IFSC Code of The Adarsh Cooperative Urban Bank Limited, Kushaiguda Branch, Telangana

If you are searching for the IFSC code of The Adarsh Cooperative Urban Bank Limited, KUSHAIGUDA branch in HYDERABAD, TELANGANA, this page has every detail you need. The verified IFSC code for this branch is ADBK0001029. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KUSHAIGUDA branch, and detailed step-by-step guides for using the IFSC ADBK0001029 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Adarsh Cooperative Urban Bank Limited's KUSHAIGUDA branch, the IFSC ADBK0001029 breaks down as follows: ADBK identifies the bank, 0 is the reserved character, and 001029 identifies this particular branch.

Bank profile

The Adarsh Cooperative Urban Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Kushaiguda branch — IFSC ADBK0001029 — extends the bank's services to customers in and around Hyderabad, Telangana.

About this branch

The branch is located at H.N0.1-10-4/8/NR,PTIN NO.1010120915,KUSHAIGUDA,MEDCHAL-MALKAJGIRI DISTRICT,HYDERABAD - 500062. It serves the Hyderabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Adarsh Cooperative Urban Bank Limited. The IFSC ADBK0001029 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Adarsh Cooperative Urban Bank Limited's KUSHAIGUDA branch came to be assigned the code ADBK0001029.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ADBK0001029, money simply cannot be routed to the KUSHAIGUDA branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Kushaiguda branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ADBK0001029 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC ADBK0001029

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ADBK0001029 across all three.

NEFT to The Adarsh Cooperative Urban Bank Limited, KUSHAIGUDA using IFSC ADBK0001029

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ADBK0001029, and confirm that the system picks up The Adarsh Cooperative Urban Bank Limited – KUSHAIGUDA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC ADBK0001029

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Adarsh Cooperative Urban Bank Limited – KUSHAIGUDA, ensure your bank's portal accepts IFSC ADBK0001029 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Adarsh Cooperative Urban Bank Limited – KUSHAIGUDA, use IMPS. With IFSC ADBK0001029 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ADBK0001029 for The Adarsh Cooperative Urban Bank Limited – KUSHAIGUDA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Kushaiguda branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Adarsh Cooperative Urban Bank Limited's KUSHAIGUDA branch, the IFSC ADBK0001029 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Kushaiguda branch

Once you have an account at The Adarsh Cooperative Urban Bank Limited – KUSHAIGUDA, the IFSC ADBK0001029 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Kushaiguda branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 40-27121800.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ADBK0001029

Online banking and IFSC ADBK0001029

The Adarsh Cooperative Urban Bank Limited customers can register for net banking and the bank's official mobile app once their account at the KUSHAIGUDA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ADBK0001029 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Kushaiguda branch sits at H.N0.1-10-4/8/NR,PTIN NO.1010120915,KUSHAIGUDA,MEDCHAL-MALKAJGIRI DISTRICT,HYDERABAD - 500062. If you are travelling from outside Hyderabad, search for the branch on a maps application using the bank name and locality, or call 40-27121800 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ADBK0001029 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Adarsh Cooperative Urban Bank Limited – KUSHAIGUDA:

• The IFSC is exactly ADBK0001029 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Adarsh Cooperative Urban Bank Limited as the bank name and KUSHAIGUDA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Kushaiguda are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ADBK0001029 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ADBK0001029 for The Adarsh Cooperative Urban Bank Limited – KUSHAIGUDA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ADBK0001029 belongs to The Adarsh Cooperative Urban Bank Limited's KUSHAIGUDA branch, located at H.N0.1-10-4/8/NR,PTIN NO.1010120915,KUSHAIGUDA,MEDCHAL-MALKAJGIRI… in HYDERABAD, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.