IFSC Code of Sutex Cooperative Bank Limited, Sahara Darwaja Branch, Gujarat

If you are searching for the IFSC code of Sutex Cooperative Bank Limited, SAHARA DARWAJA branch in SURAT, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is SUTB0248016. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SAHARA DARWAJA branch, and detailed step-by-step guides for using the IFSC SUTB0248016 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Sutex Cooperative Bank Limited's SAHARA DARWAJA branch, the IFSC SUTB0248016 breaks down as follows: SUTB identifies the bank, 0 is the reserved character, and 248016 identifies this particular branch.

Branch details at a glance

About the bank

Sutex Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sahara Darwaja branch in Surat, Gujarat is part of this network and uses the IFSC code SUTB0248016 for all electronic settlement.

About this branch

The branch is located at G-101, PARKING FLOOR, NEW TEXTILE MARKET,SAHARA DARWAJA, SURAT-395002,GUJARAT (INDIA).. It serves the Surat region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Sutex Cooperative Bank Limited. The IFSC SUTB0248016 is used to identify this branch on the RBI payments network.

Why every Sutex Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SAHARA DARWAJA of Sutex Cooperative Bank Limited — its own 11-character IFSC. The code SUTB0248016 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SUTB0248016 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC SUTB0248016

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SUTB0248016 across all three.

NEFT to Sutex Cooperative Bank Limited, SAHARA DARWAJA using IFSC SUTB0248016

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SUTB0248016, and confirm that the system picks up Sutex Cooperative Bank Limited – SAHARA DARWAJA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SAHARA DARWAJA

If you need to transfer ₹2 lakh or more in one go to an account at Sutex Cooperative Bank Limited's SAHARA DARWAJA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SUTB0248016 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Sutex Cooperative Bank Limited – SAHARA DARWAJA, use IMPS. With IFSC SUTB0248016 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Sahara Darwaja

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SUTB0248016:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SAHARA DARWAJA is still linked to IFSC SUTB0248016.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Sutex Cooperative Bank Limited's SAHARA DARWAJA branch, the IFSC SUTB0248016 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Sahara Darwaja branch is mapped to IFSC SUTB0248016 on the RBI payments network. The branch generally supports the full retail product catalogue of Sutex Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SUTB0248016.

Products and services

Customers walking into the Sahara Darwaja branch can access most of Sutex Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SUTB0248016

MICR & cheque-truncation details

Cheques drawn on the Sahara Darwaja branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SUTB0248016 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Sahara Darwaja branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SUTB0248016 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Sutex Cooperative Bank Limited – SAHARA DARWAJA:

• The IFSC is exactly SUTB0248016 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Sutex Cooperative Bank Limited as the bank name and SAHARA DARWAJA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Sahara Darwaja branch

The branch is located at G-101, PARKING FLOOR, NEW TEXTILE MARKET,SAHARA DARWAJA, SURAT-395002,GUJARAT (INDIA)., which puts it inside Surat, the broader Surat district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “Sutex Cooperative Bank Limited Sahara Darwaja branch” — the verified location pin for IFSC SUTB0248016 should appear at the top of the results.
2. Confirm the branch is open by calling 261-2343940 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SUTB0248016 and your account number.

Verifying IFSC SUTB0248016 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SUTB0248016 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 261-2343940.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sahara Darwaja branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SUTB0248016, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: SUTB0248016 is the IFSC code of Sutex Cooperative Bank Limited, SAHARA DARWAJA branch, in SURAT, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.