IFSC Code of Suco Souharda Sahakari Bank Limited, Royal Circle Branch Bellary Branch, Karnataka

Use this page as a one-stop reference for everything related to Suco Souharda Sahakari Bank Limited's ROYAL CIRCLE BRANCH BELLARY branch in ROYAL CIRCLE BRANCH BELLARY, KARNATAKA. The branch's IFSC code SUSB0000011 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Suco Souharda Sahakari Bank Limited – ROYAL CIRCLE BRANCH BELLARY is SUSB0000011. The first four letters SUSB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000011 map to this branch in ROYAL CIRCLE BRANCH BELLARY, KARNATAKA.

About the bank

Suco Souharda Sahakari Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Royal Circle Branch Bellary branch in Royal Circle Branch Bellary, Karnataka is part of this network and uses the IFSC code SUSB0000011 for all electronic settlement.

About the Royal Circle Branch Bellary branch

The Royal Circle Branch Bellary branch of Suco Souharda Sahakari Bank Limited is situated at CORP W N:18,CMC BUILDING ,ROYAL CIRCLE,STATION ROAD,BELLARY 583 103. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SUSB0000011 is used.

Branch details at a glance

Why every Suco Souharda Sahakari Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ROYAL CIRCLE BRANCH BELLARY of Suco Souharda Sahakari Bank Limited — its own 11-character IFSC. The code SUSB0000011 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SUSB0000011 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Royal Circle Branch Bellary branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SUSB0000011 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC SUSB0000011

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SUSB0000011 across all three.

How to use IFSC SUSB0000011 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Suco Souharda Sahakari Bank Limited's ROYAL CIRCLE BRANCH BELLARY branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SUSB0000011.
4. Confirm the bank name auto-populates as Suco Souharda Sahakari Bank Limited and the branch as ROYAL CIRCLE BRANCH BELLARY.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to ROYAL CIRCLE BRANCH BELLARY

If you need to transfer ₹2 lakh or more in one go to an account at Suco Souharda Sahakari Bank Limited's ROYAL CIRCLE BRANCH BELLARY branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SUSB0000011 while initiating the transfer and the credit will appear within minutes.

IMPS to Suco Souharda Sahakari Bank Limited ROYAL CIRCLE BRANCH BELLARY (IFSC SUSB0000011)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SUSB0000011 in your mobile or internet banking app, and the money is credited to the ROYAL CIRCLE BRANCH BELLARY branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Royal Circle Branch Bellary

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SUSB0000011:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at ROYAL CIRCLE BRANCH BELLARY is still linked to IFSC SUSB0000011.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC SUSB0000011

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Suco Souharda Sahakari Bank Limited – ROYAL CIRCLE BRANCH BELLARY is still mapped to IFSC SUSB0000011. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SUSB0000011 and the beneficiary's account number to complete the transfer.

Account types you can open at the Royal Circle Branch Bellary branch

Once you have an account at Suco Souharda Sahakari Bank Limited – ROYAL CIRCLE BRANCH BELLARY, the IFSC SUSB0000011 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Royal Circle Branch Bellary branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8392-276764.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SUSB0000011

Online banking and IFSC SUSB0000011

Suco Souharda Sahakari Bank Limited customers can register for net banking and the bank's official mobile app once their account at the ROYAL CIRCLE BRANCH BELLARY branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SUSB0000011 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Royal Circle Branch Bellary branch sits at CORP W N:18,CMC BUILDING ,ROYAL CIRCLE,STATION ROAD,BELLARY 583 103. If you are travelling from outside Royal Circle Branch Bellary, search for the branch on a maps application using the bank name and locality, or call 8392-276764 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SUSB0000011 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Suco Souharda Sahakari Bank Limited – ROYAL CIRCLE BRANCH BELLARY:

• The IFSC is exactly SUSB0000011 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Suco Souharda Sahakari Bank Limited as the bank name and ROYAL CIRCLE BRANCH BELLARY as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Royal Circle Branch Bellary branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SUSB0000011, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SUSB0000011 for Suco Souharda Sahakari Bank Limited – ROYAL CIRCLE BRANCH BELLARY, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SUSB0000011 belongs to Suco Souharda Sahakari Bank Limited's ROYAL CIRCLE BRANCH BELLARY branch, located at CORP W N:18,CMC BUILDING ,ROYAL CIRCLE,STATION ROAD,BELLARY 583 103 in ROYAL CIRCLE BRANCH BELLARY, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.