IFSC Code of Telangana State Coop Apex Bank, Palakurthy Branch, Telangana

This page lists the IFSC code, branch address, contact number and fund-transfer information for Telangana State Coop Apex Bank, PALAKURTHY branch in PALAKURTHY. The 11-digit IFSC TSAB0021026 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Telangana State Coop Apex Bank at the PALAKURTHY location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Telangana State Coop Apex Bank – PALAKURTHY is TSAB0021026. The first four letters TSAB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 021026 map to this branch in PALAKURTHY, TELANGANA.

Branch details at a glance

About the bank

Telangana State Coop Apex Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Palakurthy branch in Palakurthy, Telangana is part of this network and uses the IFSC code TSAB0021026 for all electronic settlement.

Palakurthy branch overview

Located at PALAKURTHY, the Palakurthy branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC TSAB0021026 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Telangana State Coop Apex Bank's PALAKURTHY branch came to be assigned the code TSAB0021026.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC TSAB0021026, money simply cannot be routed to the PALAKURTHY branch electronically.

How to transfer money using IFSC TSAB0021026

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TSAB0021026 across all three.

How to use IFSC TSAB0021026 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Telangana State Coop Apex Bank's PALAKURTHY branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC TSAB0021026.
4. Confirm the bank name auto-populates as Telangana State Coop Apex Bank and the branch as PALAKURTHY.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC TSAB0021026

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Telangana State Coop Apex Bank – PALAKURTHY, ensure your bank's portal accepts IFSC TSAB0021026 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Telangana State Coop Apex Bank PALAKURTHY (IFSC TSAB0021026)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TSAB0021026 in your mobile or internet banking app, and the money is credited to the PALAKURTHY branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC TSAB0021026 for Telangana State Coop Apex Bank – PALAKURTHY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Palakurthy branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC TSAB0021026

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Telangana State Coop Apex Bank – PALAKURTHY is still mapped to IFSC TSAB0021026. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC TSAB0021026 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Palakurthy branch is mapped to IFSC TSAB0021026 on the RBI payments network. The branch generally supports the full retail product catalogue of Telangana State Coop Apex Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains TSAB0021026.

Banking services available

The Palakurthy branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8702-577798.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC TSAB0021026

MICR & cheque-truncation details

Cheques drawn on the Palakurthy branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC TSAB0021026 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC TSAB0021026

Telangana State Coop Apex Bank customers can register for net banking and the bank's official mobile app once their account at the PALAKURTHY branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC TSAB0021026 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Telangana State Coop Apex Bank – PALAKURTHY:

• The IFSC is exactly TSAB0021026 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Telangana State Coop Apex Bank as the bank name and PALAKURTHY as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Palakurthy branch sits at PALAKURTHY. If you are travelling from outside Palakurthy, search for the branch on a maps application using the bank name and locality, or call 8702-577798 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC TSAB0021026 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC TSAB0021026 for Telangana State Coop Apex Bank – PALAKURTHY, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Palakurthy branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC TSAB0021026, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code TSAB0021026 belongs to Telangana State Coop Apex Bank's PALAKURTHY branch, located at PALAKURTHY in PALAKURTHY, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.