IFSC Code of Tamilnad Mercantile Bank Limited, Zamin Uthukuli Branch, Tamil Nadu

This page lists the IFSC code, branch address, contact number and fund-transfer information for Tamilnad Mercantile Bank Limited, ZAMIN UTHUKULI branch in POLLACHI. The 11-digit IFSC TMBL0000581 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Tamilnad Mercantile Bank Limited at the ZAMIN UTHUKULI location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, TMBL0000581 is the IFSC of Tamilnad Mercantile Bank Limited's ZAMIN UTHUKULI branch. The format is fixed: TMBL = bank code, 0 = reserved, 000581 = branch identifier.

Branch details at a glance

Bank profile

Tamilnad Mercantile Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Zamin Uthukuli branch — IFSC TMBL0000581 — extends the bank's services to customers in and around Pollachi, Tamil Nadu.

About this branch

The branch is located at NO 16 MEENKARAI ROAD ZAMIN UTHUKULI POLLACHI COIMBATORE DISTRICT 642004. It serves the Pollachi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Tamilnad Mercantile Bank Limited. The IFSC TMBL0000581 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Tamilnad Mercantile Bank Limited's ZAMIN UTHUKULI branch came to be assigned the code TMBL0000581.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC TMBL0000581, money simply cannot be routed to the ZAMIN UTHUKULI branch electronically.

How to transfer money using IFSC TMBL0000581

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TMBL0000581 across all three.

NEFT to Tamilnad Mercantile Bank Limited, ZAMIN UTHUKULI using IFSC TMBL0000581

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC TMBL0000581, and confirm that the system picks up Tamilnad Mercantile Bank Limited – ZAMIN UTHUKULI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to ZAMIN UTHUKULI

If you need to transfer ₹2 lakh or more in one go to an account at Tamilnad Mercantile Bank Limited's ZAMIN UTHUKULI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC TMBL0000581 while initiating the transfer and the credit will appear within minutes.

IMPS to Tamilnad Mercantile Bank Limited ZAMIN UTHUKULI (IFSC TMBL0000581)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TMBL0000581 in your mobile or internet banking app, and the money is credited to the ZAMIN UTHUKULI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC TMBL0000581 for Tamilnad Mercantile Bank Limited – ZAMIN UTHUKULI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Zamin Uthukuli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC TMBL0000581

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Tamilnad Mercantile Bank Limited – ZAMIN UTHUKULI is still mapped to IFSC TMBL0000581. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC TMBL0000581 and the beneficiary's account number to complete the transfer.

Account types you can open at the Zamin Uthukuli branch

Once you have an account at Tamilnad Mercantile Bank Limited – ZAMIN UTHUKULI, the IFSC TMBL0000581 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Zamin Uthukuli branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4259-8925891788.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC TMBL0000581

MICR & cheque-truncation details

Cheques drawn on the Zamin Uthukuli branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC TMBL0000581 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC TMBL0000581

Tamilnad Mercantile Bank Limited customers can register for net banking and the bank's official mobile app once their account at the ZAMIN UTHUKULI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC TMBL0000581 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Tamilnad Mercantile Bank Limited – ZAMIN UTHUKULI:

• The IFSC is exactly TMBL0000581 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Tamilnad Mercantile Bank Limited as the bank name and ZAMIN UTHUKULI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Zamin Uthukuli branch

The branch is located at NO 16 MEENKARAI ROAD ZAMIN UTHUKULI POLLACHI COIMBATORE DISTRICT 642004, which puts it inside Pollachi, the broader Coimbatore district, and the state of Tamil Nadu. To plan your visit:

1. Open Google Maps on your phone and search for “Tamilnad Mercantile Bank Limited Zamin Uthukuli branch” — the verified location pin for IFSC TMBL0000581 should appear at the top of the results.
2. Confirm the branch is open by calling 4259-8925891788 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC TMBL0000581 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC TMBL0000581 for Tamilnad Mercantile Bank Limited – ZAMIN UTHUKULI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Zamin Uthukuli are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to TMBL0000581 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code TMBL0000581 belongs to Tamilnad Mercantile Bank Limited's ZAMIN UTHUKULI branch, located at NO 16 MEENKARAI ROAD ZAMIN UTHUKULI POLLACHI COIMBATORE DISTRICT 642004 in POLLACHI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.