IFSC Code of Telangana State Coop Apex Bank, Kesamudram Branch, Telangana

Below are the complete branch details for Telangana State Coop Apex Bank, KESAMUDRAM branch, located in KESAMUDRAM, TELANGANA. The IFSC assigned by the Reserve Bank of India to this branch is TSAB0021023. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case TSAB0021023 for Telangana State Coop Apex Bank – KESAMUDRAM — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Telangana State Coop Apex Bank's KESAMUDRAM branch, the IFSC TSAB0021023 breaks down as follows: TSAB identifies the bank, 0 is the reserved character, and 021023 identifies this particular branch.

About Telangana State Coop Apex Bank

Telangana State Coop Apex Bank operates a wide network of branches across India, including the Kesamudram branch in Kesamudram. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, TSAB0021023.

About this branch

The branch is located at KESAMUDRAM. It serves the Kesamudram region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Telangana State Coop Apex Bank. The IFSC TSAB0021023 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Telangana State Coop Apex Bank's KESAMUDRAM branch came to be assigned the code TSAB0021023.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC TSAB0021023, money simply cannot be routed to the KESAMUDRAM branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Kesamudram branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC TSAB0021023 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC TSAB0021023

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TSAB0021023 across all three.

NEFT to Telangana State Coop Apex Bank, KESAMUDRAM using IFSC TSAB0021023

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC TSAB0021023, and confirm that the system picks up Telangana State Coop Apex Bank – KESAMUDRAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC TSAB0021023

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Telangana State Coop Apex Bank – KESAMUDRAM, ensure your bank's portal accepts IFSC TSAB0021023 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Telangana State Coop Apex Bank – KESAMUDRAM, use IMPS. With IFSC TSAB0021023 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC TSAB0021023 for Telangana State Coop Apex Bank – KESAMUDRAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Kesamudram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Telangana State Coop Apex Bank's KESAMUDRAM branch, the IFSC TSAB0021023 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Kesamudram branch is mapped to IFSC TSAB0021023 on the RBI payments network. The branch generally supports the full retail product catalogue of Telangana State Coop Apex Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains TSAB0021023.

Products and services

Customers walking into the Kesamudram branch can access most of Telangana State Coop Apex Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC TSAB0021023

Online banking and IFSC TSAB0021023

Telangana State Coop Apex Bank customers can register for net banking and the bank's official mobile app once their account at the KESAMUDRAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC TSAB0021023 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Kesamudram branch sits at KESAMUDRAM. If you are travelling from outside Kesamudram, search for the branch on a maps application using the bank name and locality, or call 8702-577798 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC TSAB0021023 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Telangana State Coop Apex Bank – KESAMUDRAM:

• The IFSC is exactly TSAB0021023 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Telangana State Coop Apex Bank as the bank name and KESAMUDRAM as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Kesamudram are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to TSAB0021023 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC TSAB0021023 for Telangana State Coop Apex Bank – KESAMUDRAM, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code TSAB0021023 belongs to Telangana State Coop Apex Bank's KESAMUDRAM branch, located at KESAMUDRAM in KESAMUDRAM, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.