Use this page as a one-stop reference for everything related to The Ahmednagar District Central Co-Operative Bank Ltd's KORADGAON branch in AHMEDNAGAR, MAHARASHTRA. The branch's IFSC code AHDC0000091 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, AHDC0000091 is the IFSC of The Ahmednagar District Central Co-Operative Bank Ltd's KORADGAON branch. The format is fixed: AHDC = bank code, 0 = reserved, 000091 = branch identifier.
Bank profile
The Ahmednagar District Central Co-Operative Bank Ltd is among the recognised banks listed on the Reserve Bank of India's payments network. The Koradgaon branch — IFSC AHDC0000091 — extends the bank's services to customers in and around Ahmednagar, Maharashtra.
Branch details at a glance
| Bank Name | The Ahmednagar District Central Co-Operative Bank Ltd |
|---|---|
| Branch | Koradgaon |
| IFSC Code | AHDC0000091 |
| MICR Code | Refer to cheque leaf |
| Branch Address | POST KORADGAON TAL PTHARDI 414102 |
| City | Ahmednagar |
| District | Koradgaon |
| State | Maharashtra |
| STD Code | 2428 |
| Phone | 252027 |
About this branch
The branch is located at POST KORADGAON TAL PTHARDI 414102. It serves the Ahmednagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Ahmednagar District Central Co-Operative Bank Ltd. The IFSC AHDC0000091 is used to identify this branch on the RBI payments network.
Why every The Ahmednagar District Central Co-Operative Bank Ltd branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KORADGAON of The Ahmednagar District Central Co-Operative Bank Ltd — its own 11-character IFSC. The code AHDC0000091 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC AHDC0000091 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Koradgaon branch
Once you have an account at The Ahmednagar District Central Co-Operative Bank Ltd – KORADGAON, the IFSC AHDC0000091 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Koradgaon branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2428-252027.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC AHDC0000091
How to transfer money using IFSC AHDC0000091
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC AHDC0000091 across all three.
NEFT to The Ahmednagar District Central Co-Operative Bank Ltd, KORADGAON using IFSC AHDC0000091
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC AHDC0000091, and confirm that the system picks up The Ahmednagar District Central Co-Operative Bank Ltd – KORADGAON. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC AHDC0000091
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Ahmednagar District Central Co-Operative Bank Ltd – KORADGAON, ensure your bank's portal accepts IFSC AHDC0000091 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to The Ahmednagar District Central Co-Operative Bank Ltd – KORADGAON, use IMPS. With IFSC AHDC0000091 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC AHDC0000091 for The Ahmednagar District Central Co-Operative Bank Ltd – KORADGAON, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – AHDC0000091 | Yes – AHDC0000091 | Yes – AHDC0000091 |
For most retail customers crediting the Koradgaon branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC AHDC0000091
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Ahmednagar District Central Co-Operative Bank Ltd – KORADGAON is still mapped to IFSC AHDC0000091. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC AHDC0000091 and the beneficiary's account number to complete the transfer.
Online banking and IFSC AHDC0000091
The Ahmednagar District Central Co-Operative Bank Ltd customers can register for net banking and the bank's official mobile app once their account at the KORADGAON branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC AHDC0000091 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Koradgaon branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC AHDC0000091 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC AHDC0000091
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Ahmednagar District Central Co-Operative Bank Ltd – KORADGAON, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
AHDC0000091. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Koradgaon branch sits at POST KORADGAON TAL PTHARDI 414102. If you are travelling from outside Ahmednagar, search for the branch on a maps application using the bank name and locality, or call 2428-252027 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC AHDC0000091 and your account number.
Verifying IFSC AHDC0000091 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm AHDC0000091 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2428-252027.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Koradgaon are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to AHDC0000091 continue to work without interruption.
Branch address & contact
The Ahmednagar District Central Co-Operative Bank LtdKoradgaon Branch
POST KORADGAON TAL PTHARDI 414102
Ahmednagar, Maharashtra
Phone: 2428-252027
IFSC: AHDC0000091
Frequently asked questions
Is IFSC AHDC0000091 the same for all accounts at Koradgaon branch?
Yes. The IFSC AHDC0000091 is shared by every account held at The Ahmednagar District Central Co-Operative Bank Ltd's Koradgaon branch. Only the account number changes from customer to customer.
Does The Ahmednagar District Central Co-Operative Bank Ltd Koradgaon branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2428-252027 to confirm.
How do I add The Ahmednagar District Central Co-Operative Bank Ltd Koradgaon as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC AHDC0000091, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC AHDC0000091 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC AHDC0000091 to send funds instantly.
What is the IFSC code of The Ahmednagar District Central Co-Operative Bank Ltd Koradgaon branch?
The IFSC code of The Ahmednagar District Central Co-Operative Bank Ltd, Koradgaon branch is AHDC0000091. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC AHDC0000091 valid for NEFT and RTGS?
Yes. IFSC AHDC0000091 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of The Ahmednagar District Central Co-Operative Bank Ltd Koradgaon branch?
You can reach the branch at 2428-252027 during regular banking hours.
Where is The Ahmednagar District Central Co-Operative Bank Ltd Koradgaon branch located?
The Ahmednagar District Central Co-Operative Bank Ltd's Koradgaon branch is located at POST KORADGAON TAL PTHARDI 414102, Ahmednagar, Maharashtra.
Summary
The IFSC code AHDC0000091 belongs to The Ahmednagar District Central Co-Operative Bank Ltd's KORADGAON branch, located at POST KORADGAON TAL PTHARDI 414102 in AHMEDNAGAR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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