IFSC Code of Sumitomo Mitsui Banking Corporation, New Delhi Branch, Delhi

If you are searching for the IFSC code of Sumitomo Mitsui Banking Corporation, NEW DELHI branch in NEW DELHI, DELHI, this page has every detail you need. The verified IFSC code for this branch is SMBC00000SC. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NEW DELHI branch, and detailed step-by-step guides for using the IFSC SMBC00000SC across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SMBC00000SC is the IFSC of Sumitomo Mitsui Banking Corporation's NEW DELHI branch. The format is fixed: SMBC = bank code, 0 = reserved, 0000SC = branch identifier.

Bank profile

Sumitomo Mitsui Banking Corporation is among the recognised banks listed on the Reserve Bank of India's payments network. The New Delhi branch — IFSC SMBC00000SC — extends the bank's services to customers in and around New Delhi, Delhi.

Branch details at a glance

About the New Delhi branch

The New Delhi branch of Sumitomo Mitsui Banking Corporation is situated at 13TH FLOOR, HINDUSTAN TIMES HOUSE, 18-20, KG MARG,NEW DELHI - 110001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SMBC00000SC is used.

Why every Sumitomo Mitsui Banking Corporation branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NEW DELHI of Sumitomo Mitsui Banking Corporation — its own 11-character IFSC. The code SMBC00000SC is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SMBC00000SC the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the New Delhi branch

Once you have an account at Sumitomo Mitsui Banking Corporation – NEW DELHI, the IFSC SMBC00000SC stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The New Delhi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 11-47689111.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SMBC00000SC

How to transfer money using IFSC SMBC00000SC

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SMBC00000SC across all three.

How to use IFSC SMBC00000SC for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Sumitomo Mitsui Banking Corporation's NEW DELHI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SMBC00000SC.
4. Confirm the bank name auto-populates as Sumitomo Mitsui Banking Corporation and the branch as NEW DELHI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC SMBC00000SC

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Sumitomo Mitsui Banking Corporation – NEW DELHI, ensure your bank's portal accepts IFSC SMBC00000SC while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Sumitomo Mitsui Banking Corporation – NEW DELHI, use IMPS. With IFSC SMBC00000SC and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SMBC00000SC for Sumitomo Mitsui Banking Corporation – NEW DELHI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the New Delhi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Sumitomo Mitsui Banking Corporation's NEW DELHI branch, the IFSC SMBC00000SC is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC SMBC00000SC

Sumitomo Mitsui Banking Corporation customers can register for net banking and the bank's official mobile app once their account at the NEW DELHI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SMBC00000SC is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Sumitomo Mitsui Banking Corporation carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SMBC00000SC and the account number together uniquely identify the New Delhi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC SMBC00000SC

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Sumitomo Mitsui Banking Corporation – NEW DELHI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: SMBC00000SC.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the New Delhi branch

The branch is located at 13TH FLOOR, HINDUSTAN TIMES HOUSE, 18-20, KG MARG,NEW DELHI - 110001, which puts it inside New Delhi, the broader New Delhi district, and the state of Delhi. To plan your visit:

1. Open Google Maps on your phone and search for “Sumitomo Mitsui Banking Corporation New Delhi branch” — the verified location pin for IFSC SMBC00000SC should appear at the top of the results.
2. Confirm the branch is open by calling 11-47689111 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SMBC00000SC and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SMBC00000SC for Sumitomo Mitsui Banking Corporation – NEW DELHI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at New Delhi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SMBC00000SC continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SMBC00000SC belongs to Sumitomo Mitsui Banking Corporation's NEW DELHI branch, located at 13TH FLOOR, HINDUSTAN TIMES HOUSE, 18-20, KG MARG,NEW DELHI - 110001 in NEW DELHI, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.