IFSC Code of Telangana State Coop Apex Bank, The Khammam District Co Operative Central Bank Ltd, Kusumanchi Branch, Telangana

Use this page as a one-stop reference for everything related to Telangana State Coop Apex Bank's THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, KUSUMANCHI branch in KUSUMANCHI, TELANGANA. The branch's IFSC code TSAB0022023 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Telangana State Coop Apex Bank – THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, KUSUMANCHI is TSAB0022023. The first four letters TSAB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 022023 map to this branch in KUSUMANCHI, TELANGANA.

Bank profile

Telangana State Coop Apex Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Khammam District Co Operative Central Bank Ltd, Kusumanchi branch — IFSC TSAB0022023 — extends the bank's services to customers in and around Kusumanchi, Telangana.

Branch details at a glance

The Khammam District Co Operative Central Bank Ltd, Kusumanchi branch overview

Located at 3226,MAINROAD,KUSUMANCHI.PINCODE507159, the The Khammam District Co Operative Central Bank Ltd, Kusumanchi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC TSAB0022023 is required for all interbank electronic transfers routed through this branch.

Why every Telangana State Coop Apex Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, KUSUMANCHI of Telangana State Coop Apex Bank — its own 11-character IFSC. The code TSAB0022023 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC TSAB0022023 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the The Khammam District Co Operative Central Bank Ltd, Kusumanchi branch is mapped to IFSC TSAB0022023 on the RBI payments network. The branch generally supports the full retail product catalogue of Telangana State Coop Apex Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains TSAB0022023.

Banking services available

The The Khammam District Co Operative Central Bank Ltd, Kusumanchi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC TSAB0022023

How to transfer money using IFSC TSAB0022023

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TSAB0022023 across all three.

NEFT to Telangana State Coop Apex Bank, THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, KUSUMANCHI using IFSC TSAB0022023

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC TSAB0022023, and confirm that the system picks up Telangana State Coop Apex Bank – THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, KUSUMANCHI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, KUSUMANCHI

If you need to transfer ₹2 lakh or more in one go to an account at Telangana State Coop Apex Bank's THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, KUSUMANCHI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC TSAB0022023 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Telangana State Coop Apex Bank – THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, KUSUMANCHI, use IMPS. With IFSC TSAB0022023 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC TSAB0022023 for Telangana State Coop Apex Bank – THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, KUSUMANCHI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Khammam District Co Operative Central Bank Ltd, Kusumanchi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Telangana State Coop Apex Bank's THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, KUSUMANCHI branch, the IFSC TSAB0022023 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC TSAB0022023

Telangana State Coop Apex Bank customers can register for net banking and the bank's official mobile app once their account at the THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, KUSUMANCHI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC TSAB0022023 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the The Khammam District Co Operative Central Bank Ltd, Kusumanchi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC TSAB0022023 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC TSAB0022023

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Telangana State Coop Apex Bank – THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, KUSUMANCHI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: TSAB0022023.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The The Khammam District Co Operative Central Bank Ltd, Kusumanchi branch sits at 3226,MAINROAD,KUSUMANCHI.PINCODE507159. If you are travelling from outside Kusumanchi, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC TSAB0022023 and your account number.

Verifying IFSC TSAB0022023 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm TSAB0022023 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Khammam District Co Operative Central Bank Ltd, Kusumanchi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC TSAB0022023, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: TSAB0022023 is the IFSC code of Telangana State Coop Apex Bank, THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, KUSUMANCHI branch, in KUSUMANCHI, TELANGANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.