IFSC Code of The Adarsh Cooperative Urban Bank Limited, Pashamylaram Branch, Telangana

If you are searching for the IFSC code of The Adarsh Cooperative Urban Bank Limited, PASHAMYLARAM branch in PASHAMYLARAM, TELANGANA, this page has every detail you need. The verified IFSC code for this branch is ADBK0001010. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PASHAMYLARAM branch, and detailed step-by-step guides for using the IFSC ADBK0001010 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Adarsh Cooperative Urban Bank Limited's PASHAMYLARAM branch, the IFSC ADBK0001010 breaks down as follows: ADBK identifies the bank, 0 is the reserved character, and 001010 identifies this particular branch.

Branch details at a glance

Bank profile

The Adarsh Cooperative Urban Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Pashamylaram branch — IFSC ADBK0001010 — extends the bank's services to customers in and around Pashamylaram, Telangana.

Pashamylaram branch overview

Located at LTN8-49/2/1,SRRESIDENCY,CHITKULRAD,ASHAMYLARAM,NEARISNAPURXRAD,ATANCHERUMANDAL,SANGAREDDYDISTRICT,TELANGANAINCDE502307, the Pashamylaram branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ADBK0001010 is required for all interbank electronic transfers routed through this branch.

Why every The Adarsh Cooperative Urban Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PASHAMYLARAM of The Adarsh Cooperative Urban Bank Limited — its own 11-character IFSC. The code ADBK0001010 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ADBK0001010 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC ADBK0001010

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ADBK0001010 across all three.

NEFT to The Adarsh Cooperative Urban Bank Limited, PASHAMYLARAM using IFSC ADBK0001010

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ADBK0001010, and confirm that the system picks up The Adarsh Cooperative Urban Bank Limited – PASHAMYLARAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC ADBK0001010

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Adarsh Cooperative Urban Bank Limited – PASHAMYLARAM, ensure your bank's portal accepts IFSC ADBK0001010 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Adarsh Cooperative Urban Bank Limited – PASHAMYLARAM, use IMPS. With IFSC ADBK0001010 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ADBK0001010 for The Adarsh Cooperative Urban Bank Limited – PASHAMYLARAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Pashamylaram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC ADBK0001010

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Adarsh Cooperative Urban Bank Limited – PASHAMYLARAM is still mapped to IFSC ADBK0001010. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ADBK0001010 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Pashamylaram branch is mapped to IFSC ADBK0001010 on the RBI payments network. The branch generally supports the full retail product catalogue of The Adarsh Cooperative Urban Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ADBK0001010.

Products and services

Customers walking into the Pashamylaram branch can access most of The Adarsh Cooperative Urban Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ADBK0001010

MICR & cheque-truncation details

Cheques drawn on the Pashamylaram branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ADBK0001010 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC ADBK0001010

The Adarsh Cooperative Urban Bank Limited customers can register for net banking and the bank's official mobile app once their account at the PASHAMYLARAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ADBK0001010 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Adarsh Cooperative Urban Bank Limited – PASHAMYLARAM:

• The IFSC is exactly ADBK0001010 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Adarsh Cooperative Urban Bank Limited as the bank name and PASHAMYLARAM as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Pashamylaram branch

The branch is located at LTN8-49/2/1,SRRESIDENCY,CHITKULRAD,ASHAMYLARAM,NEARISNAPURXRAD,ATANCHERUMANDAL,SANGAREDDYDISTRICT,TELANGANAINCDE502307, which puts it inside Pashamylaram, the broader Sangareddy district, and the state of Telangana. To plan your visit:

1. Open Google Maps on your phone and search for “The Adarsh Cooperative Urban Bank Limited Pashamylaram branch” — the verified location pin for IFSC ADBK0001010 should appear at the top of the results.
2. Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ADBK0001010 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ADBK0001010 for The Adarsh Cooperative Urban Bank Limited – PASHAMYLARAM, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Pashamylaram are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ADBK0001010 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: ADBK0001010 is the IFSC code of The Adarsh Cooperative Urban Bank Limited, PASHAMYLARAM branch, in PASHAMYLARAM, TELANGANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.