Use this page as a one-stop reference for everything related to Tamilnad Mercantile Bank Limited's ASESHAM branch in MANNARGUDI, TAMIL NADU. The branch's IFSC code TMBL0000278 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Tamilnad Mercantile Bank Limited's ASESHAM branch, the IFSC TMBL0000278 breaks down as follows: TMBL identifies the bank, 0 is the reserved character, and 000278 identifies this particular branch.
About the bank
Tamilnad Mercantile Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Asesham branch in Mannargudi, Tamil Nadu is part of this network and uses the IFSC code TMBL0000278 for all electronic settlement.
Branch details at a glance
| Bank Name | Tamilnad Mercantile Bank Limited |
|---|---|
| Branch | Asesham |
| IFSC Code | TMBL0000278 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 5 108,ANNAI MATHA COMPLEX,MAIN ROAD,ASESHAM-614001,THIRUVARUR DIST |
| City | Mannargudi |
| District | Thiruvarur |
| State | Tamil Nadu |
| STD Code | 4367 |
| Phone | 220100 |
About the Asesham branch
The Asesham branch of Tamilnad Mercantile Bank Limited is situated at 5 108,ANNAI MATHA COMPLEX,MAIN ROAD,ASESHAM-614001,THIRUVARUR DIST. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code TMBL0000278 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Tamilnad Mercantile Bank Limited's ASESHAM branch came to be assigned the code TMBL0000278.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC TMBL0000278, money simply cannot be routed to the ASESHAM branch electronically.
Products and account variants supported
Every account opened at the Asesham branch is mapped to IFSC TMBL0000278 on the RBI payments network. The branch generally supports the full retail product catalogue of Tamilnad Mercantile Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains TMBL0000278.
Banking services available
The Asesham branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4367-220100.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC TMBL0000278
How to transfer money using IFSC TMBL0000278
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TMBL0000278 across all three.
NEFT to Tamilnad Mercantile Bank Limited, ASESHAM using IFSC TMBL0000278
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC TMBL0000278, and confirm that the system picks up Tamilnad Mercantile Bank Limited – ASESHAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC TMBL0000278
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Tamilnad Mercantile Bank Limited – ASESHAM, ensure your bank's portal accepts IFSC TMBL0000278 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Tamilnad Mercantile Bank Limited ASESHAM (IFSC TMBL0000278)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TMBL0000278 in your mobile or internet banking app, and the money is credited to the ASESHAM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC TMBL0000278 for Tamilnad Mercantile Bank Limited – ASESHAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – TMBL0000278 | Yes – TMBL0000278 | Yes – TMBL0000278 |
For most retail customers crediting the Asesham branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Tamilnad Mercantile Bank Limited's ASESHAM branch, the IFSC TMBL0000278 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC TMBL0000278
Tamilnad Mercantile Bank Limited customers can register for net banking and the bank's official mobile app once their account at the ASESHAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC TMBL0000278 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Tamilnad Mercantile Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TMBL0000278 and the account number together uniquely identify the Asesham branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC TMBL0000278
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Tamilnad Mercantile Bank Limited – ASESHAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
TMBL0000278. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Asesham branch
The branch is located at 5 108,ANNAI MATHA COMPLEX,MAIN ROAD,ASESHAM-614001,THIRUVARUR DIST, which puts it inside Mannargudi, the broader Thiruvarur district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Tamilnad Mercantile Bank Limited Asesham branch” — the verified location pin for IFSC TMBL0000278 should appear at the top of the results.
- Confirm the branch is open by calling 4367-220100 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC TMBL0000278 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC TMBL0000278 for Tamilnad Mercantile Bank Limited – ASESHAM, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Asesham are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to TMBL0000278 continue to work without interruption.
Branch address & contact
Tamilnad Mercantile Bank LimitedAsesham Branch
5 108,ANNAI MATHA COMPLEX,MAIN ROAD,ASESHAM-614001,THIRUVARUR DIST
Mannargudi, Tamil Nadu
Phone: 4367-220100
IFSC: TMBL0000278
Frequently asked questions
Is IFSC TMBL0000278 valid for NEFT and RTGS?
Yes. IFSC TMBL0000278 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Tamilnad Mercantile Bank Limited Asesham branch located?
Tamilnad Mercantile Bank Limited's Asesham branch is located at 5 108,ANNAI MATHA COMPLEX,MAIN ROAD,ASESHAM-614001,THIRUVARUR DIST, Mannargudi, Tamil Nadu.
Is IFSC TMBL0000278 the same for all accounts at Asesham branch?
Yes. The IFSC TMBL0000278 is shared by every account held at Tamilnad Mercantile Bank Limited's Asesham branch. Only the account number changes from customer to customer.
What is the IFSC code of Tamilnad Mercantile Bank Limited Asesham branch?
The IFSC code of Tamilnad Mercantile Bank Limited, Asesham branch is TMBL0000278. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Tamilnad Mercantile Bank Limited Asesham branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 4367-220100 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Asesham branch but serve different purposes.
Summary
The IFSC code TMBL0000278 belongs to Tamilnad Mercantile Bank Limited's ASESHAM branch, located at 5 108,ANNAI MATHA COMPLEX,MAIN ROAD,ASESHAM-614001,THIRUVARUR DIST in MANNARGUDI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
