IFSC Code of The Adarsh Cooperative Urban Bank Limited, Mahabubnagar Branch, Telangana

Use this page as a one-stop reference for everything related to The Adarsh Cooperative Urban Bank Limited's MAHABUBNAGAR branch in MAHABUBNAGAR, TELANGANA. The branch's IFSC code ADBK0001016 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Adarsh Cooperative Urban Bank Limited – MAHABUBNAGAR is ADBK0001016. The first four letters ADBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001016 map to this branch in MAHABUBNAGAR, TELANGANA.

Branch details at a glance

About the bank

The Adarsh Cooperative Urban Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mahabubnagar branch in Mahabubnagar, Telangana is part of this network and uses the IFSC code ADBK0001016 for all electronic settlement.

About this branch

The branch is located at LTN2,SURVEYN5&10,YENUGNDA,OPPSITESVSMEDICALCLLEGE,MAHABUBNAGAR,MAHABUBNAGARMUNICIPALITY,MAHABUBNAGARDISTRICT,TELANGANA509001. It serves the Mahabubnagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Adarsh Cooperative Urban Bank Limited. The IFSC ADBK0001016 is used to identify this branch on the RBI payments network.

Why every The Adarsh Cooperative Urban Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MAHABUBNAGAR of The Adarsh Cooperative Urban Bank Limited — its own 11-character IFSC. The code ADBK0001016 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ADBK0001016 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC ADBK0001016

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ADBK0001016 across all three.

NEFT to The Adarsh Cooperative Urban Bank Limited, MAHABUBNAGAR using IFSC ADBK0001016

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ADBK0001016, and confirm that the system picks up The Adarsh Cooperative Urban Bank Limited – MAHABUBNAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC ADBK0001016

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Adarsh Cooperative Urban Bank Limited – MAHABUBNAGAR, ensure your bank's portal accepts IFSC ADBK0001016 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Adarsh Cooperative Urban Bank Limited MAHABUBNAGAR (IFSC ADBK0001016)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ADBK0001016 in your mobile or internet banking app, and the money is credited to the MAHABUBNAGAR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ADBK0001016 for The Adarsh Cooperative Urban Bank Limited – MAHABUBNAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Mahabubnagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Adarsh Cooperative Urban Bank Limited's MAHABUBNAGAR branch, the IFSC ADBK0001016 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Mahabubnagar branch

Once you have an account at The Adarsh Cooperative Urban Bank Limited – MAHABUBNAGAR, the IFSC ADBK0001016 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Mahabubnagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ADBK0001016

MICR & cheque-truncation details

Cheques drawn on the Mahabubnagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ADBK0001016 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Mahabubnagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ADBK0001016 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC ADBK0001016

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Adarsh Cooperative Urban Bank Limited – MAHABUBNAGAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: ADBK0001016.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Mahabubnagar branch

The branch is located at LTN2,SURVEYN5&10,YENUGNDA,OPPSITESVSMEDICALCLLEGE,MAHABUBNAGAR,MAHABUBNAGARMUNICIPALITY,MAHABUBNAGARDISTRICT,TELANGANA509001, which puts it inside Mahabubnagar, the broader Mahabubnagar district, and the state of Telangana. To plan your visit:

1. Open Google Maps on your phone and search for “The Adarsh Cooperative Urban Bank Limited Mahabubnagar branch” — the verified location pin for IFSC ADBK0001016 should appear at the top of the results.
2. Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ADBK0001016 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ADBK0001016 for The Adarsh Cooperative Urban Bank Limited – MAHABUBNAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mahabubnagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ADBK0001016, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: ADBK0001016 is the IFSC code of The Adarsh Cooperative Urban Bank Limited, MAHABUBNAGAR branch, in MAHABUBNAGAR, TELANGANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.