IFSC Code of Telangana State Coop Apex Bank, The Karimnagar District Co Operative Central Bank Ltd, Chigurumamidi Branch, Telangana

Use this page as a one-stop reference for everything related to Telangana State Coop Apex Bank's THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, CHIGURUMAMIDI branch in CHIGURUMAMIDI, TELANGANA. The branch's IFSC code TSAB0020049 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Telangana State Coop Apex Bank – THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, CHIGURUMAMIDI is TSAB0020049. The first four letters TSAB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 020049 map to this branch in CHIGURUMAMIDI, TELANGANA.

Bank profile

Telangana State Coop Apex Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Karimnagar District Co Operative Central Bank Ltd, Chigurumamidi branch — IFSC TSAB0020049 — extends the bank's services to customers in and around Chigurumamidi, Telangana.

About this branch

The branch is located at H NO.1215,CHIGURUMAMIDI VILLAGE AND MANDAL KARIMNAGAR DIST PINCODE 505467. It serves the Chigurumamidi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Telangana State Coop Apex Bank. The IFSC TSAB0020049 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Telangana State Coop Apex Bank's THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, CHIGURUMAMIDI branch came to be assigned the code TSAB0020049.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC TSAB0020049, money simply cannot be routed to the THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, CHIGURUMAMIDI branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Telangana State Coop Apex Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TSAB0020049 and the account number together uniquely identify the The Karimnagar District Co Operative Central Bank Ltd, Chigurumamidi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC TSAB0020049

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TSAB0020049 across all three.

NEFT to Telangana State Coop Apex Bank, THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, CHIGURUMAMIDI using IFSC TSAB0020049

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC TSAB0020049, and confirm that the system picks up Telangana State Coop Apex Bank – THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, CHIGURUMAMIDI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC TSAB0020049

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Telangana State Coop Apex Bank – THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, CHIGURUMAMIDI, ensure your bank's portal accepts IFSC TSAB0020049 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Telangana State Coop Apex Bank – THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, CHIGURUMAMIDI, use IMPS. With IFSC TSAB0020049 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC TSAB0020049 for Telangana State Coop Apex Bank – THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, CHIGURUMAMIDI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Karimnagar District Co Operative Central Bank Ltd, Chigurumamidi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Telangana State Coop Apex Bank's THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, CHIGURUMAMIDI branch, the IFSC TSAB0020049 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the The Karimnagar District Co Operative Central Bank Ltd, Chigurumamidi branch is mapped to IFSC TSAB0020049 on the RBI payments network. The branch generally supports the full retail product catalogue of Telangana State Coop Apex Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains TSAB0020049.

Banking services available

The The Karimnagar District Co Operative Central Bank Ltd, Chigurumamidi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8721-255437.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC TSAB0020049

Digital banking channels

Most day-to-day work that customers used to do at the The Karimnagar District Co Operative Central Bank Ltd, Chigurumamidi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC TSAB0020049 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the The Karimnagar District Co Operative Central Bank Ltd, Chigurumamidi branch

The branch is located at H NO.1215,CHIGURUMAMIDI VILLAGE AND MANDAL KARIMNAGAR DIST PINCODE 505467, which puts it inside Chigurumamidi, the broader Karimnagar district, and the state of Telangana. To plan your visit:

1. Open Google Maps on your phone and search for “Telangana State Coop Apex Bank The Karimnagar District Co Operative Central Bank Ltd, Chigurumamidi branch” — the verified location pin for IFSC TSAB0020049 should appear at the top of the results.
2. Confirm the branch is open by calling 8721-255437 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC TSAB0020049 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Telangana State Coop Apex Bank – THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, CHIGURUMAMIDI:

• The IFSC is exactly TSAB0020049 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Telangana State Coop Apex Bank as the bank name and THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, CHIGURUMAMIDI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at The Karimnagar District Co Operative Central Bank Ltd, Chigurumamidi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to TSAB0020049 continue to work without interruption.

Verifying IFSC TSAB0020049 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm TSAB0020049 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8721-255437.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: TSAB0020049 is the IFSC code of Telangana State Coop Apex Bank, THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, CHIGURUMAMIDI branch, in CHIGURUMAMIDI, TELANGANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.