IFSC Code of Telangana State Coop Apex Bank, The Karimnagar District Co Operative Central Bank Ltd, Vidyanagar Branch, Telangana

Below are the complete branch details for Telangana State Coop Apex Bank, THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, VIDYANAGAR branch, located in KARIMNAGAR, TELANGANA. The IFSC assigned by the Reserve Bank of India to this branch is TSAB0020040. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case TSAB0020040 for Telangana State Coop Apex Bank – THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, VIDYANAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Telangana State Coop Apex Bank – THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, VIDYANAGAR is TSAB0020040. The first four letters TSAB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 020040 map to this branch in KARIMNAGAR, TELANGANA.

Branch details at a glance

About Telangana State Coop Apex Bank

Telangana State Coop Apex Bank operates a wide network of branches across India, including the The Karimnagar District Co Operative Central Bank Ltd, Vidyanagar branch in Karimnagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, TSAB0020040.

The Karimnagar District Co Operative Central Bank Ltd, Vidyanagar branch overview

Located at H NO 1031021 NEAR ST JOHNS SCHOOL MALKAPUR, the The Karimnagar District Co Operative Central Bank Ltd, Vidyanagar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC TSAB0020040 is required for all interbank electronic transfers routed through this branch.

Why every Telangana State Coop Apex Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, VIDYANAGAR of Telangana State Coop Apex Bank — its own 11-character IFSC. The code TSAB0020040 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC TSAB0020040 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC TSAB0020040

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TSAB0020040 across all three.

NEFT to Telangana State Coop Apex Bank, THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, VIDYANAGAR using IFSC TSAB0020040

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC TSAB0020040, and confirm that the system picks up Telangana State Coop Apex Bank – THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, VIDYANAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC TSAB0020040

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Telangana State Coop Apex Bank – THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, VIDYANAGAR, ensure your bank's portal accepts IFSC TSAB0020040 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Telangana State Coop Apex Bank THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, VIDYANAGAR (IFSC TSAB0020040)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TSAB0020040 in your mobile or internet banking app, and the money is credited to the THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, VIDYANAGAR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC TSAB0020040 for Telangana State Coop Apex Bank – THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, VIDYANAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Karimnagar District Co Operative Central Bank Ltd, Vidyanagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Telangana State Coop Apex Bank's THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, VIDYANAGAR branch, the IFSC TSAB0020040 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the The Karimnagar District Co Operative Central Bank Ltd, Vidyanagar branch is mapped to IFSC TSAB0020040 on the RBI payments network. The branch generally supports the full retail product catalogue of Telangana State Coop Apex Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains TSAB0020040.

Banking services available

The The Karimnagar District Co Operative Central Bank Ltd, Vidyanagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7702700515.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC TSAB0020040

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Telangana State Coop Apex Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TSAB0020040 and the account number together uniquely identify the The Karimnagar District Co Operative Central Bank Ltd, Vidyanagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the The Karimnagar District Co Operative Central Bank Ltd, Vidyanagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC TSAB0020040 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC TSAB0020040

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Telangana State Coop Apex Bank – THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, VIDYANAGAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: TSAB0020040.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the The Karimnagar District Co Operative Central Bank Ltd, Vidyanagar branch

The branch is located at H NO 1031021 NEAR ST JOHNS SCHOOL MALKAPUR, which puts it inside Karimnagar, the broader Karimnagar district, and the state of Telangana. To plan your visit:

1. Open Google Maps on your phone and search for “Telangana State Coop Apex Bank The Karimnagar District Co Operative Central Bank Ltd, Vidyanagar branch” — the verified location pin for IFSC TSAB0020040 should appear at the top of the results.
2. Confirm the branch is open by calling 91-7702700515 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC TSAB0020040 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC TSAB0020040 for Telangana State Coop Apex Bank – THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, VIDYANAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at The Karimnagar District Co Operative Central Bank Ltd, Vidyanagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to TSAB0020040 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code TSAB0020040 belongs to Telangana State Coop Apex Bank's THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, VIDYANAGAR branch, located at H NO 1031021 NEAR ST JOHNS SCHOOL MALKAPUR in KARIMNAGAR, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.