Use this page as a one-stop reference for everything related to Telangana State Coop Apex Bank's THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, GARLA branch in GARLA, TELANGANA. The branch's IFSC code TSAB0022012 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Telangana State Coop Apex Bank's THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, GARLA branch, the IFSC TSAB0022012 breaks down as follows: TSAB identifies the bank, 0 is the reserved character, and 022012 identifies this particular branch.
About Telangana State Coop Apex Bank
Telangana State Coop Apex Bank operates a wide network of branches across India, including the The Khammam District Co Operative Central Bank Ltd, Garla branch in Garla. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, TSAB0022012.
About this branch
The branch is located at 10118,NEHRUCENTER,GARLA.PINCODE5072010. It serves the Garla region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Telangana State Coop Apex Bank. The IFSC TSAB0022012 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Telangana State Coop Apex Bank |
|---|---|
| Branch | The Khammam District Co Operative Central Bank Ltd, Garla |
| IFSC Code | TSAB0022012 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 10118,NEHRUCENTER,GARLA.PINCODE5072010 |
| City | Garla |
| District | Khammam |
| State | Telangana |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Telangana State Coop Apex Bank's THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, GARLA branch came to be assigned the code TSAB0022012.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC TSAB0022012, money simply cannot be routed to the THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, GARLA branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Telangana State Coop Apex Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TSAB0022012 and the account number together uniquely identify the The Khammam District Co Operative Central Bank Ltd, Garla branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC TSAB0022012
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TSAB0022012 across all three.
How to use IFSC TSAB0022012 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Telangana State Coop Apex Bank's THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, GARLA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC TSAB0022012.
- Confirm the bank name auto-populates as Telangana State Coop Apex Bank and the branch as THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, GARLA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, GARLA
If you need to transfer ₹2 lakh or more in one go to an account at Telangana State Coop Apex Bank's THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, GARLA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC TSAB0022012 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Telangana State Coop Apex Bank – THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, GARLA, use IMPS. With IFSC TSAB0022012 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to The Khammam District Co Operative Central Bank Ltd, Garla
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC TSAB0022012:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, GARLA is still linked to IFSC TSAB0022012.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC TSAB0022012
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Telangana State Coop Apex Bank – THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, GARLA is still mapped to IFSC TSAB0022012. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC TSAB0022012 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the The Khammam District Co Operative Central Bank Ltd, Garla branch is mapped to IFSC TSAB0022012 on the RBI payments network. The branch generally supports the full retail product catalogue of Telangana State Coop Apex Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains TSAB0022012.
Banking services available
The The Khammam District Co Operative Central Bank Ltd, Garla branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC TSAB0022012
Online banking and IFSC TSAB0022012
Telangana State Coop Apex Bank customers can register for net banking and the bank's official mobile app once their account at the THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, GARLA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC TSAB0022012 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The The Khammam District Co Operative Central Bank Ltd, Garla branch sits at 10118,NEHRUCENTER,GARLA.PINCODE5072010. If you are travelling from outside Garla, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC TSAB0022012 and your account number.
Common mistakes to avoid when using IFSC TSAB0022012
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Telangana State Coop Apex Bank – THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, GARLA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
TSAB0022012. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Khammam District Co Operative Central Bank Ltd, Garla branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC TSAB0022012, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC TSAB0022012 for Telangana State Coop Apex Bank – THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, GARLA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Telangana State Coop Apex BankThe Khammam District Co Operative Central Bank Ltd, Garla Branch
10118,NEHRUCENTER,GARLA.PINCODE5072010
Garla, Telangana
Phone: the branch contact number
IFSC: TSAB0022012
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the The Khammam District Co Operative Central Bank Ltd, Garla branch but serve different purposes.
What is the phone number of Telangana State Coop Apex Bank The Khammam District Co Operative Central Bank Ltd, Garla branch?
You can reach the branch at the branch contact number during regular banking hours.
Does Telangana State Coop Apex Bank The Khammam District Co Operative Central Bank Ltd, Garla branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Can I use IFSC TSAB0022012 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC TSAB0022012 to send funds instantly.
How do I add Telangana State Coop Apex Bank The Khammam District Co Operative Central Bank Ltd, Garla as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC TSAB0022012, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC TSAB0022012 the same for all accounts at The Khammam District Co Operative Central Bank Ltd, Garla branch?
Yes. The IFSC TSAB0022012 is shared by every account held at Telangana State Coop Apex Bank's The Khammam District Co Operative Central Bank Ltd, Garla branch. Only the account number changes from customer to customer.
Is IFSC TSAB0022012 valid for NEFT and RTGS?
Yes. IFSC TSAB0022012 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Telangana State Coop Apex Bank The Khammam District Co Operative Central Bank Ltd, Garla branch located?
Telangana State Coop Apex Bank's The Khammam District Co Operative Central Bank Ltd, Garla branch is located at 10118,NEHRUCENTER,GARLA.PINCODE5072010, Garla, Telangana.
Summary
The IFSC code TSAB0022012 belongs to Telangana State Coop Apex Bank's THE KHAMMAM DISTRICT CO OPERATIVE CENTRAL BANK LTD, GARLA branch, located at 10118,NEHRUCENTER,GARLA.PINCODE5072010 in GARLA, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
More Articles for IFSC Code
IFSC Code of Zila Sahakri Bank Limited Ghaziabad, Loni Branch, Uttar Pradesh
