IFSC Code of Telangana State Coop Apex Bank, The Karimnagar District Co Operative Central Bank Ltd, Kamalapur Branch, Telangana

Use this page as a one-stop reference for everything related to Telangana State Coop Apex Bank's THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KAMALAPUR branch in KAMALAPUR, TELANGANA. The branch's IFSC code TSAB0020013 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, TSAB0020013 is the IFSC of Telangana State Coop Apex Bank's THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KAMALAPUR branch. The format is fixed: TSAB = bank code, 0 = reserved, 020013 = branch identifier.

About the bank

Telangana State Coop Apex Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Karimnagar District Co Operative Central Bank Ltd, Kamalapur branch in Kamalapur, Telangana is part of this network and uses the IFSC code TSAB0020013 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at MARKET ROAD,KAMLAPUR. It serves the Kamalapur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Telangana State Coop Apex Bank. The IFSC TSAB0020013 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Telangana State Coop Apex Bank's THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KAMALAPUR branch came to be assigned the code TSAB0020013.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC TSAB0020013, money simply cannot be routed to the THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KAMALAPUR branch electronically.

Account types you can open at the The Karimnagar District Co Operative Central Bank Ltd, Kamalapur branch

Once you have an account at Telangana State Coop Apex Bank – THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KAMALAPUR, the IFSC TSAB0020013 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The The Karimnagar District Co Operative Central Bank Ltd, Kamalapur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC TSAB0020013

How to transfer money using IFSC TSAB0020013

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TSAB0020013 across all three.

How to use IFSC TSAB0020013 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Telangana State Coop Apex Bank's THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KAMALAPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC TSAB0020013.
4. Confirm the bank name auto-populates as Telangana State Coop Apex Bank and the branch as THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KAMALAPUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC TSAB0020013

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Telangana State Coop Apex Bank – THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KAMALAPUR, ensure your bank's portal accepts IFSC TSAB0020013 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Telangana State Coop Apex Bank – THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KAMALAPUR, use IMPS. With IFSC TSAB0020013 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC TSAB0020013 for Telangana State Coop Apex Bank – THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KAMALAPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Karimnagar District Co Operative Central Bank Ltd, Kamalapur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Telangana State Coop Apex Bank's THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KAMALAPUR branch, the IFSC TSAB0020013 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC TSAB0020013

Telangana State Coop Apex Bank customers can register for net banking and the bank's official mobile app once their account at the THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KAMALAPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC TSAB0020013 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Telangana State Coop Apex Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TSAB0020013 and the account number together uniquely identify the The Karimnagar District Co Operative Central Bank Ltd, Kamalapur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Telangana State Coop Apex Bank – THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KAMALAPUR:

• The IFSC is exactly TSAB0020013 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Telangana State Coop Apex Bank as the bank name and THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KAMALAPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The Karimnagar District Co Operative Central Bank Ltd, Kamalapur branch sits at MARKET ROAD,KAMLAPUR. If you are travelling from outside Kamalapur, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC TSAB0020013 and your account number.

Verifying IFSC TSAB0020013 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm TSAB0020013 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Karimnagar District Co Operative Central Bank Ltd, Kamalapur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC TSAB0020013, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: TSAB0020013 is the IFSC code of Telangana State Coop Apex Bank, THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, KAMALAPUR branch, in KAMALAPUR, TELANGANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.