IFSC Code of Telangana Grameena Bank, Nelakondapalli Branch, Telangana

This page lists the IFSC code, branch address, contact number and fund-transfer information for Telangana Grameena Bank, NELAKONDAPALLI branch in KHAMMAM. The 11-digit IFSC TGRB0004146 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Telangana Grameena Bank at the NELAKONDAPALLI location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, TGRB0004146 is the IFSC of Telangana Grameena Bank's NELAKONDAPALLI branch. The format is fixed: TGRB = bank code, 0 = reserved, 004146 = branch identifier.

Bank profile

Telangana Grameena Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Nelakondapalli branch — IFSC TGRB0004146 — extends the bank's services to customers in and around Khammam, Telangana.

Branch details at a glance

About the Nelakondapalli branch

The Nelakondapalli branch of Telangana Grameena Bank is situated at H NO 5-74,NELAKONDAPALLY MANDAL,NELAKONDAPALLY,507160.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code TGRB0004146 is used.

Why every Telangana Grameena Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NELAKONDAPALLI of Telangana Grameena Bank — its own 11-character IFSC. The code TGRB0004146 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC TGRB0004146 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Nelakondapalli branch is mapped to IFSC TGRB0004146 on the RBI payments network. The branch generally supports the full retail product catalogue of Telangana Grameena Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains TGRB0004146.

Products and services

Customers walking into the Nelakondapalli branch can access most of Telangana Grameena Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC TGRB0004146

How to transfer money using IFSC TGRB0004146

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TGRB0004146 across all three.

How to use IFSC TGRB0004146 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Telangana Grameena Bank's NELAKONDAPALLI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC TGRB0004146.
4. Confirm the bank name auto-populates as Telangana Grameena Bank and the branch as NELAKONDAPALLI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC TGRB0004146

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Telangana Grameena Bank – NELAKONDAPALLI, ensure your bank's portal accepts IFSC TGRB0004146 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Telangana Grameena Bank NELAKONDAPALLI (IFSC TGRB0004146)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TGRB0004146 in your mobile or internet banking app, and the money is credited to the NELAKONDAPALLI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC TGRB0004146 for Telangana Grameena Bank – NELAKONDAPALLI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Nelakondapalli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC TGRB0004146

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Telangana Grameena Bank – NELAKONDAPALLI is still mapped to IFSC TGRB0004146. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC TGRB0004146 and the beneficiary's account number to complete the transfer.

Online banking and IFSC TGRB0004146

Telangana Grameena Bank customers can register for net banking and the bank's official mobile app once their account at the NELAKONDAPALLI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC TGRB0004146 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Telangana Grameena Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TGRB0004146 and the account number together uniquely identify the Nelakondapalli branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC TGRB0004146

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Telangana Grameena Bank – NELAKONDAPALLI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: TGRB0004146.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Nelakondapalli branch

The branch is located at H NO 5-74,NELAKONDAPALLY MANDAL,NELAKONDAPALLY,507160., which puts it inside Khammam, the broader Bhadradri Kothagudem district, and the state of Telangana. To plan your visit:

1. Open Google Maps on your phone and search for “Telangana Grameena Bank Nelakondapalli branch” — the verified location pin for IFSC TGRB0004146 should appear at the top of the results.
2. Confirm the branch is open by calling 40-9490157197 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC TGRB0004146 and your account number.

Verifying IFSC TGRB0004146 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm TGRB0004146 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 40-9490157197.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nelakondapalli branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC TGRB0004146, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code TGRB0004146 belongs to Telangana Grameena Bank's NELAKONDAPALLI branch, located at H NO 5-74,NELAKONDAPALLY MANDAL,NELAKONDAPALLY,507160. in KHAMMAM, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.