IFSC Code of Telangana State Coop Apex Bank, The Karimnagar District Co Operative Central Bank Ltd, Korutla Branch, Telangana

Use this page as a one-stop reference for everything related to Telangana State Coop Apex Bank's THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KORUTLA branch in KORUTLA, TELANGANA. The branch's IFSC code TSAB0020015 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Telangana State Coop Apex Bank's THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KORUTLA branch, the IFSC TSAB0020015 breaks down as follows: TSAB identifies the bank, 0 is the reserved character, and 020015 identifies this particular branch.

About the bank

Telangana State Coop Apex Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Karimnagar District Co Operative Central Bank Ltd, Korutla branch in Korutla, Telangana is part of this network and uses the IFSC code TSAB0020015 for all electronic settlement.

The Karimnagar District Co Operative Central Bank Ltd, Korutla branch overview

Located at NIZAMBAD ROAD,KORUTLA, the The Karimnagar District Co Operative Central Bank Ltd, Korutla branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC TSAB0020015 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Telangana State Coop Apex Bank's THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KORUTLA branch came to be assigned the code TSAB0020015.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC TSAB0020015, money simply cannot be routed to the THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KORUTLA branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Telangana State Coop Apex Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TSAB0020015 and the account number together uniquely identify the The Karimnagar District Co Operative Central Bank Ltd, Korutla branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC TSAB0020015

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TSAB0020015 across all three.

How to use IFSC TSAB0020015 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Telangana State Coop Apex Bank's THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KORUTLA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC TSAB0020015.
4. Confirm the bank name auto-populates as Telangana State Coop Apex Bank and the branch as THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KORUTLA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC TSAB0020015

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Telangana State Coop Apex Bank – THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KORUTLA, ensure your bank's portal accepts IFSC TSAB0020015 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Telangana State Coop Apex Bank THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KORUTLA (IFSC TSAB0020015)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TSAB0020015 in your mobile or internet banking app, and the money is credited to the THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KORUTLA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Karimnagar District Co Operative Central Bank Ltd, Korutla

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC TSAB0020015:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KORUTLA is still linked to IFSC TSAB0020015.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC TSAB0020015

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Telangana State Coop Apex Bank – THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KORUTLA is still mapped to IFSC TSAB0020015. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC TSAB0020015 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Karimnagar District Co Operative Central Bank Ltd, Korutla branch is mapped to IFSC TSAB0020015 on the RBI payments network. The branch generally supports the full retail product catalogue of Telangana State Coop Apex Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains TSAB0020015.

Products and services

Customers walking into the The Karimnagar District Co Operative Central Bank Ltd, Korutla branch can access most of Telangana State Coop Apex Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC TSAB0020015

Digital banking channels

Most day-to-day work that customers used to do at the The Karimnagar District Co Operative Central Bank Ltd, Korutla branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC TSAB0020015 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The The Karimnagar District Co Operative Central Bank Ltd, Korutla branch sits at NIZAMBAD ROAD,KORUTLA. If you are travelling from outside Korutla, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC TSAB0020015 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Telangana State Coop Apex Bank – THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KORUTLA:

• The IFSC is exactly TSAB0020015 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Telangana State Coop Apex Bank as the bank name and THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KORUTLA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Karimnagar District Co Operative Central Bank Ltd, Korutla branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC TSAB0020015, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC TSAB0020015 for Telangana State Coop Apex Bank – THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KORUTLA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code TSAB0020015 belongs to Telangana State Coop Apex Bank's THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KORUTLA branch, located at NIZAMBAD ROAD,KORUTLA in KORUTLA, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.