IFSC Code of Tamilnad Mercantile Bank Limited, Benz Circle Vijayawada Branch, Andhra Pradesh

Use this page as a one-stop reference for everything related to Tamilnad Mercantile Bank Limited's BENZ CIRCLE VIJAYAWADA branch in VIJAYAWADA, ANDHRA PRADESH. The branch's IFSC code TMBL0000457 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Tamilnad Mercantile Bank Limited – BENZ CIRCLE VIJAYAWADA is TMBL0000457. The first four letters TMBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000457 map to this branch in VIJAYAWADA, ANDHRA PRADESH.

About the bank

Tamilnad Mercantile Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Benz Circle Vijayawada branch in Vijayawada, Andhra Pradesh is part of this network and uses the IFSC code TMBL0000457 for all electronic settlement.

About this branch

The branch is located at GROUND FLOOR DNO 64 9 1 M G ROAD, BEHIND EENADU OFFICE, BENZ CIRCLE, VIJAYAWADA 520 010, KRISHNA DISTRICT, ANDRA PRADESH. It serves the Vijayawada region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Tamilnad Mercantile Bank Limited. The IFSC TMBL0000457 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every Tamilnad Mercantile Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BENZ CIRCLE VIJAYAWADA of Tamilnad Mercantile Bank Limited — its own 11-character IFSC. The code TMBL0000457 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC TMBL0000457 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Tamilnad Mercantile Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TMBL0000457 and the account number together uniquely identify the Benz Circle Vijayawada branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC TMBL0000457

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TMBL0000457 across all three.

NEFT to Tamilnad Mercantile Bank Limited, BENZ CIRCLE VIJAYAWADA using IFSC TMBL0000457

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC TMBL0000457, and confirm that the system picks up Tamilnad Mercantile Bank Limited – BENZ CIRCLE VIJAYAWADA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC TMBL0000457

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Tamilnad Mercantile Bank Limited – BENZ CIRCLE VIJAYAWADA, ensure your bank's portal accepts IFSC TMBL0000457 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Tamilnad Mercantile Bank Limited BENZ CIRCLE VIJAYAWADA (IFSC TMBL0000457)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TMBL0000457 in your mobile or internet banking app, and the money is credited to the BENZ CIRCLE VIJAYAWADA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Benz Circle Vijayawada

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC TMBL0000457:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BENZ CIRCLE VIJAYAWADA is still linked to IFSC TMBL0000457.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC TMBL0000457

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Tamilnad Mercantile Bank Limited – BENZ CIRCLE VIJAYAWADA is still mapped to IFSC TMBL0000457. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC TMBL0000457 and the beneficiary's account number to complete the transfer.

Account types you can open at the Benz Circle Vijayawada branch

Once you have an account at Tamilnad Mercantile Bank Limited – BENZ CIRCLE VIJAYAWADA, the IFSC TMBL0000457 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Benz Circle Vijayawada branch can access most of Tamilnad Mercantile Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC TMBL0000457

Online banking and IFSC TMBL0000457

Tamilnad Mercantile Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BENZ CIRCLE VIJAYAWADA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC TMBL0000457 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Benz Circle Vijayawada branch

The branch is located at GROUND FLOOR DNO 64 9 1 M G ROAD, BEHIND EENADU OFFICE, BENZ CIRCLE, VIJAYAWADA 520 010, KRISHNA DISTRICT, ANDRA PRADESH, which puts it inside Vijayawada, the broader Krishna district, and the state of Andhra Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Tamilnad Mercantile Bank Limited Benz Circle Vijayawada branch” — the verified location pin for IFSC TMBL0000457 should appear at the top of the results.
2. Confirm the branch is open by calling 9100046082 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC TMBL0000457 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Tamilnad Mercantile Bank Limited – BENZ CIRCLE VIJAYAWADA:

• The IFSC is exactly TMBL0000457 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Tamilnad Mercantile Bank Limited as the bank name and BENZ CIRCLE VIJAYAWADA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Benz Circle Vijayawada are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to TMBL0000457 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC TMBL0000457 for Tamilnad Mercantile Bank Limited – BENZ CIRCLE VIJAYAWADA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: TMBL0000457 is the IFSC code of Tamilnad Mercantile Bank Limited, BENZ CIRCLE VIJAYAWADA branch, in VIJAYAWADA, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.