IFSC Code of Telangana State Coop Apex Bank, The Khammam District Co Operative Central Bank Ltd, Kunavaram Branch, Telangana

This page lists the IFSC code, branch address, contact number and fund-transfer information for Telangana State Coop Apex Bank, THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, KUNAVARAM branch in KUNAVARAM. The 11-digit IFSC TSAB0022009 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Telangana State Coop Apex Bank at the THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, KUNAVARAM location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Telangana State Coop Apex Bank's THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, KUNAVARAM branch, the IFSC TSAB0022009 breaks down as follows: TSAB identifies the bank, 0 is the reserved character, and 022009 identifies this particular branch.

Branch details at a glance

About the bank

Telangana State Coop Apex Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Khammam District Co Operative Central Bank Ltd, Kunavaram branch in Kunavaram, Telangana is part of this network and uses the IFSC code TSAB0022009 for all electronic settlement.

The Khammam District Co Operative Central Bank Ltd, Kunavaram branch overview

Located at 157,MAIN ROAD,KUNAVARAM.PINCODE507121, the The Khammam District Co Operative Central Bank Ltd, Kunavaram branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC TSAB0022009 is required for all interbank electronic transfers routed through this branch.

Why every Telangana State Coop Apex Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, KUNAVARAM of Telangana State Coop Apex Bank — its own 11-character IFSC. The code TSAB0022009 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC TSAB0022009 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC TSAB0022009

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TSAB0022009 across all three.

How to use IFSC TSAB0022009 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Telangana State Coop Apex Bank's THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, KUNAVARAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC TSAB0022009.
4. Confirm the bank name auto-populates as Telangana State Coop Apex Bank and the branch as THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, KUNAVARAM.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC TSAB0022009

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Telangana State Coop Apex Bank – THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, KUNAVARAM, ensure your bank's portal accepts IFSC TSAB0022009 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Telangana State Coop Apex Bank THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, KUNAVARAM (IFSC TSAB0022009)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TSAB0022009 in your mobile or internet banking app, and the money is credited to the THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, KUNAVARAM branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC TSAB0022009 for Telangana State Coop Apex Bank – THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, KUNAVARAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Khammam District Co Operative Central Bank Ltd, Kunavaram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Telangana State Coop Apex Bank's THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, KUNAVARAM branch, the IFSC TSAB0022009 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the The Khammam District Co Operative Central Bank Ltd, Kunavaram branch is mapped to IFSC TSAB0022009 on the RBI payments network. The branch generally supports the full retail product catalogue of Telangana State Coop Apex Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains TSAB0022009.

Products and services

Customers walking into the The Khammam District Co Operative Central Bank Ltd, Kunavaram branch can access most of Telangana State Coop Apex Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC TSAB0022009

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Telangana State Coop Apex Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TSAB0022009 and the account number together uniquely identify the The Khammam District Co Operative Central Bank Ltd, Kunavaram branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC TSAB0022009

Telangana State Coop Apex Bank customers can register for net banking and the bank's official mobile app once their account at the THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, KUNAVARAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC TSAB0022009 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC TSAB0022009

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Telangana State Coop Apex Bank – THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, KUNAVARAM, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: TSAB0022009.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The The Khammam District Co Operative Central Bank Ltd, Kunavaram branch sits at 157,MAIN ROAD,KUNAVARAM.PINCODE507121. If you are travelling from outside Kunavaram, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC TSAB0022009 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC TSAB0022009 for Telangana State Coop Apex Bank – THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, KUNAVARAM, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Khammam District Co Operative Central Bank Ltd, Kunavaram branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC TSAB0022009, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: TSAB0022009 is the IFSC code of Telangana State Coop Apex Bank, THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, KUNAVARAM branch, in KUNAVARAM, TELANGANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.