IFSC Code of The Adarsh Cooperative Urban Bank Limited, Badepally Jadcherla Branch, Telangana

Below are the complete branch details for The Adarsh Cooperative Urban Bank Limited, BADEPALLY JADCHERLA branch, located in JADCHERLA, TELANGANA. The IFSC assigned by the Reserve Bank of India to this branch is ADBK0001047. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case ADBK0001047 for The Adarsh Cooperative Urban Bank Limited – BADEPALLY JADCHERLA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Adarsh Cooperative Urban Bank Limited's BADEPALLY JADCHERLA branch, the IFSC ADBK0001047 breaks down as follows: ADBK identifies the bank, 0 is the reserved character, and 001047 identifies this particular branch.

About the bank

The Adarsh Cooperative Urban Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Badepally Jadcherla branch in Jadcherla, Telangana is part of this network and uses the IFSC code ADBK0001047 for all electronic settlement.

Branch details at a glance

About the Badepally Jadcherla branch

The Badepally Jadcherla branch of The Adarsh Cooperative Urban Bank Limited is situated at BSNL OLD CSC BUILDING, BEARING DOOR NO.10-123, PTIN NO. 1193003035, BADEPALLY LOCALITY, JADCHERLA, MAHABUBNAGAR DISTRICT, TELANGANA, 509301. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ADBK0001047 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Adarsh Cooperative Urban Bank Limited's BADEPALLY JADCHERLA branch came to be assigned the code ADBK0001047.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ADBK0001047, money simply cannot be routed to the BADEPALLY JADCHERLA branch electronically.

Products and account variants supported

Every account opened at the Badepally Jadcherla branch is mapped to IFSC ADBK0001047 on the RBI payments network. The branch generally supports the full retail product catalogue of The Adarsh Cooperative Urban Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ADBK0001047.

Products and services

Customers walking into the Badepally Jadcherla branch can access most of The Adarsh Cooperative Urban Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ADBK0001047

How to transfer money using IFSC ADBK0001047

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ADBK0001047 across all three.

NEFT to The Adarsh Cooperative Urban Bank Limited, BADEPALLY JADCHERLA using IFSC ADBK0001047

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ADBK0001047, and confirm that the system picks up The Adarsh Cooperative Urban Bank Limited – BADEPALLY JADCHERLA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC ADBK0001047

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Adarsh Cooperative Urban Bank Limited – BADEPALLY JADCHERLA, ensure your bank's portal accepts IFSC ADBK0001047 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Adarsh Cooperative Urban Bank Limited – BADEPALLY JADCHERLA, use IMPS. With IFSC ADBK0001047 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ADBK0001047 for The Adarsh Cooperative Urban Bank Limited – BADEPALLY JADCHERLA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Badepally Jadcherla branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Adarsh Cooperative Urban Bank Limited's BADEPALLY JADCHERLA branch, the IFSC ADBK0001047 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC ADBK0001047

The Adarsh Cooperative Urban Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BADEPALLY JADCHERLA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ADBK0001047 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Badepally Jadcherla branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ADBK0001047 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC ADBK0001047

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Adarsh Cooperative Urban Bank Limited – BADEPALLY JADCHERLA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: ADBK0001047.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Badepally Jadcherla branch

The branch is located at BSNL OLD CSC BUILDING, BEARING DOOR NO.10-123, PTIN NO. 1193003035, BADEPALLY LOCALITY, JADCHERLA, MAHABUBNAGAR DISTRICT, TELANGANA, 509301, which puts it inside Jadcherla, the broader Mahabubnagar district, and the state of Telangana. To plan your visit:

1. Open Google Maps on your phone and search for “The Adarsh Cooperative Urban Bank Limited Badepally Jadcherla branch” — the verified location pin for IFSC ADBK0001047 should appear at the top of the results.
2. Confirm the branch is open by calling 40-48681010 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ADBK0001047 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ADBK0001047 for The Adarsh Cooperative Urban Bank Limited – BADEPALLY JADCHERLA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Badepally Jadcherla are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ADBK0001047 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: ADBK0001047 is the IFSC code of The Adarsh Cooperative Urban Bank Limited, BADEPALLY JADCHERLA branch, in JADCHERLA, TELANGANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.