IFSC Code of Telangana State Coop Apex Bank, The Nizamabad District Co Operative Central Bank Ltd, Gandhari Branch, Telangana

If you are searching for the IFSC code of Telangana State Coop Apex Bank, THE NIZAMABAD DISTRICT CO OPERATIVE CENTRAL BANK LTD, GANDHARI branch in GANDHARI, TELANGANA, this page has every detail you need. The verified IFSC code for this branch is TSAB0018012. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE NIZAMABAD DISTRICT CO OPERATIVE CENTRAL BANK LTD, GANDHARI branch, and detailed step-by-step guides for using the IFSC TSAB0018012 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Telangana State Coop Apex Bank – THE NIZAMABAD DISTRICT CO OPERATIVE CENTRAL BANK LTD, GANDHARI is TSAB0018012. The first four letters TSAB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 018012 map to this branch in GANDHARI, TELANGANA.

Bank profile

Telangana State Coop Apex Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Nizamabad District Co Operative Central Bank Ltd, Gandhari branch — IFSC TSAB0018012 — extends the bank's services to customers in and around Gandhari, Telangana.

Branch details at a glance

The Nizamabad District Co Operative Central Bank Ltd, Gandhari branch overview

Located at MAIN ROAD,GANDHARI,MANDAL GANDHARI, the The Nizamabad District Co Operative Central Bank Ltd, Gandhari branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC TSAB0018012 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Telangana State Coop Apex Bank's THE NIZAMABAD DISTRICT CO OPERATIVE CENTRAL BANK LTD, GANDHARI branch came to be assigned the code TSAB0018012.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC TSAB0018012, money simply cannot be routed to the THE NIZAMABAD DISTRICT CO OPERATIVE CENTRAL BANK LTD, GANDHARI branch electronically.

Account types you can open at the The Nizamabad District Co Operative Central Bank Ltd, Gandhari branch

Once you have an account at Telangana State Coop Apex Bank – THE NIZAMABAD DISTRICT CO OPERATIVE CENTRAL BANK LTD, GANDHARI, the IFSC TSAB0018012 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the The Nizamabad District Co Operative Central Bank Ltd, Gandhari branch can access most of Telangana State Coop Apex Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC TSAB0018012

How to transfer money using IFSC TSAB0018012

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TSAB0018012 across all three.

How to use IFSC TSAB0018012 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Telangana State Coop Apex Bank's THE NIZAMABAD DISTRICT CO OPERATIVE CENTRAL BANK LTD, GANDHARI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC TSAB0018012.
4. Confirm the bank name auto-populates as Telangana State Coop Apex Bank and the branch as THE NIZAMABAD DISTRICT CO OPERATIVE CENTRAL BANK LTD, GANDHARI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC TSAB0018012

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Telangana State Coop Apex Bank – THE NIZAMABAD DISTRICT CO OPERATIVE CENTRAL BANK LTD, GANDHARI, ensure your bank's portal accepts IFSC TSAB0018012 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Telangana State Coop Apex Bank THE NIZAMABAD DISTRICT CO OPERATIVE CENTRAL BANK LTD, GANDHARI (IFSC TSAB0018012)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TSAB0018012 in your mobile or internet banking app, and the money is credited to the THE NIZAMABAD DISTRICT CO OPERATIVE CENTRAL BANK LTD, GANDHARI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Nizamabad District Co Operative Central Bank Ltd, Gandhari

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC TSAB0018012:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE NIZAMABAD DISTRICT CO OPERATIVE CENTRAL BANK LTD, GANDHARI is still linked to IFSC TSAB0018012.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Telangana State Coop Apex Bank's THE NIZAMABAD DISTRICT CO OPERATIVE CENTRAL BANK LTD, GANDHARI branch, the IFSC TSAB0018012 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC TSAB0018012

Telangana State Coop Apex Bank customers can register for net banking and the bank's official mobile app once their account at the THE NIZAMABAD DISTRICT CO OPERATIVE CENTRAL BANK LTD, GANDHARI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC TSAB0018012 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Telangana State Coop Apex Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TSAB0018012 and the account number together uniquely identify the The Nizamabad District Co Operative Central Bank Ltd, Gandhari branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC TSAB0018012

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Telangana State Coop Apex Bank – THE NIZAMABAD DISTRICT CO OPERATIVE CENTRAL BANK LTD, GANDHARI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: TSAB0018012.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The The Nizamabad District Co Operative Central Bank Ltd, Gandhari branch sits at MAIN ROAD,GANDHARI,MANDAL GANDHARI. If you are travelling from outside Gandhari, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC TSAB0018012 and your account number.

Verifying IFSC TSAB0018012 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm TSAB0018012 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Nizamabad District Co Operative Central Bank Ltd, Gandhari branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC TSAB0018012, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code TSAB0018012 belongs to Telangana State Coop Apex Bank's THE NIZAMABAD DISTRICT CO OPERATIVE CENTRAL BANK LTD, GANDHARI branch, located at MAIN ROAD,GANDHARI,MANDAL GANDHARI in GANDHARI, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.