IFSC Code of The Adarsh Cooperative Urban Bank Limited, Vanastalipuram Branch, Telangana

If you are searching for the IFSC code of The Adarsh Cooperative Urban Bank Limited, VANASTALIPURAM branch in HYDERABAD, TELANGANA, this page has every detail you need. The verified IFSC code for this branch is ADBK0001036. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the VANASTALIPURAM branch, and detailed step-by-step guides for using the IFSC ADBK0001036 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Adarsh Cooperative Urban Bank Limited – VANASTALIPURAM is ADBK0001036. The first four letters ADBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001036 map to this branch in HYDERABAD, TELANGANA.

About the bank

The Adarsh Cooperative Urban Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Vanastalipuram branch in Hyderabad, Telangana is part of this network and uses the IFSC code ADBK0001036 for all electronic settlement.

Branch details at a glance

About the Vanastalipuram branch

The Vanastalipuram branch of The Adarsh Cooperative Urban Bank Limited is situated at LIG,PHASE I,VANASTHALIPURAM,YDERABAD,TELANGANA 500 070. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ADBK0001036 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Adarsh Cooperative Urban Bank Limited's VANASTALIPURAM branch came to be assigned the code ADBK0001036.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ADBK0001036, money simply cannot be routed to the VANASTALIPURAM branch electronically.

Products and account variants supported

Every account opened at the Vanastalipuram branch is mapped to IFSC ADBK0001036 on the RBI payments network. The branch generally supports the full retail product catalogue of The Adarsh Cooperative Urban Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ADBK0001036.

Products and services

Customers walking into the Vanastalipuram branch can access most of The Adarsh Cooperative Urban Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ADBK0001036

How to transfer money using IFSC ADBK0001036

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ADBK0001036 across all three.

NEFT to The Adarsh Cooperative Urban Bank Limited, VANASTALIPURAM using IFSC ADBK0001036

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ADBK0001036, and confirm that the system picks up The Adarsh Cooperative Urban Bank Limited – VANASTALIPURAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to VANASTALIPURAM

If you need to transfer ₹2 lakh or more in one go to an account at The Adarsh Cooperative Urban Bank Limited's VANASTALIPURAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ADBK0001036 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Adarsh Cooperative Urban Bank Limited – VANASTALIPURAM, use IMPS. With IFSC ADBK0001036 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Vanastalipuram

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ADBK0001036:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at VANASTALIPURAM is still linked to IFSC ADBK0001036.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC ADBK0001036

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Adarsh Cooperative Urban Bank Limited – VANASTALIPURAM is still mapped to IFSC ADBK0001036. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ADBK0001036 and the beneficiary's account number to complete the transfer.

Online banking and IFSC ADBK0001036

The Adarsh Cooperative Urban Bank Limited customers can register for net banking and the bank's official mobile app once their account at the VANASTALIPURAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ADBK0001036 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Adarsh Cooperative Urban Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ADBK0001036 and the account number together uniquely identify the Vanastalipuram branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Adarsh Cooperative Urban Bank Limited – VANASTALIPURAM:

• The IFSC is exactly ADBK0001036 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Adarsh Cooperative Urban Bank Limited as the bank name and VANASTALIPURAM as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Vanastalipuram branch sits at LIG,PHASE I,VANASTHALIPURAM,YDERABAD,TELANGANA 500 070. If you are travelling from outside Hyderabad, search for the branch on a maps application using the bank name and locality, or call 40-48681010 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ADBK0001036 and your account number.

Verifying IFSC ADBK0001036 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ADBK0001036 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 40-48681010.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Vanastalipuram are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ADBK0001036 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: ADBK0001036 is the IFSC code of The Adarsh Cooperative Urban Bank Limited, VANASTALIPURAM branch, in HYDERABAD, TELANGANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.