IFSC Code of Telangana Grameena Bank, B.P.Agraharam Wyra Su Branch, Telangana

This page lists the IFSC code, branch address, contact number and fund-transfer information for Telangana Grameena Bank, B.P.AGRAHARAM WYRA SU branch in KHAMMAM. The 11-digit IFSC TGRB0004163 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Telangana Grameena Bank at the B.P.AGRAHARAM WYRA SU location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, TGRB0004163 is the IFSC of Telangana Grameena Bank's B.P.AGRAHARAM WYRA SU branch. The format is fixed: TGRB = bank code, 0 = reserved, 004163 = branch identifier.

Bank profile

Telangana Grameena Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The B.P.Agraharam Wyra Su branch — IFSC TGRB0004163 — extends the bank's services to customers in and around Khammam, Telangana.

Branch details at a glance

B.P.Agraharam Wyra Su branch overview

Located at WYRA,P.O.BRAHMANAPALLY AGRAHARAM,TEH.MADHIRA,507165, the B.P.Agraharam Wyra Su branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC TGRB0004163 is required for all interbank electronic transfers routed through this branch.

Why every Telangana Grameena Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including B.P.AGRAHARAM WYRA SU of Telangana Grameena Bank — its own 11-character IFSC. The code TGRB0004163 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC TGRB0004163 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the B.P.Agraharam Wyra Su branch

Once you have an account at Telangana Grameena Bank – B.P.AGRAHARAM WYRA SU, the IFSC TGRB0004163 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The B.P.Agraharam Wyra Su branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 40-9490157210.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC TGRB0004163

How to transfer money using IFSC TGRB0004163

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TGRB0004163 across all three.

How to use IFSC TGRB0004163 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Telangana Grameena Bank's B.P.AGRAHARAM WYRA SU branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC TGRB0004163.
4. Confirm the bank name auto-populates as Telangana Grameena Bank and the branch as B.P.AGRAHARAM WYRA SU.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to B.P.AGRAHARAM WYRA SU

If you need to transfer ₹2 lakh or more in one go to an account at Telangana Grameena Bank's B.P.AGRAHARAM WYRA SU branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC TGRB0004163 while initiating the transfer and the credit will appear within minutes.

IMPS to Telangana Grameena Bank B.P.AGRAHARAM WYRA SU (IFSC TGRB0004163)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TGRB0004163 in your mobile or internet banking app, and the money is credited to the B.P.AGRAHARAM WYRA SU branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to B.P.Agraharam Wyra Su

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC TGRB0004163:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at B.P.AGRAHARAM WYRA SU is still linked to IFSC TGRB0004163.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC TGRB0004163

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Telangana Grameena Bank – B.P.AGRAHARAM WYRA SU is still mapped to IFSC TGRB0004163. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC TGRB0004163 and the beneficiary's account number to complete the transfer.

Online banking and IFSC TGRB0004163

Telangana Grameena Bank customers can register for net banking and the bank's official mobile app once their account at the B.P.AGRAHARAM WYRA SU branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC TGRB0004163 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the B.P.Agraharam Wyra Su branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC TGRB0004163 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC TGRB0004163

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Telangana Grameena Bank – B.P.AGRAHARAM WYRA SU, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: TGRB0004163.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the B.P.Agraharam Wyra Su branch

The branch is located at WYRA,P.O.BRAHMANAPALLY AGRAHARAM,TEH.MADHIRA,507165, which puts it inside Khammam, the broader Bhadradri Kothagudem district, and the state of Telangana. To plan your visit:

1. Open Google Maps on your phone and search for “Telangana Grameena Bank B.P.Agraharam Wyra Su branch” — the verified location pin for IFSC TGRB0004163 should appear at the top of the results.
2. Confirm the branch is open by calling 40-9490157210 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC TGRB0004163 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC TGRB0004163 for Telangana Grameena Bank – B.P.AGRAHARAM WYRA SU, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at B.P.Agraharam Wyra Su are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to TGRB0004163 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code TGRB0004163 belongs to Telangana Grameena Bank's B.P.AGRAHARAM WYRA SU branch, located at WYRA,P.O.BRAHMANAPALLY AGRAHARAM,TEH.MADHIRA,507165 in KHAMMAM, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.