IFSC Code of The Adarsh Cooperative Urban Bank Limited, Siddipet Branch, Telangana

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Adarsh Cooperative Urban Bank Limited, SIDDIPET branch in SIDDIPET. The 11-digit IFSC ADBK0001030 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Adarsh Cooperative Urban Bank Limited at the SIDDIPET location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, ADBK0001030 is the IFSC of The Adarsh Cooperative Urban Bank Limited's SIDDIPET branch. The format is fixed: ADBK = bank code, 0 = reserved, 001030 = branch identifier.

Bank profile

The Adarsh Cooperative Urban Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Siddipet branch — IFSC ADBK0001030 — extends the bank's services to customers in and around Siddipet, Telangana.

About this branch

The branch is located at H NO 12-3 193/1,PTIN NO.1113007802,MOINPURA,MEDAK ROAD,SIDDIPET,SIDDIPET MUNICIPALITY&DISTRICT,TELANGANA 502103.. It serves the Siddipet region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Adarsh Cooperative Urban Bank Limited. The IFSC ADBK0001030 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every The Adarsh Cooperative Urban Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SIDDIPET of The Adarsh Cooperative Urban Bank Limited — its own 11-character IFSC. The code ADBK0001030 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ADBK0001030 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Adarsh Cooperative Urban Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ADBK0001030 and the account number together uniquely identify the Siddipet branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC ADBK0001030

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ADBK0001030 across all three.

NEFT to The Adarsh Cooperative Urban Bank Limited, SIDDIPET using IFSC ADBK0001030

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ADBK0001030, and confirm that the system picks up The Adarsh Cooperative Urban Bank Limited – SIDDIPET. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SIDDIPET

If you need to transfer ₹2 lakh or more in one go to an account at The Adarsh Cooperative Urban Bank Limited's SIDDIPET branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ADBK0001030 while initiating the transfer and the credit will appear within minutes.

IMPS to The Adarsh Cooperative Urban Bank Limited SIDDIPET (IFSC ADBK0001030)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ADBK0001030 in your mobile or internet banking app, and the money is credited to the SIDDIPET branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ADBK0001030 for The Adarsh Cooperative Urban Bank Limited – SIDDIPET, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Siddipet branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Adarsh Cooperative Urban Bank Limited's SIDDIPET branch, the IFSC ADBK0001030 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Siddipet branch is mapped to IFSC ADBK0001030 on the RBI payments network. The branch generally supports the full retail product catalogue of The Adarsh Cooperative Urban Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ADBK0001030.

Products and services

Customers walking into the Siddipet branch can access most of The Adarsh Cooperative Urban Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ADBK0001030

Online banking and IFSC ADBK0001030

The Adarsh Cooperative Urban Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SIDDIPET branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ADBK0001030 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Siddipet branch sits at H NO 12-3 193/1,PTIN NO.1113007802,MOINPURA,MEDAK ROAD,SIDDIPET,SIDDIPET MUNICIPALITY&DISTRICT,TELANGANA 502103.. If you are travelling from outside Siddipet, search for the branch on a maps application using the bank name and locality, or call 8457-220472 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ADBK0001030 and your account number.

Common mistakes to avoid when using IFSC ADBK0001030

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Adarsh Cooperative Urban Bank Limited – SIDDIPET, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: ADBK0001030.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Siddipet branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ADBK0001030, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ADBK0001030 for The Adarsh Cooperative Urban Bank Limited – SIDDIPET, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ADBK0001030 belongs to The Adarsh Cooperative Urban Bank Limited's SIDDIPET branch, located at H NO 12-3 193/1,PTIN NO.1113007802,MOINPURA,MEDAK ROAD,SIDDIPET,SIDDIPET… in SIDDIPET, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.