IFSC Code of Tamilnad Mercantile Bank Limited, Coimbatore Oppanakara Street Branch, Tamil Nadu

If you are searching for the IFSC code of Tamilnad Mercantile Bank Limited, COIMBATORE OPPANAKARA STREET branch in COIMBATORE, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is TMBL0000448. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the COIMBATORE OPPANAKARA STREET branch, and detailed step-by-step guides for using the IFSC TMBL0000448 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, TMBL0000448 is the IFSC of Tamilnad Mercantile Bank Limited's COIMBATORE OPPANAKARA STREET branch. The format is fixed: TMBL = bank code, 0 = reserved, 000448 = branch identifier.

Bank profile

Tamilnad Mercantile Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Coimbatore Oppanakara Street branch — IFSC TMBL0000448 — extends the bank's services to customers in and around Coimbatore, Tamil Nadu.

About this branch

The branch is located at NO 8 TO 12, OPPANAKARA STREET, OPP SRI ATHI VINAYAGAR TEMPLE, COIMBATORE 641 001. It serves the Coimbatore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Tamilnad Mercantile Bank Limited. The IFSC TMBL0000448 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every Tamilnad Mercantile Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including COIMBATORE OPPANAKARA STREET of Tamilnad Mercantile Bank Limited — its own 11-character IFSC. The code TMBL0000448 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC TMBL0000448 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Tamilnad Mercantile Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TMBL0000448 and the account number together uniquely identify the Coimbatore Oppanakara Street branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC TMBL0000448

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TMBL0000448 across all three.

NEFT to Tamilnad Mercantile Bank Limited, COIMBATORE OPPANAKARA STREET using IFSC TMBL0000448

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC TMBL0000448, and confirm that the system picks up Tamilnad Mercantile Bank Limited – COIMBATORE OPPANAKARA STREET. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to COIMBATORE OPPANAKARA STREET

If you need to transfer ₹2 lakh or more in one go to an account at Tamilnad Mercantile Bank Limited's COIMBATORE OPPANAKARA STREET branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC TMBL0000448 while initiating the transfer and the credit will appear within minutes.

IMPS to Tamilnad Mercantile Bank Limited COIMBATORE OPPANAKARA STREET (IFSC TMBL0000448)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TMBL0000448 in your mobile or internet banking app, and the money is credited to the COIMBATORE OPPANAKARA STREET branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Coimbatore Oppanakara Street

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC TMBL0000448:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at COIMBATORE OPPANAKARA STREET is still linked to IFSC TMBL0000448.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC TMBL0000448

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Tamilnad Mercantile Bank Limited – COIMBATORE OPPANAKARA STREET is still mapped to IFSC TMBL0000448. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC TMBL0000448 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Coimbatore Oppanakara Street branch is mapped to IFSC TMBL0000448 on the RBI payments network. The branch generally supports the full retail product catalogue of Tamilnad Mercantile Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains TMBL0000448.

Products and services

Customers walking into the Coimbatore Oppanakara Street branch can access most of Tamilnad Mercantile Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC TMBL0000448

Digital banking channels

Most day-to-day work that customers used to do at the Coimbatore Oppanakara Street branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC TMBL0000448 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Coimbatore Oppanakara Street branch

The branch is located at NO 8 TO 12, OPPANAKARA STREET, OPP SRI ATHI VINAYAGAR TEMPLE, COIMBATORE 641 001, which puts it inside Coimbatore, the broader Coimbatore district, and the state of Tamil Nadu. To plan your visit:

1. Open Google Maps on your phone and search for “Tamilnad Mercantile Bank Limited Coimbatore Oppanakara Street branch” — the verified location pin for IFSC TMBL0000448 should appear at the top of the results.
2. Confirm the branch is open by calling 8012810888 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC TMBL0000448 and your account number.

Common mistakes to avoid when using IFSC TMBL0000448

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Tamilnad Mercantile Bank Limited – COIMBATORE OPPANAKARA STREET, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: TMBL0000448.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Coimbatore Oppanakara Street are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to TMBL0000448 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC TMBL0000448 for Tamilnad Mercantile Bank Limited – COIMBATORE OPPANAKARA STREET, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code TMBL0000448 belongs to Tamilnad Mercantile Bank Limited's COIMBATORE OPPANAKARA STREET branch, located at NO 8 TO 12, OPPANAKARA STREET, OPP SRI ATHI VINAYAGAR TEMPLE, COIMBATORE 641 001 in COIMBATORE, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.