IFSC Code of The Adarsh Cooperative Urban Bank Limited, L.B Nagar Branch, Telangana

Use this page as a one-stop reference for everything related to The Adarsh Cooperative Urban Bank Limited's L.B NAGAR branch in HYDERABAD, TELANGANA. The branch's IFSC code ADBK0001020 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Adarsh Cooperative Urban Bank Limited's L.B NAGAR branch, the IFSC ADBK0001020 breaks down as follows: ADBK identifies the bank, 0 is the reserved character, and 001020 identifies this particular branch.

Bank profile

The Adarsh Cooperative Urban Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The L.B Nagar branch — IFSC ADBK0001020 — extends the bank's services to customers in and around Hyderabad, Telangana.

L.B Nagar branch overview

Located at O 3-7-502,VINAYAK AGAR COLONY,MANSOORABAD,LB AGAR,KVRANGAREDDY DISTRICT,YDERABAD,TELANGANA 500 074, the L.B Nagar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ADBK0001020 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

Why every The Adarsh Cooperative Urban Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including L.B NAGAR of The Adarsh Cooperative Urban Bank Limited — its own 11-character IFSC. The code ADBK0001020 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ADBK0001020 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the L.B Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ADBK0001020 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC ADBK0001020

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ADBK0001020 across all three.

NEFT to The Adarsh Cooperative Urban Bank Limited, L.B NAGAR using IFSC ADBK0001020

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ADBK0001020, and confirm that the system picks up The Adarsh Cooperative Urban Bank Limited – L.B NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to L.B NAGAR

If you need to transfer ₹2 lakh or more in one go to an account at The Adarsh Cooperative Urban Bank Limited's L.B NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ADBK0001020 while initiating the transfer and the credit will appear within minutes.

IMPS to The Adarsh Cooperative Urban Bank Limited L.B NAGAR (IFSC ADBK0001020)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ADBK0001020 in your mobile or internet banking app, and the money is credited to the L.B NAGAR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ADBK0001020 for The Adarsh Cooperative Urban Bank Limited – L.B NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the L.B Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Adarsh Cooperative Urban Bank Limited's L.B NAGAR branch, the IFSC ADBK0001020 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the L.B Nagar branch is mapped to IFSC ADBK0001020 on the RBI payments network. The branch generally supports the full retail product catalogue of The Adarsh Cooperative Urban Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ADBK0001020.

Products and services

Customers walking into the L.B Nagar branch can access most of The Adarsh Cooperative Urban Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ADBK0001020

Online banking and IFSC ADBK0001020

The Adarsh Cooperative Urban Bank Limited customers can register for net banking and the bank's official mobile app once their account at the L.B NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ADBK0001020 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the L.B Nagar branch

The branch is located at O 3-7-502,VINAYAK AGAR COLONY,MANSOORABAD,LB AGAR,KVRANGAREDDY DISTRICT,YDERABAD,TELANGANA 500 074, which puts it inside Hyderabad, the broader Gey district, and the state of Telangana. To plan your visit:

1. Open Google Maps on your phone and search for “The Adarsh Cooperative Urban Bank Limited L.B Nagar branch” — the verified location pin for IFSC ADBK0001020 should appear at the top of the results.
2. Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ADBK0001020 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Adarsh Cooperative Urban Bank Limited – L.B NAGAR:

• The IFSC is exactly ADBK0001020 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Adarsh Cooperative Urban Bank Limited as the bank name and L.B NAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at L.B Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ADBK0001020 continue to work without interruption.

Verifying IFSC ADBK0001020 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ADBK0001020 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 0.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ADBK0001020 belongs to The Adarsh Cooperative Urban Bank Limited's L.B NAGAR branch, located at O 3-7-502,VINAYAK AGAR COLONY,MANSOORABAD,LB AGAR,KVRANGAREDDY… in HYDERABAD, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.