IFSC Code of Telangana State Coop Apex Bank, The Karimnagar District Co Operative Central Bank Ltd, Kataram Branch, Telangana

This page lists the IFSC code, branch address, contact number and fund-transfer information for Telangana State Coop Apex Bank, THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KATARAM branch in KATARAM. The 11-digit IFSC TSAB0020014 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Telangana State Coop Apex Bank at the THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KATARAM location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, TSAB0020014 is the IFSC of Telangana State Coop Apex Bank's THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KATARAM branch. The format is fixed: TSAB = bank code, 0 = reserved, 020014 = branch identifier.

About Telangana State Coop Apex Bank

Telangana State Coop Apex Bank operates a wide network of branches across India, including the The Karimnagar District Co Operative Central Bank Ltd, Kataram branch in Kataram. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, TSAB0020014.

Branch details at a glance

About this branch

The branch is located at MAIN ROAD,KATARAM. It serves the Kataram region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Telangana State Coop Apex Bank. The IFSC TSAB0020014 is used to identify this branch on the RBI payments network.

Why every Telangana State Coop Apex Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KATARAM of Telangana State Coop Apex Bank — its own 11-character IFSC. The code TSAB0020014 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC TSAB0020014 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the The Karimnagar District Co Operative Central Bank Ltd, Kataram branch

Once you have an account at Telangana State Coop Apex Bank – THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KATARAM, the IFSC TSAB0020014 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The The Karimnagar District Co Operative Central Bank Ltd, Kataram branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC TSAB0020014

How to transfer money using IFSC TSAB0020014

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TSAB0020014 across all three.

How to use IFSC TSAB0020014 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Telangana State Coop Apex Bank's THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KATARAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC TSAB0020014.
4. Confirm the bank name auto-populates as Telangana State Coop Apex Bank and the branch as THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KATARAM.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KATARAM

If you need to transfer ₹2 lakh or more in one go to an account at Telangana State Coop Apex Bank's THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KATARAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC TSAB0020014 while initiating the transfer and the credit will appear within minutes.

IMPS to Telangana State Coop Apex Bank THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KATARAM (IFSC TSAB0020014)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TSAB0020014 in your mobile or internet banking app, and the money is credited to the THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KATARAM branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC TSAB0020014 for Telangana State Coop Apex Bank – THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KATARAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Karimnagar District Co Operative Central Bank Ltd, Kataram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Telangana State Coop Apex Bank's THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KATARAM branch, the IFSC TSAB0020014 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC TSAB0020014

Telangana State Coop Apex Bank customers can register for net banking and the bank's official mobile app once their account at the THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KATARAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC TSAB0020014 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the The Karimnagar District Co Operative Central Bank Ltd, Kataram branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC TSAB0020014 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC TSAB0020014

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Telangana State Coop Apex Bank – THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KATARAM, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: TSAB0020014.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the The Karimnagar District Co Operative Central Bank Ltd, Kataram branch

The branch is located at MAIN ROAD,KATARAM, which puts it inside Kataram, the broader Karimnagar district, and the state of Telangana. To plan your visit:

1. Open Google Maps on your phone and search for “Telangana State Coop Apex Bank The Karimnagar District Co Operative Central Bank Ltd, Kataram branch” — the verified location pin for IFSC TSAB0020014 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC TSAB0020014 and your account number.

Verifying IFSC TSAB0020014 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm TSAB0020014 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Karimnagar District Co Operative Central Bank Ltd, Kataram branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC TSAB0020014, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code TSAB0020014 belongs to Telangana State Coop Apex Bank's THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KATARAM branch, located at MAIN ROAD,KATARAM in KATARAM, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.