IFSC Code of Telangana Grameena Bank, Jainath Branch, Telangana

If you are searching for the IFSC code of Telangana Grameena Bank, JAINATH branch in ADILABAD, TELANGANA, this page has every detail you need. The verified IFSC code for this branch is TGRB0000281. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JAINATH branch, and detailed step-by-step guides for using the IFSC TGRB0000281 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Telangana Grameena Bank's JAINATH branch, the IFSC TGRB0000281 breaks down as follows: TGRB identifies the bank, 0 is the reserved character, and 000281 identifies this particular branch.

About the bank

Telangana Grameena Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jainath branch in Adilabad, Telangana is part of this network and uses the IFSC code TGRB0000281 for all electronic settlement.

About this branch

The branch is located at NEAR BUS STAND,BESIDE BANK OF MAHARASHTRA, JAINATH, MAIN ROAD. It serves the Adilabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Telangana Grameena Bank. The IFSC TGRB0000281 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Telangana Grameena Bank's JAINATH branch came to be assigned the code TGRB0000281.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC TGRB0000281, money simply cannot be routed to the JAINATH branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Telangana Grameena Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TGRB0000281 and the account number together uniquely identify the Jainath branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC TGRB0000281

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TGRB0000281 across all three.

How to use IFSC TGRB0000281 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Telangana Grameena Bank's JAINATH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC TGRB0000281.
4. Confirm the bank name auto-populates as Telangana Grameena Bank and the branch as JAINATH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to JAINATH

If you need to transfer ₹2 lakh or more in one go to an account at Telangana Grameena Bank's JAINATH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC TGRB0000281 while initiating the transfer and the credit will appear within minutes.

IMPS to Telangana Grameena Bank JAINATH (IFSC TGRB0000281)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TGRB0000281 in your mobile or internet banking app, and the money is credited to the JAINATH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Jainath

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC TGRB0000281:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at JAINATH is still linked to IFSC TGRB0000281.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC TGRB0000281

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Telangana Grameena Bank – JAINATH is still mapped to IFSC TGRB0000281. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC TGRB0000281 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Jainath branch is mapped to IFSC TGRB0000281 on the RBI payments network. The branch generally supports the full retail product catalogue of Telangana Grameena Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains TGRB0000281.

Products and services

Customers walking into the Jainath branch can access most of Telangana Grameena Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC TGRB0000281

Online banking and IFSC TGRB0000281

Telangana Grameena Bank customers can register for net banking and the bank's official mobile app once their account at the JAINATH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC TGRB0000281 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Jainath branch sits at NEAR BUS STAND,BESIDE BANK OF MAHARASHTRA, JAINATH, MAIN ROAD. If you are travelling from outside Adilabad, search for the branch on a maps application using the bank name and locality, or call 40-8332988011 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC TGRB0000281 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Telangana Grameena Bank – JAINATH:

• The IFSC is exactly TGRB0000281 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Telangana Grameena Bank as the bank name and JAINATH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Jainath are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to TGRB0000281 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC TGRB0000281 for Telangana Grameena Bank – JAINATH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: TGRB0000281 is the IFSC code of Telangana Grameena Bank, JAINATH branch, in ADILABAD, TELANGANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.