IFSC Code of Tamilnad Mercantile Bank Limited, Bengaluru Jayanagar Branch, Karnataka

Use this page as a one-stop reference for everything related to Tamilnad Mercantile Bank Limited's BENGALURU JAYANAGAR branch in BENGALURU, KARNATAKA. The branch's IFSC code TMBL0000530 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Tamilnad Mercantile Bank Limited's BENGALURU JAYANAGAR branch, the IFSC TMBL0000530 breaks down as follows: TMBL identifies the bank, 0 is the reserved character, and 000530 identifies this particular branch.

Branch details at a glance

Bank profile

Tamilnad Mercantile Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Bengaluru Jayanagar branch — IFSC TMBL0000530 — extends the bank's services to customers in and around Bengaluru, Karnataka.

About the Bengaluru Jayanagar branch

The Bengaluru Jayanagar branch of Tamilnad Mercantile Bank Limited is situated at UPPER GROUND FLOOR, MANJUNATH MANSION,NO.3,OLD NO.155,6TH MAIN ROAD, 4TH BLOCK,JAYANAGAR, BENGALURU 560 041. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code TMBL0000530 is used.

Why every Tamilnad Mercantile Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BENGALURU JAYANAGAR of Tamilnad Mercantile Bank Limited — its own 11-character IFSC. The code TMBL0000530 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC TMBL0000530 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC TMBL0000530

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TMBL0000530 across all three.

NEFT to Tamilnad Mercantile Bank Limited, BENGALURU JAYANAGAR using IFSC TMBL0000530

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC TMBL0000530, and confirm that the system picks up Tamilnad Mercantile Bank Limited – BENGALURU JAYANAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to BENGALURU JAYANAGAR

If you need to transfer ₹2 lakh or more in one go to an account at Tamilnad Mercantile Bank Limited's BENGALURU JAYANAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC TMBL0000530 while initiating the transfer and the credit will appear within minutes.

IMPS to Tamilnad Mercantile Bank Limited BENGALURU JAYANAGAR (IFSC TMBL0000530)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TMBL0000530 in your mobile or internet banking app, and the money is credited to the BENGALURU JAYANAGAR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC TMBL0000530 for Tamilnad Mercantile Bank Limited – BENGALURU JAYANAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Bengaluru Jayanagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC TMBL0000530

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Tamilnad Mercantile Bank Limited – BENGALURU JAYANAGAR is still mapped to IFSC TMBL0000530. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC TMBL0000530 and the beneficiary's account number to complete the transfer.

Account types you can open at the Bengaluru Jayanagar branch

Once you have an account at Tamilnad Mercantile Bank Limited – BENGALURU JAYANAGAR, the IFSC TMBL0000530 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Bengaluru Jayanagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 80-8925813566.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC TMBL0000530

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Tamilnad Mercantile Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TMBL0000530 and the account number together uniquely identify the Bengaluru Jayanagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Bengaluru Jayanagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC TMBL0000530 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC TMBL0000530

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Tamilnad Mercantile Bank Limited – BENGALURU JAYANAGAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: TMBL0000530.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Bengaluru Jayanagar branch sits at UPPER GROUND FLOOR, MANJUNATH MANSION,NO.3,OLD NO.155,6TH MAIN ROAD, 4TH BLOCK,JAYANAGAR, BENGALURU 560 041. If you are travelling from outside Bengaluru, search for the branch on a maps application using the bank name and locality, or call 80-8925813566 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC TMBL0000530 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC TMBL0000530 for Tamilnad Mercantile Bank Limited – BENGALURU JAYANAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Bengaluru Jayanagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to TMBL0000530 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code TMBL0000530 belongs to Tamilnad Mercantile Bank Limited's BENGALURU JAYANAGAR branch, located at UPPER GROUND FLOOR, MANJUNATH MANSION,NO.3,OLD NO.155,6TH MAIN ROAD, 4TH… in BENGALURU, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.