IFSC Code of Telangana State Coop Apex Bank, Karimnagr Dccb Ramakrishna Colony Branch, Telangana

Below are the complete branch details for Telangana State Coop Apex Bank, KARIMNAGR DCCB RAMAKRISHNA COLONY branch, located in KARIMNAGAR, TELANGANA. The IFSC assigned by the Reserve Bank of India to this branch is TSAB0020052. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case TSAB0020052 for Telangana State Coop Apex Bank – KARIMNAGR DCCB RAMAKRISHNA COLONY — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, TSAB0020052 is the IFSC of Telangana State Coop Apex Bank's KARIMNAGR DCCB RAMAKRISHNA COLONY branch. The format is fixed: TSAB = bank code, 0 = reserved, 020052 = branch identifier.

Bank profile

Telangana State Coop Apex Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Karimnagr Dccb Ramakrishna Colony branch — IFSC TSAB0020052 — extends the bank's services to customers in and around Karimnagar, Telangana.

About the Karimnagr Dccb Ramakrishna Colony branch

The Karimnagr Dccb Ramakrishna Colony branch of Telangana State Coop Apex Bank is situated at H.NO.1/46B,MAIN ROAD HYDERABAD,ROAD SUBHASH NAGAR,RAMAKRISHNA COLONY,THIMMAPUR MDL,DIST -KARIMNAGAR,TELANGANA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code TSAB0020052 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Telangana State Coop Apex Bank's KARIMNAGR DCCB RAMAKRISHNA COLONY branch came to be assigned the code TSAB0020052.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC TSAB0020052, money simply cannot be routed to the KARIMNAGR DCCB RAMAKRISHNA COLONY branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Telangana State Coop Apex Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TSAB0020052 and the account number together uniquely identify the Karimnagr Dccb Ramakrishna Colony branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC TSAB0020052

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TSAB0020052 across all three.

How to use IFSC TSAB0020052 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Telangana State Coop Apex Bank's KARIMNAGR DCCB RAMAKRISHNA COLONY branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC TSAB0020052.
4. Confirm the bank name auto-populates as Telangana State Coop Apex Bank and the branch as KARIMNAGR DCCB RAMAKRISHNA COLONY.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to KARIMNAGR DCCB RAMAKRISHNA COLONY

If you need to transfer ₹2 lakh or more in one go to an account at Telangana State Coop Apex Bank's KARIMNAGR DCCB RAMAKRISHNA COLONY branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC TSAB0020052 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Telangana State Coop Apex Bank – KARIMNAGR DCCB RAMAKRISHNA COLONY, use IMPS. With IFSC TSAB0020052 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Karimnagr Dccb Ramakrishna Colony

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC TSAB0020052:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KARIMNAGR DCCB RAMAKRISHNA COLONY is still linked to IFSC TSAB0020052.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Telangana State Coop Apex Bank's KARIMNAGR DCCB RAMAKRISHNA COLONY branch, the IFSC TSAB0020052 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Karimnagr Dccb Ramakrishna Colony branch is mapped to IFSC TSAB0020052 on the RBI payments network. The branch generally supports the full retail product catalogue of Telangana State Coop Apex Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains TSAB0020052.

Banking services available

The Karimnagr Dccb Ramakrishna Colony branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC TSAB0020052

Online banking and IFSC TSAB0020052

Telangana State Coop Apex Bank customers can register for net banking and the bank's official mobile app once their account at the KARIMNAGR DCCB RAMAKRISHNA COLONY branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC TSAB0020052 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Karimnagr Dccb Ramakrishna Colony branch

The branch is located at H.NO.1/46B,MAIN ROAD HYDERABAD,ROAD SUBHASH NAGAR,RAMAKRISHNA COLONY,THIMMAPUR MDL,DIST -KARIMNAGAR,TELANGANA, which puts it inside Karimnagar, the broader Karimnagar district, and the state of Telangana. To plan your visit:

1. Open Google Maps on your phone and search for “Telangana State Coop Apex Bank Karimnagr Dccb Ramakrishna Colony branch” — the verified location pin for IFSC TSAB0020052 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC TSAB0020052 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Telangana State Coop Apex Bank – KARIMNAGR DCCB RAMAKRISHNA COLONY:

• The IFSC is exactly TSAB0020052 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Telangana State Coop Apex Bank as the bank name and KARIMNAGR DCCB RAMAKRISHNA COLONY as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Karimnagr Dccb Ramakrishna Colony branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC TSAB0020052, however, work 24x7.

Verifying IFSC TSAB0020052 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm TSAB0020052 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code TSAB0020052 belongs to Telangana State Coop Apex Bank's KARIMNAGR DCCB RAMAKRISHNA COLONY branch, located at H.NO.1/46B,MAIN ROAD HYDERABAD,ROAD SUBHASH NAGAR,RAMAKRISHNA COLONY,THIMMAPUR… in KARIMNAGAR, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.