IFSC Code of Telangana State Coop Apex Bank, The Khammam District Co Operative Central Bank Ltd, Palvoncha Branch, Telangana

If you are searching for the IFSC code of Telangana State Coop Apex Bank, THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, PALVONCHA branch in PALVONCHA, TELANGANA, this page has every detail you need. The verified IFSC code for this branch is TSAB0022016. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, PALVONCHA branch, and detailed step-by-step guides for using the IFSC TSAB0022016 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Telangana State Coop Apex Bank's THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, PALVONCHA branch, the IFSC TSAB0022016 breaks down as follows: TSAB identifies the bank, 0 is the reserved character, and 022016 identifies this particular branch.

About the bank

Telangana State Coop Apex Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Khammam District Co Operative Central Bank Ltd, Palvoncha branch in Palvoncha, Telangana is part of this network and uses the IFSC code TSAB0022016 for all electronic settlement.

The Khammam District Co Operative Central Bank Ltd, Palvoncha branch overview

Located at 191116,SHASTRY CENTER,PALVONCHA.PINCODE507115, the The Khammam District Co Operative Central Bank Ltd, Palvoncha branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC TSAB0022016 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

Why every Telangana State Coop Apex Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, PALVONCHA of Telangana State Coop Apex Bank — its own 11-character IFSC. The code TSAB0022016 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC TSAB0022016 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the The Khammam District Co Operative Central Bank Ltd, Palvoncha branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC TSAB0022016 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC TSAB0022016

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TSAB0022016 across all three.

NEFT to Telangana State Coop Apex Bank, THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, PALVONCHA using IFSC TSAB0022016

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC TSAB0022016, and confirm that the system picks up Telangana State Coop Apex Bank – THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, PALVONCHA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC TSAB0022016

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Telangana State Coop Apex Bank – THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, PALVONCHA, ensure your bank's portal accepts IFSC TSAB0022016 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Telangana State Coop Apex Bank – THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, PALVONCHA, use IMPS. With IFSC TSAB0022016 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to The Khammam District Co Operative Central Bank Ltd, Palvoncha

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC TSAB0022016:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, PALVONCHA is still linked to IFSC TSAB0022016.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC TSAB0022016

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Telangana State Coop Apex Bank – THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, PALVONCHA is still mapped to IFSC TSAB0022016. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC TSAB0022016 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Khammam District Co Operative Central Bank Ltd, Palvoncha branch is mapped to IFSC TSAB0022016 on the RBI payments network. The branch generally supports the full retail product catalogue of Telangana State Coop Apex Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains TSAB0022016.

Banking services available

The The Khammam District Co Operative Central Bank Ltd, Palvoncha branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC TSAB0022016

Online banking and IFSC TSAB0022016

Telangana State Coop Apex Bank customers can register for net banking and the bank's official mobile app once their account at the THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, PALVONCHA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC TSAB0022016 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The The Khammam District Co Operative Central Bank Ltd, Palvoncha branch sits at 191116,SHASTRY CENTER,PALVONCHA.PINCODE507115. If you are travelling from outside Palvoncha, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC TSAB0022016 and your account number.

Common mistakes to avoid when using IFSC TSAB0022016

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Telangana State Coop Apex Bank – THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, PALVONCHA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: TSAB0022016.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at The Khammam District Co Operative Central Bank Ltd, Palvoncha are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to TSAB0022016 continue to work without interruption.

Verifying IFSC TSAB0022016 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm TSAB0022016 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code TSAB0022016 belongs to Telangana State Coop Apex Bank's THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, PALVONCHA branch, located at 191116,SHASTRY CENTER,PALVONCHA.PINCODE507115 in PALVONCHA, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.