If you are searching for the IFSC code of Tamilnad Mercantile Bank Limited, THICKANAMCODE branch in THIKKANAMCODE, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is TMBL0000042. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THICKANAMCODE branch, and detailed step-by-step guides for using the IFSC TMBL0000042 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, TMBL0000042 is the IFSC of Tamilnad Mercantile Bank Limited's THICKANAMCODE branch. The format is fixed: TMBL = bank code, 0 = reserved, 000042 = branch identifier.
Branch details at a glance
| Bank Name | Tamilnad Mercantile Bank Limited |
|---|---|
| Branch | Thickanamcode |
| IFSC Code | TMBL0000042 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 6/19D, KARINGAL ROAD, THICKANAMCODE-629804 TAMILNADU |
| City | Thikkanamcode |
| District | Kanniyakumari |
| State | Tamil Nadu |
| STD Code | 4651 |
| Phone | 254246 |
About the bank
Tamilnad Mercantile Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Thickanamcode branch in Thikkanamcode, Tamil Nadu is part of this network and uses the IFSC code TMBL0000042 for all electronic settlement.
About this branch
The branch is located at 6/19D, KARINGAL ROAD, THICKANAMCODE-629804 TAMILNADU. It serves the Thikkanamcode region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Tamilnad Mercantile Bank Limited. The IFSC TMBL0000042 is used to identify this branch on the RBI payments network.
Why every Tamilnad Mercantile Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THICKANAMCODE of Tamilnad Mercantile Bank Limited — its own 11-character IFSC. The code TMBL0000042 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC TMBL0000042 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC TMBL0000042
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TMBL0000042 across all three.
NEFT to Tamilnad Mercantile Bank Limited, THICKANAMCODE using IFSC TMBL0000042
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC TMBL0000042, and confirm that the system picks up Tamilnad Mercantile Bank Limited – THICKANAMCODE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to THICKANAMCODE
If you need to transfer ₹2 lakh or more in one go to an account at Tamilnad Mercantile Bank Limited's THICKANAMCODE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC TMBL0000042 while initiating the transfer and the credit will appear within minutes.
IMPS to Tamilnad Mercantile Bank Limited THICKANAMCODE (IFSC TMBL0000042)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TMBL0000042 in your mobile or internet banking app, and the money is credited to the THICKANAMCODE branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Thickanamcode
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC TMBL0000042:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at THICKANAMCODE is still linked to IFSC TMBL0000042.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Tamilnad Mercantile Bank Limited's THICKANAMCODE branch, the IFSC TMBL0000042 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Thickanamcode branch is mapped to IFSC TMBL0000042 on the RBI payments network. The branch generally supports the full retail product catalogue of Tamilnad Mercantile Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains TMBL0000042.
Banking services available
The Thickanamcode branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4651-254246.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC TMBL0000042
MICR & cheque-truncation details
Cheques drawn on the Thickanamcode branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC TMBL0000042 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Thickanamcode branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC TMBL0000042 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Tamilnad Mercantile Bank Limited – THICKANAMCODE:
- The IFSC is exactly TMBL0000042 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Tamilnad Mercantile Bank Limited as the bank name and THICKANAMCODE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Thickanamcode branch
The branch is located at 6/19D, KARINGAL ROAD, THICKANAMCODE-629804 TAMILNADU, which puts it inside Thikkanamcode, the broader Kanniyakumari district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Tamilnad Mercantile Bank Limited Thickanamcode branch” — the verified location pin for IFSC TMBL0000042 should appear at the top of the results.
- Confirm the branch is open by calling 4651-254246 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC TMBL0000042 and your account number.
Verifying IFSC TMBL0000042 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm TMBL0000042 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4651-254246.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Thickanamcode are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to TMBL0000042 continue to work without interruption.
Branch address & contact
Tamilnad Mercantile Bank LimitedThickanamcode Branch
6/19D, KARINGAL ROAD, THICKANAMCODE-629804 TAMILNADU
Thikkanamcode, Tamil Nadu
Phone: 4651-254246
IFSC: TMBL0000042
Frequently asked questions
Is IFSC TMBL0000042 the same for all accounts at Thickanamcode branch?
Yes. The IFSC TMBL0000042 is shared by every account held at Tamilnad Mercantile Bank Limited's Thickanamcode branch. Only the account number changes from customer to customer.
How do I add Tamilnad Mercantile Bank Limited Thickanamcode as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC TMBL0000042, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC TMBL0000042 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC TMBL0000042 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Thickanamcode branch but serve different purposes.
Is IFSC TMBL0000042 valid for NEFT and RTGS?
Yes. IFSC TMBL0000042 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Tamilnad Mercantile Bank Limited Thickanamcode branch?
The IFSC code of Tamilnad Mercantile Bank Limited, Thickanamcode branch is TMBL0000042. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Tamilnad Mercantile Bank Limited Thickanamcode branch located?
Tamilnad Mercantile Bank Limited's Thickanamcode branch is located at 6/19D, KARINGAL ROAD, THICKANAMCODE-629804 TAMILNADU, Thikkanamcode, Tamil Nadu.
What is the phone number of Tamilnad Mercantile Bank Limited Thickanamcode branch?
You can reach the branch at 4651-254246 during regular banking hours.
Final notes
To recap: TMBL0000042 is the IFSC code of Tamilnad Mercantile Bank Limited, THICKANAMCODE branch, in THIKKANAMCODE, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
