IFSC Code of The Adarsh Cooperative Urban Bank Limited, Thukkuguda Branch, Telangana

If you are searching for the IFSC code of The Adarsh Cooperative Urban Bank Limited, THUKKUGUDA branch in THUKKUGUDA, TELANGANA, this page has every detail you need. The verified IFSC code for this branch is ADBK0001027. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THUKKUGUDA branch, and detailed step-by-step guides for using the IFSC ADBK0001027 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Adarsh Cooperative Urban Bank Limited – THUKKUGUDA is ADBK0001027. The first four letters ADBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001027 map to this branch in THUKKUGUDA, TELANGANA.

Branch details at a glance

About the bank

The Adarsh Cooperative Urban Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Thukkuguda branch in Thukkuguda, Telangana is part of this network and uses the IFSC code ADBK0001027 for all electronic settlement.

Thukkuguda branch overview

Located at H.NO.5-57,PLOT NO.65&66,THUKKUGUDA,MANKHAL POST,MAHESHWARAM MANDAL,K V RANGAREDDY DISTRICT-501359, the Thukkuguda branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ADBK0001027 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Adarsh Cooperative Urban Bank Limited's THUKKUGUDA branch came to be assigned the code ADBK0001027.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ADBK0001027, money simply cannot be routed to the THUKKUGUDA branch electronically.

How to transfer money using IFSC ADBK0001027

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ADBK0001027 across all three.

NEFT to The Adarsh Cooperative Urban Bank Limited, THUKKUGUDA using IFSC ADBK0001027

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ADBK0001027, and confirm that the system picks up The Adarsh Cooperative Urban Bank Limited – THUKKUGUDA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC ADBK0001027

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Adarsh Cooperative Urban Bank Limited – THUKKUGUDA, ensure your bank's portal accepts IFSC ADBK0001027 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Adarsh Cooperative Urban Bank Limited THUKKUGUDA (IFSC ADBK0001027)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ADBK0001027 in your mobile or internet banking app, and the money is credited to the THUKKUGUDA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ADBK0001027 for The Adarsh Cooperative Urban Bank Limited – THUKKUGUDA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Thukkuguda branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC ADBK0001027

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Adarsh Cooperative Urban Bank Limited – THUKKUGUDA is still mapped to IFSC ADBK0001027. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ADBK0001027 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Thukkuguda branch is mapped to IFSC ADBK0001027 on the RBI payments network. The branch generally supports the full retail product catalogue of The Adarsh Cooperative Urban Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ADBK0001027.

Products and services

Customers walking into the Thukkuguda branch can access most of The Adarsh Cooperative Urban Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ADBK0001027

MICR & cheque-truncation details

Cheques drawn on the Thukkuguda branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ADBK0001027 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Thukkuguda branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ADBK0001027 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC ADBK0001027

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Adarsh Cooperative Urban Bank Limited – THUKKUGUDA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: ADBK0001027.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Thukkuguda branch

The branch is located at H.NO.5-57,PLOT NO.65&66,THUKKUGUDA,MANKHAL POST,MAHESHWARAM MANDAL,K V RANGAREDDY DISTRICT-501359, which puts it inside Thukkuguda, the broader K V Rangareddy District district, and the state of Telangana. To plan your visit:

1. Open Google Maps on your phone and search for “The Adarsh Cooperative Urban Bank Limited Thukkuguda branch” — the verified location pin for IFSC ADBK0001027 should appear at the top of the results.
2. Confirm the branch is open by calling 40-29300010 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ADBK0001027 and your account number.

Verifying IFSC ADBK0001027 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ADBK0001027 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 40-29300010.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Thukkuguda branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ADBK0001027, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ADBK0001027 belongs to The Adarsh Cooperative Urban Bank Limited's THUKKUGUDA branch, located at H.NO.5-57,PLOT NO.65&66,THUKKUGUDA,MANKHAL POST,MAHESHWARAM MANDAL,K V… in THUKKUGUDA, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.