IFSC Code of Sutex Cooperative Bank Limited, Sachin Gidc Branch, Gujarat

This page lists the IFSC code, branch address, contact number and fund-transfer information for Sutex Cooperative Bank Limited, SACHIN GIDC branch in SURAT. The 11-digit IFSC SUTB0248010 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Sutex Cooperative Bank Limited at the SACHIN GIDC location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SUTB0248010 is the IFSC of Sutex Cooperative Bank Limited's SACHIN GIDC branch. The format is fixed: SUTB = bank code, 0 = reserved, 248010 = branch identifier.

About Sutex Cooperative Bank Limited

Sutex Cooperative Bank Limited operates a wide network of branches across India, including the Sachin Gidc branch in Surat. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SUTB0248010.

About this branch

The branch is located at PLOT NO.1008, SACHIN GIDC,DIST.SURAT-394230,GUJARAT (INDIA).. It serves the Surat region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Sutex Cooperative Bank Limited. The IFSC SUTB0248010 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Sutex Cooperative Bank Limited's SACHIN GIDC branch came to be assigned the code SUTB0248010.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SUTB0248010, money simply cannot be routed to the SACHIN GIDC branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Sutex Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SUTB0248010 and the account number together uniquely identify the Sachin Gidc branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC SUTB0248010

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SUTB0248010 across all three.

NEFT to Sutex Cooperative Bank Limited, SACHIN GIDC using IFSC SUTB0248010

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SUTB0248010, and confirm that the system picks up Sutex Cooperative Bank Limited – SACHIN GIDC. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SACHIN GIDC

If you need to transfer ₹2 lakh or more in one go to an account at Sutex Cooperative Bank Limited's SACHIN GIDC branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SUTB0248010 while initiating the transfer and the credit will appear within minutes.

IMPS to Sutex Cooperative Bank Limited SACHIN GIDC (IFSC SUTB0248010)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SUTB0248010 in your mobile or internet banking app, and the money is credited to the SACHIN GIDC branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SUTB0248010 for Sutex Cooperative Bank Limited – SACHIN GIDC, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sachin Gidc branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SUTB0248010

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Sutex Cooperative Bank Limited – SACHIN GIDC is still mapped to IFSC SUTB0248010. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SUTB0248010 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Sachin Gidc branch is mapped to IFSC SUTB0248010 on the RBI payments network. The branch generally supports the full retail product catalogue of Sutex Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SUTB0248010.

Banking services available

The Sachin Gidc branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 261-2397954.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SUTB0248010

Online banking and IFSC SUTB0248010

Sutex Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SACHIN GIDC branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SUTB0248010 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Sachin Gidc branch

The branch is located at PLOT NO.1008, SACHIN GIDC,DIST.SURAT-394230,GUJARAT (INDIA)., which puts it inside Surat, the broader Surat district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “Sutex Cooperative Bank Limited Sachin Gidc branch” — the verified location pin for IFSC SUTB0248010 should appear at the top of the results.
2. Confirm the branch is open by calling 261-2397954 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SUTB0248010 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Sutex Cooperative Bank Limited – SACHIN GIDC:

• The IFSC is exactly SUTB0248010 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Sutex Cooperative Bank Limited as the bank name and SACHIN GIDC as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sachin Gidc branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SUTB0248010, however, work 24x7.

Verifying IFSC SUTB0248010 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SUTB0248010 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 261-2397954.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: SUTB0248010 is the IFSC code of Sutex Cooperative Bank Limited, SACHIN GIDC branch, in SURAT, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.