Use this page as a one-stop reference for everything related to Telangana State Coop Apex Bank's NIZAMABAD DIST COOP CENTRAL BANK LTD RAMAREDDY branch in RAMAREDDY, TELANGANA. The branch's IFSC code TSAB0018048 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Telangana State Coop Apex Bank's NIZAMABAD DIST COOP CENTRAL BANK LTD RAMAREDDY branch, the IFSC TSAB0018048 breaks down as follows: TSAB identifies the bank, 0 is the reserved character, and 018048 identifies this particular branch.
About Telangana State Coop Apex Bank
Telangana State Coop Apex Bank operates a wide network of branches across India, including the Nizamabad Dist Coop Central Bank Ltd Ramareddy branch in Ramareddy. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, TSAB0018048.
About this branch
The branch is located at H.NO 75524P1,RAMAREDDY VILLAGE MANDAL. It serves the Ramareddy region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Telangana State Coop Apex Bank. The IFSC TSAB0018048 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Telangana State Coop Apex Bank |
|---|---|
| Branch | Nizamabad Dist Coop Central Bank Ltd Ramareddy |
| IFSC Code | TSAB0018048 |
| MICR Code | Refer to cheque leaf |
| Branch Address | H.NO 75524P1,RAMAREDDY VILLAGE MANDAL |
| City | Ramareddy |
| District | Kamareddy |
| State | Telangana |
| STD Code | 8468 |
| Phone | 9666408849 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Telangana State Coop Apex Bank's NIZAMABAD DIST COOP CENTRAL BANK LTD RAMAREDDY branch came to be assigned the code TSAB0018048.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC TSAB0018048, money simply cannot be routed to the NIZAMABAD DIST COOP CENTRAL BANK LTD RAMAREDDY branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Telangana State Coop Apex Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TSAB0018048 and the account number together uniquely identify the Nizamabad Dist Coop Central Bank Ltd Ramareddy branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC TSAB0018048
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TSAB0018048 across all three.
NEFT to Telangana State Coop Apex Bank, NIZAMABAD DIST COOP CENTRAL BANK LTD RAMAREDDY using IFSC TSAB0018048
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC TSAB0018048, and confirm that the system picks up Telangana State Coop Apex Bank – NIZAMABAD DIST COOP CENTRAL BANK LTD RAMAREDDY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC TSAB0018048
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Telangana State Coop Apex Bank – NIZAMABAD DIST COOP CENTRAL BANK LTD RAMAREDDY, ensure your bank's portal accepts IFSC TSAB0018048 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Telangana State Coop Apex Bank NIZAMABAD DIST COOP CENTRAL BANK LTD RAMAREDDY (IFSC TSAB0018048)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TSAB0018048 in your mobile or internet banking app, and the money is credited to the NIZAMABAD DIST COOP CENTRAL BANK LTD RAMAREDDY branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC TSAB0018048 for Telangana State Coop Apex Bank – NIZAMABAD DIST COOP CENTRAL BANK LTD RAMAREDDY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – TSAB0018048 | Yes – TSAB0018048 | Yes – TSAB0018048 |
For most retail customers crediting the Nizamabad Dist Coop Central Bank Ltd Ramareddy branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC TSAB0018048
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Telangana State Coop Apex Bank – NIZAMABAD DIST COOP CENTRAL BANK LTD RAMAREDDY is still mapped to IFSC TSAB0018048. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC TSAB0018048 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Nizamabad Dist Coop Central Bank Ltd Ramareddy branch is mapped to IFSC TSAB0018048 on the RBI payments network. The branch generally supports the full retail product catalogue of Telangana State Coop Apex Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains TSAB0018048.
Banking services available
The Nizamabad Dist Coop Central Bank Ltd Ramareddy branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8468-9666408849.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC TSAB0018048
Online banking and IFSC TSAB0018048
Telangana State Coop Apex Bank customers can register for net banking and the bank's official mobile app once their account at the NIZAMABAD DIST COOP CENTRAL BANK LTD RAMAREDDY branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC TSAB0018048 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Nizamabad Dist Coop Central Bank Ltd Ramareddy branch sits at H.NO 75524P1,RAMAREDDY VILLAGE MANDAL. If you are travelling from outside Ramareddy, search for the branch on a maps application using the bank name and locality, or call 8468-9666408849 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC TSAB0018048 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Telangana State Coop Apex Bank – NIZAMABAD DIST COOP CENTRAL BANK LTD RAMAREDDY:
- The IFSC is exactly TSAB0018048 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Telangana State Coop Apex Bank as the bank name and NIZAMABAD DIST COOP CENTRAL BANK LTD RAMAREDDY as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nizamabad Dist Coop Central Bank Ltd Ramareddy branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC TSAB0018048, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC TSAB0018048 for Telangana State Coop Apex Bank – NIZAMABAD DIST COOP CENTRAL BANK LTD RAMAREDDY, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Telangana State Coop Apex BankNizamabad Dist Coop Central Bank Ltd Ramareddy Branch
H.NO 75524P1,RAMAREDDY VILLAGE MANDAL
Ramareddy, Telangana
Phone: 8468-9666408849
IFSC: TSAB0018048
Frequently asked questions
Is IFSC TSAB0018048 valid for NEFT and RTGS?
Yes. IFSC TSAB0018048 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using TSAB0018048 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Telangana State Coop Apex Bank – Nizamabad Dist Coop Central Bank Ltd Ramareddy reflect within 30 minutes.
How do I add Telangana State Coop Apex Bank Nizamabad Dist Coop Central Bank Ltd Ramareddy as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC TSAB0018048, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nizamabad Dist Coop Central Bank Ltd Ramareddy branch but serve different purposes.
Where is Telangana State Coop Apex Bank Nizamabad Dist Coop Central Bank Ltd Ramareddy branch located?
Telangana State Coop Apex Bank's Nizamabad Dist Coop Central Bank Ltd Ramareddy branch is located at H.NO 75524P1,RAMAREDDY VILLAGE MANDAL, Ramareddy, Telangana.
What is the phone number of Telangana State Coop Apex Bank Nizamabad Dist Coop Central Bank Ltd Ramareddy branch?
You can reach the branch at 8468-9666408849 during regular banking hours.
Can I use IFSC TSAB0018048 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC TSAB0018048 to send funds instantly.
Summary
The IFSC code TSAB0018048 belongs to Telangana State Coop Apex Bank's NIZAMABAD DIST COOP CENTRAL BANK LTD RAMAREDDY branch, located at H.NO 75524P1,RAMAREDDY VILLAGE MANDAL in RAMAREDDY, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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