IFSC Code of Telangana State Coop Apex Bank, Dcc Bank Khammam Julurupadu Branch, Telangana

Below are the complete branch details for Telangana State Coop Apex Bank, DCC BANK KHAMMAM JULURUPADU branch, located in JULURUPADU, TELANGANA. The IFSC assigned by the Reserve Bank of India to this branch is TSAB0022038. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case TSAB0022038 for Telangana State Coop Apex Bank – DCC BANK KHAMMAM JULURUPADU — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Telangana State Coop Apex Bank – DCC BANK KHAMMAM JULURUPADU is TSAB0022038. The first four letters TSAB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 022038 map to this branch in JULURUPADU, TELANGANA.

About Telangana State Coop Apex Bank

Telangana State Coop Apex Bank operates a wide network of branches across India, including the Dcc Bank Khammam Julurupadu branch in Julurupadu. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, TSAB0022038.

Branch details at a glance

About the Dcc Bank Khammam Julurupadu branch

The Dcc Bank Khammam Julurupadu branch of Telangana State Coop Apex Bank is situated at HNO 4 99 OPP TO JULURUPADU POLICE STN BESIDE MEE SEVA MAIN ROAD VENGANNA PALEM VILLAGE JULURUPADU MANDAL 507166. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code TSAB0022038 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Telangana State Coop Apex Bank's DCC BANK KHAMMAM JULURUPADU branch came to be assigned the code TSAB0022038.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC TSAB0022038, money simply cannot be routed to the DCC BANK KHAMMAM JULURUPADU branch electronically.

Account types you can open at the Dcc Bank Khammam Julurupadu branch

Once you have an account at Telangana State Coop Apex Bank – DCC BANK KHAMMAM JULURUPADU, the IFSC TSAB0022038 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Dcc Bank Khammam Julurupadu branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9100039186.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC TSAB0022038

How to transfer money using IFSC TSAB0022038

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TSAB0022038 across all three.

NEFT to Telangana State Coop Apex Bank, DCC BANK KHAMMAM JULURUPADU using IFSC TSAB0022038

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC TSAB0022038, and confirm that the system picks up Telangana State Coop Apex Bank – DCC BANK KHAMMAM JULURUPADU. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to DCC BANK KHAMMAM JULURUPADU

If you need to transfer ₹2 lakh or more in one go to an account at Telangana State Coop Apex Bank's DCC BANK KHAMMAM JULURUPADU branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC TSAB0022038 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Telangana State Coop Apex Bank – DCC BANK KHAMMAM JULURUPADU, use IMPS. With IFSC TSAB0022038 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC TSAB0022038 for Telangana State Coop Apex Bank – DCC BANK KHAMMAM JULURUPADU, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Dcc Bank Khammam Julurupadu branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Telangana State Coop Apex Bank's DCC BANK KHAMMAM JULURUPADU branch, the IFSC TSAB0022038 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC TSAB0022038

Telangana State Coop Apex Bank customers can register for net banking and the bank's official mobile app once their account at the DCC BANK KHAMMAM JULURUPADU branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC TSAB0022038 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Telangana State Coop Apex Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TSAB0022038 and the account number together uniquely identify the Dcc Bank Khammam Julurupadu branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC TSAB0022038

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Telangana State Coop Apex Bank – DCC BANK KHAMMAM JULURUPADU, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: TSAB0022038.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Dcc Bank Khammam Julurupadu branch sits at HNO 4 99 OPP TO JULURUPADU POLICE STN BESIDE MEE SEVA MAIN ROAD VENGANNA PALEM VILLAGE JULURUPADU MANDAL 507166. If you are travelling from outside Julurupadu, search for the branch on a maps application using the bank name and locality, or call 9100039186 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC TSAB0022038 and your account number.

Verifying IFSC TSAB0022038 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm TSAB0022038 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9100039186.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dcc Bank Khammam Julurupadu branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC TSAB0022038, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: TSAB0022038 is the IFSC code of Telangana State Coop Apex Bank, DCC BANK KHAMMAM JULURUPADU branch, in JULURUPADU, TELANGANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.