IFSC Code of The Adarsh Cooperative Urban Bank Limited, Shankarpally Branch, Telangana

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Adarsh Cooperative Urban Bank Limited, SHANKARPALLY branch in SHANKARPALLY. The 11-digit IFSC ADBK0001011 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Adarsh Cooperative Urban Bank Limited at the SHANKARPALLY location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Adarsh Cooperative Urban Bank Limited – SHANKARPALLY is ADBK0001011. The first four letters ADBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001011 map to this branch in SHANKARPALLY, TELANGANA.

About The Adarsh Cooperative Urban Bank Limited

The Adarsh Cooperative Urban Bank Limited operates a wide network of branches across India, including the Shankarpally branch in Shankarpally. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ADBK0001011.

Shankarpally branch overview

Located at H NO.5-41/3,PLOT NO.14,SURVEY NO.191,SHANKARPALLY,K.V RANGAREDDY DISTRICT,TELANGANA.PIN CODE 501 203, the Shankarpally branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ADBK0001011 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Adarsh Cooperative Urban Bank Limited's SHANKARPALLY branch came to be assigned the code ADBK0001011.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ADBK0001011, money simply cannot be routed to the SHANKARPALLY branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Adarsh Cooperative Urban Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ADBK0001011 and the account number together uniquely identify the Shankarpally branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC ADBK0001011

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ADBK0001011 across all three.

How to use IFSC ADBK0001011 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Adarsh Cooperative Urban Bank Limited's SHANKARPALLY branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC ADBK0001011.
4. Confirm the bank name auto-populates as The Adarsh Cooperative Urban Bank Limited and the branch as SHANKARPALLY.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC ADBK0001011

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Adarsh Cooperative Urban Bank Limited – SHANKARPALLY, ensure your bank's portal accepts IFSC ADBK0001011 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Adarsh Cooperative Urban Bank Limited – SHANKARPALLY, use IMPS. With IFSC ADBK0001011 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ADBK0001011 for The Adarsh Cooperative Urban Bank Limited – SHANKARPALLY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Shankarpally branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC ADBK0001011

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Adarsh Cooperative Urban Bank Limited – SHANKARPALLY is still mapped to IFSC ADBK0001011. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ADBK0001011 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Shankarpally branch is mapped to IFSC ADBK0001011 on the RBI payments network. The branch generally supports the full retail product catalogue of The Adarsh Cooperative Urban Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ADBK0001011.

Banking services available

The Shankarpally branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ADBK0001011

Online banking and IFSC ADBK0001011

The Adarsh Cooperative Urban Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SHANKARPALLY branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ADBK0001011 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Shankarpally branch

The branch is located at H NO.5-41/3,PLOT NO.14,SURVEY NO.191,SHANKARPALLY,K.V RANGAREDDY DISTRICT,TELANGANA.PIN CODE 501 203, which puts it inside Shankarpally, the broader Gey district, and the state of Telangana. To plan your visit:

1. Open Google Maps on your phone and search for “The Adarsh Cooperative Urban Bank Limited Shankarpally branch” — the verified location pin for IFSC ADBK0001011 should appear at the top of the results.
2. Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ADBK0001011 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Adarsh Cooperative Urban Bank Limited – SHANKARPALLY:

• The IFSC is exactly ADBK0001011 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Adarsh Cooperative Urban Bank Limited as the bank name and SHANKARPALLY as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shankarpally branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ADBK0001011, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ADBK0001011 for The Adarsh Cooperative Urban Bank Limited – SHANKARPALLY, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ADBK0001011 belongs to The Adarsh Cooperative Urban Bank Limited's SHANKARPALLY branch, located at H NO.5-41/3,PLOT NO.14,SURVEY NO.191,SHANKARPALLY,K.V RANGAREDDY… in SHANKARPALLY, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.