Operative Bank Ltd carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC AHDC0000222 and the account number together uniquely identify the Malewadi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Malewadi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC AHDC0000222 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Ahmednagar District Central Co-Operative Bank Ltd – MALEWADI:
- The IFSC is exactly AHDC0000222 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Ahmednagar District Central Co-Operative Bank Ltd as the bank name and MALEWADI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Malewadi branch
The branch is located at POST MALEWADI TAL SHRIRAMPUR 413718, which puts it inside Ahmednagar, the broader Malewadi district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “The Ahmednagar District Central Co-Operative Bank Ltd Malewadi branch” — the verified location pin for IFSC AHDC0000222 should appear at the top of the results.
- Confirm the branch is open by calling 2422-269001 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC AHDC0000222 and your account number.
Verifying IFSC AHDC0000222 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm AHDC0000222 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2422-269001.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Malewadi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to AHDC0000222 continue to work without interruption.
Branch address & contact
The Ahmednagar District Central Co-Operative Bank LtdMalewadi Branch
POST MALEWADI TAL SHRIRAMPUR 413718
Ahmednagar, Maharashtra
Phone: 2422-269001
IFSC: AHDC0000222
Frequently asked questions
Is IFSC AHDC0000222 the same for all accounts at Malewadi branch?
Yes. The IFSC AHDC0000222 is shared by every account held at The Ahmednagar District Central Co-Operative Bank Ltd's Malewadi branch. Only the account number changes from customer to customer.
Is IFSC AHDC0000222 valid for NEFT and RTGS?
Yes. IFSC AHDC0000222 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using AHDC0000222 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Ahmednagar District Central Co-Operative Bank Ltd – Malewadi reflect within 30 minutes.
How do I add The Ahmednagar District Central Co-Operative Bank Ltd Malewadi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC AHDC0000222, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of The Ahmednagar District Central Co-Operative Bank Ltd Malewadi branch?
You can reach the branch at 2422-269001 during regular banking hours.
Where is The Ahmednagar District Central Co-Operative Bank Ltd Malewadi branch located?
The Ahmednagar District Central Co-Operative Bank Ltd's Malewadi branch is located at POST MALEWADI TAL SHRIRAMPUR 413718, Ahmednagar, Maharashtra.
Can I use IFSC AHDC0000222 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC AHDC0000222 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Malewadi branch but serve different purposes.
Final notes
To recap: AHDC0000222 is the IFSC code of The Ahmednagar District Central Co-Operative Bank Ltd, MALEWADI branch, in AHMEDNAGAR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
