IFSC Code of Telangana Grameena Bank, Thanikella Branch, Telangana

Below are the complete branch details for Telangana Grameena Bank, THANIKELLA branch, located in KHAMMAM, TELANGANA. The IFSC assigned by the Reserve Bank of India to this branch is TGRB0004191. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case TGRB0004191 for Telangana Grameena Bank – THANIKELLA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Telangana Grameena Bank – THANIKELLA is TGRB0004191. The first four letters TGRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004191 map to this branch in KHAMMAM, TELANGANA.

Branch details at a glance

About the bank

Telangana Grameena Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Thanikella branch in Khammam, Telangana is part of this network and uses the IFSC code TGRB0004191 for all electronic settlement.

About this branch

The branch is located at H.NO. 9-45/23, MAIN ROAD, TANIKELLA, TANIKELLA, 507305. It serves the Khammam region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Telangana Grameena Bank. The IFSC TGRB0004191 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Telangana Grameena Bank's THANIKELLA branch came to be assigned the code TGRB0004191.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC TGRB0004191, money simply cannot be routed to the THANIKELLA branch electronically.

How to transfer money using IFSC TGRB0004191

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TGRB0004191 across all three.

How to use IFSC TGRB0004191 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Telangana Grameena Bank's THANIKELLA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC TGRB0004191.
4. Confirm the bank name auto-populates as Telangana Grameena Bank and the branch as THANIKELLA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THANIKELLA

If you need to transfer ₹2 lakh or more in one go to an account at Telangana Grameena Bank's THANIKELLA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC TGRB0004191 while initiating the transfer and the credit will appear within minutes.

IMPS to Telangana Grameena Bank THANIKELLA (IFSC TGRB0004191)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TGRB0004191 in your mobile or internet banking app, and the money is credited to the THANIKELLA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Thanikella

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC TGRB0004191:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THANIKELLA is still linked to IFSC TGRB0004191.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Telangana Grameena Bank's THANIKELLA branch, the IFSC TGRB0004191 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Thanikella branch is mapped to IFSC TGRB0004191 on the RBI payments network. The branch generally supports the full retail product catalogue of Telangana Grameena Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains TGRB0004191.

Products and services

Customers walking into the Thanikella branch can access most of Telangana Grameena Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC TGRB0004191

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Telangana Grameena Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TGRB0004191 and the account number together uniquely identify the Thanikella branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC TGRB0004191

Telangana Grameena Bank customers can register for net banking and the bank's official mobile app once their account at the THANIKELLA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC TGRB0004191 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC TGRB0004191

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Telangana Grameena Bank – THANIKELLA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: TGRB0004191.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Thanikella branch sits at H.NO. 9-45/23, MAIN ROAD, TANIKELLA, TANIKELLA, 507305. If you are travelling from outside Khammam, search for the branch on a maps application using the bank name and locality, or call 40-8331010409 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC TGRB0004191 and your account number.

Verifying IFSC TGRB0004191 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm TGRB0004191 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 40-8331010409.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Thanikella are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to TGRB0004191 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code TGRB0004191 belongs to Telangana Grameena Bank's THANIKELLA branch, located at H.NO. 9-45/23, MAIN ROAD, TANIKELLA, TANIKELLA, 507305 in KHAMMAM, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.