IFSC Code of The Adarsh Cooperative Urban Bank Limited, Parigi Branch, Telangana

If you are searching for the IFSC code of The Adarsh Cooperative Urban Bank Limited, PARIGI branch in PARIGI, TELANGANA, this page has every detail you need. The verified IFSC code for this branch is ADBK0001017. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PARIGI branch, and detailed step-by-step guides for using the IFSC ADBK0001017 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Adarsh Cooperative Urban Bank Limited – PARIGI is ADBK0001017. The first four letters ADBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001017 map to this branch in PARIGI, TELANGANA.

About The Adarsh Cooperative Urban Bank Limited

The Adarsh Cooperative Urban Bank Limited operates a wide network of branches across India, including the Parigi branch in Parigi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ADBK0001017.

Parigi branch overview

Located at O 4-265 TO 4-268,SHOP O 1& 2 IN FIRST FLOOR AND SHOP O4 IN GROUND FLOOR,BESIDE RTC DEPOT,PARIGI,PARIGI MUNICIPALITY,VIKARABAD DISTRICT,TELANGANA 501 101, the Parigi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ADBK0001017 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Adarsh Cooperative Urban Bank Limited's PARIGI branch came to be assigned the code ADBK0001017.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ADBK0001017, money simply cannot be routed to the PARIGI branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Adarsh Cooperative Urban Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ADBK0001017 and the account number together uniquely identify the Parigi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC ADBK0001017

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ADBK0001017 across all three.

NEFT to The Adarsh Cooperative Urban Bank Limited, PARIGI using IFSC ADBK0001017

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ADBK0001017, and confirm that the system picks up The Adarsh Cooperative Urban Bank Limited – PARIGI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to PARIGI

If you need to transfer ₹2 lakh or more in one go to an account at The Adarsh Cooperative Urban Bank Limited's PARIGI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ADBK0001017 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Adarsh Cooperative Urban Bank Limited – PARIGI, use IMPS. With IFSC ADBK0001017 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ADBK0001017 for The Adarsh Cooperative Urban Bank Limited – PARIGI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Parigi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC ADBK0001017

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Adarsh Cooperative Urban Bank Limited – PARIGI is still mapped to IFSC ADBK0001017. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ADBK0001017 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Parigi branch is mapped to IFSC ADBK0001017 on the RBI payments network. The branch generally supports the full retail product catalogue of The Adarsh Cooperative Urban Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ADBK0001017.

Products and services

Customers walking into the Parigi branch can access most of The Adarsh Cooperative Urban Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ADBK0001017

Online banking and IFSC ADBK0001017

The Adarsh Cooperative Urban Bank Limited customers can register for net banking and the bank's official mobile app once their account at the PARIGI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ADBK0001017 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Parigi branch sits at O 4-265 TO 4-268,SHOP O 1& 2 IN FIRST FLOOR AND SHOP O4 IN GROUND FLOOR,BESIDE RTC DEPOT,PARIGI,PARIGI MUNICIPALITY,VIKARABAD DISTRICT,TELANGANA 501 101. If you are travelling from outside Parigi, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ADBK0001017 and your account number.

Common mistakes to avoid when using IFSC ADBK0001017

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Adarsh Cooperative Urban Bank Limited – PARIGI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: ADBK0001017.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Parigi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ADBK0001017, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ADBK0001017 for The Adarsh Cooperative Urban Bank Limited – PARIGI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ADBK0001017 belongs to The Adarsh Cooperative Urban Bank Limited's PARIGI branch, located at O 4-265 TO 4-268,SHOP O 1& 2 IN FIRST FLOOR AND SHOP O4 IN GROUND FLOOR,BESIDE… in PARIGI, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.