IFSC Code of Tamilnad Mercantile Bank Limited, Veerasigamani Branch, Tamil Nadu

If you are searching for the IFSC code of Tamilnad Mercantile Bank Limited, VEERASIGAMANI branch in VEERASIGAMANI, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is TMBL0000394. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the VEERASIGAMANI branch, and detailed step-by-step guides for using the IFSC TMBL0000394 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, TMBL0000394 is the IFSC of Tamilnad Mercantile Bank Limited's VEERASIGAMANI branch. The format is fixed: TMBL = bank code, 0 = reserved, 000394 = branch identifier.

About the bank

Tamilnad Mercantile Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Veerasigamani branch in Veerasigamani, Tamil Nadu is part of this network and uses the IFSC code TMBL0000394 for all electronic settlement.

About the Veerasigamani branch

The Veerasigamani branch of Tamilnad Mercantile Bank Limited is situated at 6 406 GROUND FLOOR MATHAN COMPLEX MAIN ROAD VEERASIGAMANI SANKARANKOVIL (TK). Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code TMBL0000394 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Tamilnad Mercantile Bank Limited's VEERASIGAMANI branch came to be assigned the code TMBL0000394.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC TMBL0000394, money simply cannot be routed to the VEERASIGAMANI branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Veerasigamani branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC TMBL0000394 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC TMBL0000394

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TMBL0000394 across all three.

NEFT to Tamilnad Mercantile Bank Limited, VEERASIGAMANI using IFSC TMBL0000394

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC TMBL0000394, and confirm that the system picks up Tamilnad Mercantile Bank Limited – VEERASIGAMANI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to VEERASIGAMANI

If you need to transfer ₹2 lakh or more in one go to an account at Tamilnad Mercantile Bank Limited's VEERASIGAMANI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC TMBL0000394 while initiating the transfer and the credit will appear within minutes.

IMPS to Tamilnad Mercantile Bank Limited VEERASIGAMANI (IFSC TMBL0000394)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TMBL0000394 in your mobile or internet banking app, and the money is credited to the VEERASIGAMANI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Veerasigamani

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC TMBL0000394:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at VEERASIGAMANI is still linked to IFSC TMBL0000394.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC TMBL0000394

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Tamilnad Mercantile Bank Limited – VEERASIGAMANI is still mapped to IFSC TMBL0000394. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC TMBL0000394 and the beneficiary's account number to complete the transfer.

Account types you can open at the Veerasigamani branch

Once you have an account at Tamilnad Mercantile Bank Limited – VEERASIGAMANI, the IFSC TMBL0000394 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Veerasigamani branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4636-7502810888.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC TMBL0000394

Digital banking channels

Most day-to-day work that customers used to do at the Veerasigamani branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC TMBL0000394 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Veerasigamani branch sits at 6 406 GROUND FLOOR MATHAN COMPLEX MAIN ROAD VEERASIGAMANI SANKARANKOVIL (TK). If you are travelling from outside Veerasigamani, search for the branch on a maps application using the bank name and locality, or call 4636-7502810888 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC TMBL0000394 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Tamilnad Mercantile Bank Limited – VEERASIGAMANI:

• The IFSC is exactly TMBL0000394 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Tamilnad Mercantile Bank Limited as the bank name and VEERASIGAMANI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Veerasigamani branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC TMBL0000394, however, work 24x7.

Verifying IFSC TMBL0000394 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm TMBL0000394 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 4636-7502810888.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code TMBL0000394 belongs to Tamilnad Mercantile Bank Limited's VEERASIGAMANI branch, located at 6 406 GROUND FLOOR MATHAN COMPLEX MAIN ROAD VEERASIGAMANI SANKARANKOVIL (TK) in VEERASIGAMANI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.