IFSC Code of Telangana State Coop Apex Bank, Secunderabad Branch, Telangana

Use this page as a one-stop reference for everything related to Telangana State Coop Apex Bank's SECUNDERABAD branch in SECUNDERABAD, TELANGANA. The branch's IFSC code TSAB0000104 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Telangana State Coop Apex Bank's SECUNDERABAD branch, the IFSC TSAB0000104 breaks down as follows: TSAB identifies the bank, 0 is the reserved character, and 000104 identifies this particular branch.

Bank profile

Telangana State Coop Apex Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Secunderabad branch — IFSC TSAB0000104 — extends the bank's services to customers in and around Secunderabad, Telangana.

Branch details at a glance

Secunderabad branch overview

Located at 8-3-261,IST FLOOR,MARKET STREET,NEAR RAJESHWARI THEATRE,SECUNDERABAD 25, the Secunderabad branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC TSAB0000104 is required for all interbank electronic transfers routed through this branch.

Why every Telangana State Coop Apex Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SECUNDERABAD of Telangana State Coop Apex Bank — its own 11-character IFSC. The code TSAB0000104 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC TSAB0000104 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Secunderabad branch

Once you have an account at Telangana State Coop Apex Bank – SECUNDERABAD, the IFSC TSAB0000104 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Secunderabad branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 40-23443834.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC TSAB0000104

How to transfer money using IFSC TSAB0000104

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TSAB0000104 across all three.

How to use IFSC TSAB0000104 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Telangana State Coop Apex Bank's SECUNDERABAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC TSAB0000104.
4. Confirm the bank name auto-populates as Telangana State Coop Apex Bank and the branch as SECUNDERABAD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SECUNDERABAD

If you need to transfer ₹2 lakh or more in one go to an account at Telangana State Coop Apex Bank's SECUNDERABAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC TSAB0000104 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Telangana State Coop Apex Bank – SECUNDERABAD, use IMPS. With IFSC TSAB0000104 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Secunderabad

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC TSAB0000104:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SECUNDERABAD is still linked to IFSC TSAB0000104.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Telangana State Coop Apex Bank's SECUNDERABAD branch, the IFSC TSAB0000104 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Secunderabad branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC TSAB0000104 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Telangana State Coop Apex Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TSAB0000104 and the account number together uniquely identify the Secunderabad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Telangana State Coop Apex Bank – SECUNDERABAD:

• The IFSC is exactly TSAB0000104 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Telangana State Coop Apex Bank as the bank name and SECUNDERABAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Secunderabad branch

The branch is located at 8-3-261,IST FLOOR,MARKET STREET,NEAR RAJESHWARI THEATRE,SECUNDERABAD 25, which puts it inside Secunderabad, the broader Ranga Reddy district, and the state of Telangana. To plan your visit:

1. Open Google Maps on your phone and search for “Telangana State Coop Apex Bank Secunderabad branch” — the verified location pin for IFSC TSAB0000104 should appear at the top of the results.
2. Confirm the branch is open by calling 40-23443834 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC TSAB0000104 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC TSAB0000104 for Telangana State Coop Apex Bank – SECUNDERABAD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Secunderabad are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to TSAB0000104 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code TSAB0000104 belongs to Telangana State Coop Apex Bank's SECUNDERABAD branch, located at 8-3-261,IST FLOOR,MARKET STREET,NEAR RAJESHWARI THEATRE,SECUNDERABAD 25 in SECUNDERABAD, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.