IFSC Code of Telangana State Coop Apex Bank, The Khammam District Co Operative Central Bank Ltd, Penubally Branch, Telangana

If you are searching for the IFSC code of Telangana State Coop Apex Bank, THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, PENUBALLY branch in PENUBALLY, TELANGANA, this page has every detail you need. The verified IFSC code for this branch is TSAB0022029. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, PENUBALLY branch, and detailed step-by-step guides for using the IFSC TSAB0022029 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Telangana State Coop Apex Bank's THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, PENUBALLY branch, the IFSC TSAB0022029 breaks down as follows: TSAB identifies the bank, 0 is the reserved character, and 022029 identifies this particular branch.

Branch details at a glance

Bank profile

Telangana State Coop Apex Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Khammam District Co Operative Central Bank Ltd, Penubally branch — IFSC TSAB0022029 — extends the bank's services to customers in and around Penubally, Telangana.

About this branch

The branch is located at 5126,SATHUPALLY ROAD,PENUBALLY.PINCODE507302. It serves the Penubally region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Telangana State Coop Apex Bank. The IFSC TSAB0022029 is used to identify this branch on the RBI payments network.

Why every Telangana State Coop Apex Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, PENUBALLY of Telangana State Coop Apex Bank — its own 11-character IFSC. The code TSAB0022029 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC TSAB0022029 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC TSAB0022029

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TSAB0022029 across all three.

NEFT to Telangana State Coop Apex Bank, THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, PENUBALLY using IFSC TSAB0022029

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC TSAB0022029, and confirm that the system picks up Telangana State Coop Apex Bank – THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, PENUBALLY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC TSAB0022029

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Telangana State Coop Apex Bank – THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, PENUBALLY, ensure your bank's portal accepts IFSC TSAB0022029 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Telangana State Coop Apex Bank – THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, PENUBALLY, use IMPS. With IFSC TSAB0022029 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to The Khammam District Co Operative Central Bank Ltd, Penubally

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC TSAB0022029:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, PENUBALLY is still linked to IFSC TSAB0022029.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Telangana State Coop Apex Bank's THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, PENUBALLY branch, the IFSC TSAB0022029 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the The Khammam District Co Operative Central Bank Ltd, Penubally branch

Once you have an account at Telangana State Coop Apex Bank – THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, PENUBALLY, the IFSC TSAB0022029 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The The Khammam District Co Operative Central Bank Ltd, Penubally branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC TSAB0022029

MICR & cheque-truncation details

Cheques drawn on the The Khammam District Co Operative Central Bank Ltd, Penubally branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC TSAB0022029 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the The Khammam District Co Operative Central Bank Ltd, Penubally branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC TSAB0022029 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC TSAB0022029

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Telangana State Coop Apex Bank – THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, PENUBALLY, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: TSAB0022029.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the The Khammam District Co Operative Central Bank Ltd, Penubally branch

The branch is located at 5126,SATHUPALLY ROAD,PENUBALLY.PINCODE507302, which puts it inside Penubally, the broader Khammam district, and the state of Telangana. To plan your visit:

1. Open Google Maps on your phone and search for “Telangana State Coop Apex Bank The Khammam District Co Operative Central Bank Ltd, Penubally branch” — the verified location pin for IFSC TSAB0022029 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC TSAB0022029 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC TSAB0022029 for Telangana State Coop Apex Bank – THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, PENUBALLY, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at The Khammam District Co Operative Central Bank Ltd, Penubally are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to TSAB0022029 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: TSAB0022029 is the IFSC code of Telangana State Coop Apex Bank, THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, PENUBALLY branch, in PENUBALLY, TELANGANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.