Use this page as a one-stop reference for everything related to Tamilnad Mercantile Bank Limited's AVALCHINNAMPALAYAM branch in POLLACHI, TAMIL NADU. The branch's IFSC code TMBL0000535 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, TMBL0000535 is the IFSC of Tamilnad Mercantile Bank Limited's AVALCHINNAMPALAYAM branch. The format is fixed: TMBL = bank code, 0 = reserved, 000535 = branch identifier.
About the bank
Tamilnad Mercantile Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Avalchinnampalayam branch in Pollachi, Tamil Nadu is part of this network and uses the IFSC code TMBL0000535 for all electronic settlement.
Branch details at a glance
| Bank Name | Tamilnad Mercantile Bank Limited |
|---|---|
| Branch | Avalchinnampalayam |
| IFSC Code | TMBL0000535 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GF,NO 172 3A,VALPARAI MAIN ROAD, AVALCHINNAMPALAYAM 642 123,ZAMIN KOTTAMPATTI PANCHAYAT,POLLACHI TALUK. |
| City | Pollachi |
| District | Coimbatore |
| State | Tamil Nadu |
| STD Code | 4252 |
| Phone | 8925831717 |
Avalchinnampalayam branch overview
Located at GF,NO 172 3A,VALPARAI MAIN ROAD, AVALCHINNAMPALAYAM 642 123,ZAMIN KOTTAMPATTI PANCHAYAT,POLLACHI TALUK., the Avalchinnampalayam branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC TMBL0000535 is required for all interbank electronic transfers routed through this branch.
Why every Tamilnad Mercantile Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AVALCHINNAMPALAYAM of Tamilnad Mercantile Bank Limited — its own 11-character IFSC. The code TMBL0000535 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC TMBL0000535 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Avalchinnampalayam branch is mapped to IFSC TMBL0000535 on the RBI payments network. The branch generally supports the full retail product catalogue of Tamilnad Mercantile Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains TMBL0000535.
Products and services
Customers walking into the Avalchinnampalayam branch can access most of Tamilnad Mercantile Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC TMBL0000535
How to transfer money using IFSC TMBL0000535
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TMBL0000535 across all three.
NEFT to Tamilnad Mercantile Bank Limited, AVALCHINNAMPALAYAM using IFSC TMBL0000535
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC TMBL0000535, and confirm that the system picks up Tamilnad Mercantile Bank Limited – AVALCHINNAMPALAYAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to AVALCHINNAMPALAYAM
If you need to transfer ₹2 lakh or more in one go to an account at Tamilnad Mercantile Bank Limited's AVALCHINNAMPALAYAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC TMBL0000535 while initiating the transfer and the credit will appear within minutes.
IMPS to Tamilnad Mercantile Bank Limited AVALCHINNAMPALAYAM (IFSC TMBL0000535)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TMBL0000535 in your mobile or internet banking app, and the money is credited to the AVALCHINNAMPALAYAM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC TMBL0000535 for Tamilnad Mercantile Bank Limited – AVALCHINNAMPALAYAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – TMBL0000535 | Yes – TMBL0000535 | Yes – TMBL0000535 |
For most retail customers crediting the Avalchinnampalayam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC TMBL0000535
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Tamilnad Mercantile Bank Limited – AVALCHINNAMPALAYAM is still mapped to IFSC TMBL0000535. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC TMBL0000535 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Avalchinnampalayam branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC TMBL0000535 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Tamilnad Mercantile Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TMBL0000535 and the account number together uniquely identify the Avalchinnampalayam branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Tamilnad Mercantile Bank Limited – AVALCHINNAMPALAYAM:
- The IFSC is exactly TMBL0000535 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Tamilnad Mercantile Bank Limited as the bank name and AVALCHINNAMPALAYAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Avalchinnampalayam branch sits at GF,NO 172 3A,VALPARAI MAIN ROAD, AVALCHINNAMPALAYAM 642 123,ZAMIN KOTTAMPATTI PANCHAYAT,POLLACHI TALUK.. If you are travelling from outside Pollachi, search for the branch on a maps application using the bank name and locality, or call 4252-8925831717 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC TMBL0000535 and your account number.
Verifying IFSC TMBL0000535 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm TMBL0000535 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4252-8925831717.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Avalchinnampalayam branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC TMBL0000535, however, work 24x7.
Branch address & contact
Tamilnad Mercantile Bank LimitedAvalchinnampalayam Branch
GF,NO 172 3A,VALPARAI MAIN ROAD, AVALCHINNAMPALAYAM 642 123,ZAMIN KOTTAMPATTI PANCHAYAT,POLLACHI TALUK.
Pollachi, Tamil Nadu
Phone: 4252-8925831717
IFSC: TMBL0000535
Frequently asked questions
Can I use IFSC TMBL0000535 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC TMBL0000535 to send funds instantly.
What is the IFSC code of Tamilnad Mercantile Bank Limited Avalchinnampalayam branch?
The IFSC code of Tamilnad Mercantile Bank Limited, Avalchinnampalayam branch is TMBL0000535. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Tamilnad Mercantile Bank Limited Avalchinnampalayam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC TMBL0000535, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Tamilnad Mercantile Bank Limited Avalchinnampalayam branch located?
Tamilnad Mercantile Bank Limited's Avalchinnampalayam branch is located at GF,NO 172 3A,VALPARAI MAIN ROAD, AVALCHINNAMPALAYAM 642 123,ZAMIN KOTTAMPATTI PANCHAYAT,POLLACHI TALUK., Pollachi, Tamil Nadu.
Is IFSC TMBL0000535 valid for NEFT and RTGS?
Yes. IFSC TMBL0000535 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Avalchinnampalayam branch but serve different purposes.
Is IFSC TMBL0000535 the same for all accounts at Avalchinnampalayam branch?
Yes. The IFSC TMBL0000535 is shared by every account held at Tamilnad Mercantile Bank Limited's Avalchinnampalayam branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using TMBL0000535 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Tamilnad Mercantile Bank Limited – Avalchinnampalayam reflect within 30 minutes.
Summary
The IFSC code TMBL0000535 belongs to Tamilnad Mercantile Bank Limited's AVALCHINNAMPALAYAM branch, located at GF,NO 172 3A,VALPARAI MAIN ROAD, AVALCHINNAMPALAYAM 642 123,ZAMIN KOTTAMPATTI… in POLLACHI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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