IFSC Code of The Adarsh Cooperative Urban Bank Limited, Medak Branch, Telangana

Below are the complete branch details for The Adarsh Cooperative Urban Bank Limited, MEDAK branch, located in MEDAK, TELANGANA. The IFSC assigned by the Reserve Bank of India to this branch is ADBK0001035. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case ADBK0001035 for The Adarsh Cooperative Urban Bank Limited – MEDAK — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Adarsh Cooperative Urban Bank Limited – MEDAK is ADBK0001035. The first four letters ADBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001035 map to this branch in MEDAK, TELANGANA.

Branch details at a glance

About the bank

The Adarsh Cooperative Urban Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Medak branch in Medak, Telangana is part of this network and uses the IFSC code ADBK0001035 for all electronic settlement.

About this branch

The branch is located at TELEPHONE EXCHANGE BUILDING,BHARATH SANCHAR NIGAM LIMITED BSNL MAIN ROAD,OPPOSITE LANE TO MEDAK CHURCH,MAIN ROAD,ADJACENT TO BUS STAND,MEDAK,MEDAK DISTRICT,TELANGANA -502110. It serves the Medak region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Adarsh Cooperative Urban Bank Limited. The IFSC ADBK0001035 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Adarsh Cooperative Urban Bank Limited's MEDAK branch came to be assigned the code ADBK0001035.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ADBK0001035, money simply cannot be routed to the MEDAK branch electronically.

How to transfer money using IFSC ADBK0001035

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ADBK0001035 across all three.

NEFT to The Adarsh Cooperative Urban Bank Limited, MEDAK using IFSC ADBK0001035

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ADBK0001035, and confirm that the system picks up The Adarsh Cooperative Urban Bank Limited – MEDAK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MEDAK

If you need to transfer ₹2 lakh or more in one go to an account at The Adarsh Cooperative Urban Bank Limited's MEDAK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ADBK0001035 while initiating the transfer and the credit will appear within minutes.

IMPS to The Adarsh Cooperative Urban Bank Limited MEDAK (IFSC ADBK0001035)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ADBK0001035 in your mobile or internet banking app, and the money is credited to the MEDAK branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ADBK0001035 for The Adarsh Cooperative Urban Bank Limited – MEDAK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Medak branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC ADBK0001035

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Adarsh Cooperative Urban Bank Limited – MEDAK is still mapped to IFSC ADBK0001035. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ADBK0001035 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Medak branch is mapped to IFSC ADBK0001035 on the RBI payments network. The branch generally supports the full retail product catalogue of The Adarsh Cooperative Urban Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ADBK0001035.

Products and services

Customers walking into the Medak branch can access most of The Adarsh Cooperative Urban Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ADBK0001035

MICR & cheque-truncation details

Cheques drawn on the Medak branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ADBK0001035 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Medak branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ADBK0001035 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC ADBK0001035

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Adarsh Cooperative Urban Bank Limited – MEDAK, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: ADBK0001035.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Medak branch

The branch is located at TELEPHONE EXCHANGE BUILDING,BHARATH SANCHAR NIGAM LIMITED BSNL MAIN ROAD,OPPOSITE LANE TO MEDAK CHURCH,MAIN ROAD,ADJACENT TO BUS STAND,MEDAK,MEDAK DISTRICT,TELANGANA -502110, which puts it inside Medak, the broader Medak district, and the state of Telangana. To plan your visit:

1. Open Google Maps on your phone and search for “The Adarsh Cooperative Urban Bank Limited Medak branch” — the verified location pin for IFSC ADBK0001035 should appear at the top of the results.
2. Confirm the branch is open by calling 40-2956012956 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ADBK0001035 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ADBK0001035 for The Adarsh Cooperative Urban Bank Limited – MEDAK, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Medak are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ADBK0001035 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ADBK0001035 belongs to The Adarsh Cooperative Urban Bank Limited's MEDAK branch, located at TELEPHONE EXCHANGE BUILDING,BHARATH SANCHAR NIGAM LIMITED BSNL MAIN… in MEDAK, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.