If you are searching for the IFSC code of The Adarsh Cooperative Urban Bank Limited, DUNDIGAL-GANDIMAISAMMA branch in HYDERABAD, TELANGANA, this page has every detail you need. The verified IFSC code for this branch is ADBK0001038. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DUNDIGAL-GANDIMAISAMMA branch, and detailed step-by-step guides for using the IFSC ADBK0001038 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For The Adarsh Cooperative Urban Bank Limited's DUNDIGAL-GANDIMAISAMMA branch, the IFSC ADBK0001038 breaks down as follows: ADBK identifies the bank, 0 is the reserved character, and 001038 identifies this particular branch.
About the bank
The Adarsh Cooperative Urban Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Dundigal-Gandimaisamma branch in Hyderabad, Telangana is part of this network and uses the IFSC code ADBK0001038 for all electronic settlement.
Branch details at a glance
| Bank Name | The Adarsh Cooperative Urban Bank Limited |
|---|---|
| Branch | Dundigal-Gandimaisamma |
| IFSC Code | ADBK0001038 |
| MICR Code | Refer to cheque leaf |
| Branch Address | H.NO.4-127/1,PLOT NOS.29 AND 34,SURVEY NO.62/1-A,GANDIMAISAMMA X ROAD,BAHADURPALLY VILLAGE,DUNDIGAL-GANDIMAISAMMA MANDAL,MEDCHAL-MALKAJGIRI DISTRICT |
| City | Hyderabad |
| District | Medchalmalkajgiri |
| State | Telangana |
| STD Code | 40 |
| Phone | 23860041 |
About this branch
The branch is located at H.NO.4-127/1,PLOT NOS.29 AND 34,SURVEY NO.62/1-A,GANDIMAISAMMA X ROAD,BAHADURPALLY VILLAGE,DUNDIGAL-GANDIMAISAMMA MANDAL,MEDCHAL-MALKAJGIRI DISTRICT. It serves the Hyderabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Adarsh Cooperative Urban Bank Limited. The IFSC ADBK0001038 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Adarsh Cooperative Urban Bank Limited's DUNDIGAL-GANDIMAISAMMA branch came to be assigned the code ADBK0001038.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ADBK0001038, money simply cannot be routed to the DUNDIGAL-GANDIMAISAMMA branch electronically.
Account types you can open at the Dundigal-Gandimaisamma branch
Once you have an account at The Adarsh Cooperative Urban Bank Limited – DUNDIGAL-GANDIMAISAMMA, the IFSC ADBK0001038 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Dundigal-Gandimaisamma branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 40-23860041.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC ADBK0001038
How to transfer money using IFSC ADBK0001038
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ADBK0001038 across all three.
NEFT to The Adarsh Cooperative Urban Bank Limited, DUNDIGAL-GANDIMAISAMMA using IFSC ADBK0001038
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ADBK0001038, and confirm that the system picks up The Adarsh Cooperative Urban Bank Limited – DUNDIGAL-GANDIMAISAMMA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to DUNDIGAL-GANDIMAISAMMA
If you need to transfer ₹2 lakh or more in one go to an account at The Adarsh Cooperative Urban Bank Limited's DUNDIGAL-GANDIMAISAMMA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ADBK0001038 while initiating the transfer and the credit will appear within minutes.
IMPS to The Adarsh Cooperative Urban Bank Limited DUNDIGAL-GANDIMAISAMMA (IFSC ADBK0001038)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ADBK0001038 in your mobile or internet banking app, and the money is credited to the DUNDIGAL-GANDIMAISAMMA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Dundigal-Gandimaisamma
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ADBK0001038:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at DUNDIGAL-GANDIMAISAMMA is still linked to IFSC ADBK0001038.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC ADBK0001038
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Adarsh Cooperative Urban Bank Limited – DUNDIGAL-GANDIMAISAMMA is still mapped to IFSC ADBK0001038. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ADBK0001038 and the beneficiary's account number to complete the transfer.
Online banking and IFSC ADBK0001038
The Adarsh Cooperative Urban Bank Limited customers can register for net banking and the bank's official mobile app once their account at the DUNDIGAL-GANDIMAISAMMA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ADBK0001038 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Adarsh Cooperative Urban Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ADBK0001038 and the account number together uniquely identify the Dundigal-Gandimaisamma branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Adarsh Cooperative Urban Bank Limited – DUNDIGAL-GANDIMAISAMMA:
- The IFSC is exactly ADBK0001038 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Adarsh Cooperative Urban Bank Limited as the bank name and DUNDIGAL-GANDIMAISAMMA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Dundigal-Gandimaisamma branch
The branch is located at H.NO.4-127/1,PLOT NOS.29 AND 34,SURVEY NO.62/1-A,GANDIMAISAMMA X ROAD,BAHADURPALLY VILLAGE,DUNDIGAL-GANDIMAISAMMA MANDAL,MEDCHAL-MALKAJGIRI DISTRICT, which puts it inside Hyderabad, the broader Medchalmalkajgiri district, and the state of Telangana. To plan your visit:
- Open Google Maps on your phone and search for “The Adarsh Cooperative Urban Bank Limited Dundigal-Gandimaisamma branch” — the verified location pin for IFSC ADBK0001038 should appear at the top of the results.
- Confirm the branch is open by calling 40-23860041 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ADBK0001038 and your account number.
Verifying IFSC ADBK0001038 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ADBK0001038 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 40-23860041.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dundigal-Gandimaisamma branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ADBK0001038, however, work 24x7.
Branch address & contact
The Adarsh Cooperative Urban Bank LimitedDundigal-Gandimaisamma Branch
H.NO.4-127/1,PLOT NOS.29 AND 34,SURVEY NO.62/1-A,GANDIMAISAMMA X ROAD,BAHADURPALLY VILLAGE,DUNDIGAL-GANDIMAISAMMA MANDAL,MEDCHAL-MALKAJGIRI DISTRICT
Hyderabad, Telangana
Phone: 40-23860041
IFSC: ADBK0001038
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dundigal-Gandimaisamma branch but serve different purposes.
How quickly will an NEFT transfer using ADBK0001038 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Adarsh Cooperative Urban Bank Limited – Dundigal-Gandimaisamma reflect within 30 minutes.
Where is The Adarsh Cooperative Urban Bank Limited Dundigal-Gandimaisamma branch located?
The Adarsh Cooperative Urban Bank Limited's Dundigal-Gandimaisamma branch is located at H.NO.4-127/1,PLOT NOS.29 AND 34,SURVEY NO.62/1-A,GANDIMAISAMMA X ROAD,BAHADURPALLY VILLAGE,DUNDIGAL-GANDIMAISAMMA MANDAL,MEDCHAL-MALKAJGIRI DISTRICT, Hyderabad, Telangana.
How do I add The Adarsh Cooperative Urban Bank Limited Dundigal-Gandimaisamma as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ADBK0001038, and complete OTP verification. Once activated, you can transfer funds at any time.
Does The Adarsh Cooperative Urban Bank Limited Dundigal-Gandimaisamma branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 40-23860041 to confirm.
Is IFSC ADBK0001038 valid for NEFT and RTGS?
Yes. IFSC ADBK0001038 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC ADBK0001038 the same for all accounts at Dundigal-Gandimaisamma branch?
Yes. The IFSC ADBK0001038 is shared by every account held at The Adarsh Cooperative Urban Bank Limited's Dundigal-Gandimaisamma branch. Only the account number changes from customer to customer.
Can I use IFSC ADBK0001038 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ADBK0001038 to send funds instantly.
Final notes
To recap: ADBK0001038 is the IFSC code of The Adarsh Cooperative Urban Bank Limited, DUNDIGAL-GANDIMAISAMMA branch, in HYDERABAD, TELANGANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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