Use this page as a one-stop reference for everything related to The Ahmednagar District Central Co-Operative Bank Ltd's GUNDEGAON branch in AHMEDNAGAR, MAHARASHTRA. The branch's IFSC code AHDC0000058 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For The Ahmednagar District Central Co-Operative Bank Ltd's GUNDEGAON branch, the IFSC AHDC0000058 breaks down as follows: AHDC identifies the bank, 0 is the reserved character, and 000058 identifies this particular branch.
Bank profile
The Ahmednagar District Central Co-Operative Bank Ltd is among the recognised banks listed on the Reserve Bank of India's payments network. The Gundegaon branch — IFSC AHDC0000058 — extends the bank's services to customers in and around Ahmednagar, Maharashtra.
Branch details at a glance
| Bank Name | The Ahmednagar District Central Co-Operative Bank Ltd |
|---|---|
| Branch | Gundegaon |
| IFSC Code | AHDC0000058 |
| MICR Code | Refer to cheque leaf |
| Branch Address | POST GUNDEGAON TAL NAGAR 413101 |
| City | Ahmednagar |
| District | Gundegaon |
| State | Maharashtra |
| STD Code | 241 |
| Phone | 2630128 |
About the Gundegaon branch
The Gundegaon branch of The Ahmednagar District Central Co-Operative Bank Ltd is situated at POST GUNDEGAON TAL NAGAR 413101. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code AHDC0000058 is used.
Why every The Ahmednagar District Central Co-Operative Bank Ltd branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GUNDEGAON of The Ahmednagar District Central Co-Operative Bank Ltd — its own 11-character IFSC. The code AHDC0000058 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC AHDC0000058 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Gundegaon branch
Once you have an account at The Ahmednagar District Central Co-Operative Bank Ltd – GUNDEGAON, the IFSC AHDC0000058 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Gundegaon branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 241-2630128.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC AHDC0000058
How to transfer money using IFSC AHDC0000058
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC AHDC0000058 across all three.
NEFT to The Ahmednagar District Central Co-Operative Bank Ltd, GUNDEGAON using IFSC AHDC0000058
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC AHDC0000058, and confirm that the system picks up The Ahmednagar District Central Co-Operative Bank Ltd – GUNDEGAON. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC AHDC0000058
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Ahmednagar District Central Co-Operative Bank Ltd – GUNDEGAON, ensure your bank's portal accepts IFSC AHDC0000058 while registering the beneficiary. RTGS is also available 24x7.
IMPS to The Ahmednagar District Central Co-Operative Bank Ltd GUNDEGAON (IFSC AHDC0000058)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC AHDC0000058 in your mobile or internet banking app, and the money is credited to the GUNDEGAON branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Gundegaon
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC AHDC0000058:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at GUNDEGAON is still linked to IFSC AHDC0000058.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC AHDC0000058
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Ahmednagar District Central Co-Operative Bank Ltd – GUNDEGAON is still mapped to IFSC AHDC0000058. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC AHDC0000058 and the beneficiary's account number to complete the transfer.
Online banking and IFSC AHDC0000058
The Ahmednagar District Central Co-Operative Bank Ltd customers can register for net banking and the bank's official mobile app once their account at the GUNDEGAON branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC AHDC0000058 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Gundegaon branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC AHDC0000058 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Ahmednagar District Central Co-Operative Bank Ltd – GUNDEGAON:
- The IFSC is exactly AHDC0000058 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Ahmednagar District Central Co-Operative Bank Ltd as the bank name and GUNDEGAON as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Gundegaon branch
The branch is located at POST GUNDEGAON TAL NAGAR 413101, which puts it inside Ahmednagar, the broader Gundegaon district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “The Ahmednagar District Central Co-Operative Bank Ltd Gundegaon branch” — the verified location pin for IFSC AHDC0000058 should appear at the top of the results.
- Confirm the branch is open by calling 241-2630128 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC AHDC0000058 and your account number.
Verifying IFSC AHDC0000058 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm AHDC0000058 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 241-2630128.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Gundegaon are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to AHDC0000058 continue to work without interruption.
Branch address & contact
The Ahmednagar District Central Co-Operative Bank LtdGundegaon Branch
POST GUNDEGAON TAL NAGAR 413101
Ahmednagar, Maharashtra
Phone: 241-2630128
IFSC: AHDC0000058
Frequently asked questions
Where is The Ahmednagar District Central Co-Operative Bank Ltd Gundegaon branch located?
The Ahmednagar District Central Co-Operative Bank Ltd's Gundegaon branch is located at POST GUNDEGAON TAL NAGAR 413101, Ahmednagar, Maharashtra.
Is IFSC AHDC0000058 the same for all accounts at Gundegaon branch?
Yes. The IFSC AHDC0000058 is shared by every account held at The Ahmednagar District Central Co-Operative Bank Ltd's Gundegaon branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using AHDC0000058 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Ahmednagar District Central Co-Operative Bank Ltd – Gundegaon reflect within 30 minutes.
Is IFSC AHDC0000058 valid for NEFT and RTGS?
Yes. IFSC AHDC0000058 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add The Ahmednagar District Central Co-Operative Bank Ltd Gundegaon as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC AHDC0000058, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Gundegaon branch but serve different purposes.
Does The Ahmednagar District Central Co-Operative Bank Ltd Gundegaon branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 241-2630128 to confirm.
Can I use IFSC AHDC0000058 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC AHDC0000058 to send funds instantly.
Final notes
To recap: AHDC0000058 is the IFSC code of The Ahmednagar District Central Co-Operative Bank Ltd, GUNDEGAON branch, in AHMEDNAGAR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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