IFSC Code of The Ahmednagar District Central Co-Operative Bank Ltd, Akola Collage Rd Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Ahmednagar District Central Co-Operative Bank Ltd, AKOLA COLLAGE RD branch in AHMEDNAGAR. The 11-digit IFSC AHDC0000234 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Ahmednagar District Central Co-Operative Bank Ltd at the AKOLA COLLAGE RD location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, AHDC0000234 is the IFSC of The Ahmednagar District Central Co-Operative Bank Ltd's AKOLA COLLAGE RD branch. The format is fixed: AHDC = bank code, 0 = reserved, 000234 = branch identifier.

Bank profile

The Ahmednagar District Central Co-Operative Bank Ltd is among the recognised banks listed on the Reserve Bank of India's payments network. The Akola Collage Rd branch — IFSC AHDC0000234 — extends the bank's services to customers in and around Ahmednagar, Maharashtra.

Branch details at a glance

About this branch

The branch is located at POST AKOLA TAL AKOLA 422601. It serves the Ahmednagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Ahmednagar District Central Co-Operative Bank Ltd. The IFSC AHDC0000234 is used to identify this branch on the RBI payments network.

Why every The Ahmednagar District Central Co-Operative Bank Ltd branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AKOLA COLLAGE RD of The Ahmednagar District Central Co-Operative Bank Ltd — its own 11-character IFSC. The code AHDC0000234 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC AHDC0000234 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Akola Collage Rd branch is mapped to IFSC AHDC0000234 on the RBI payments network. The branch generally supports the full retail product catalogue of The Ahmednagar District Central Co-Operative Bank Ltd, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains AHDC0000234.

Products and services

Customers walking into the Akola Collage Rd branch can access most of The Ahmednagar District Central Co-Operative Bank Ltd's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC AHDC0000234

How to transfer money using IFSC AHDC0000234

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC AHDC0000234 across all three.

How to use IFSC AHDC0000234 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Ahmednagar District Central Co-Operative Bank Ltd's AKOLA COLLAGE RD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC AHDC0000234.
4. Confirm the bank name auto-populates as The Ahmednagar District Central Co-Operative Bank Ltd and the branch as AKOLA COLLAGE RD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to AKOLA COLLAGE RD

If you need to transfer ₹2 lakh or more in one go to an account at The Ahmednagar District Central Co-Operative Bank Ltd's AKOLA COLLAGE RD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC AHDC0000234 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Ahmednagar District Central Co-Operative Bank Ltd – AKOLA COLLAGE RD, use IMPS. With IFSC AHDC0000234 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC AHDC0000234 for The Ahmednagar District Central Co-Operative Bank Ltd – AKOLA COLLAGE RD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Akola Collage Rd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC AHDC0000234

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Ahmednagar District Central Co-Operative Bank Ltd – AKOLA COLLAGE RD is still mapped to IFSC AHDC0000234. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC AHDC0000234 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Akola Collage Rd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC AHDC0000234 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Akola Collage Rd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC AHDC0000234 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Ahmednagar District Central Co-Operative Bank Ltd – AKOLA COLLAGE RD:

• The IFSC is exactly AHDC0000234 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Ahmednagar District Central Co-Operative Bank Ltd as the bank name and AKOLA COLLAGE RD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Akola Collage Rd branch sits at POST AKOLA TAL AKOLA 422601. If you are travelling from outside Ahmednagar, search for the branch on a maps application using the bank name and locality, or call 2424-221587 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC AHDC0000234 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC AHDC0000234 for The Ahmednagar District Central Co-Operative Bank Ltd – AKOLA COLLAGE RD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Akola Collage Rd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC AHDC0000234, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code AHDC0000234 belongs to The Ahmednagar District Central Co-Operative Bank Ltd's AKOLA COLLAGE RD branch, located at POST AKOLA TAL AKOLA 422601 in AHMEDNAGAR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.